Newest Capital One 360 Promotions, Bonuses and Offers: October 2020
You might be familiar with Capital One through its credit cards, but the company has more to offer via its personal banking division. Capital One 360 lets you handle banking tasks online, through its mobile app or at physical locations nationwide. You can even cash in on new customer bonuses from the bank.
A GOBankingRates survey revealed that many Americans are missing out on free money from banks. More than 65% of respondents said they wouldn’t consider changing banks, even if they offer bonuses for switching.
Rather than be a part of that group, check out the current Capital One 360 offers and put some extra cash in your pocket.
Capital One 360 Promotions at a Glance
New Capital One 360 banking customers can take advantage of special offers just for opening and using an account. October’s Capital One 360 bank promotions for new customers include:
Best Capital One 360 Bank Promotions: October 2020
|Account||Cash Value of Bonus||Expiration Date|
|360 Checking||$100||Oct. 20|
Current Capital One 360 Promotions
Finding a bank that meets your needs is critical in meeting your financial goals. If that bank also happens to offer you a bonus for signing up and using it, that makes deciding to switch banks easier. Here’s an in-depth look at the Capital One 360 Bank Promotions.
Best Checking Account Promotions
The Capital One 360 checking account bonus is nearly expired, so now’s the time to take advantage of it by signing up and using the account. Here are the details for the latest Capital One 360 checking account offer.
360 Checking: $100 Bonus for New Checking Customers (Online Only)
Capital One keeps things simple by offering just one 360 Checking account. The Capital One 360 Checking account offers plenty of flexibility with 24/7 mobile banking, no fees, money transferring through Zelle, over 40,000 fee-free ATMs and overdraft protection. Here’s an overview of the online-only Capital One 360 Checking account bonus:
- Cash value: $100
- Expiration date: Oct. 20
- How to get it: Sign up for a new Capital One 360 Checking account online and use Capital One 360 coupon code CHECK100 during the signup process. Spend at least $300 using your Capital One 360 debit card within 90 days of opening the account to receive your $100 bonus.
- When you’ll get it: Within 60 days of the initial 90-day period
- Terms and conditions: This offer is only available to customers who haven’t been a primary or secondary Capital One account holder since Jan. 1, 2018. You cannot combine this offer with any other Capital One 360 bank promotion. ATM, Zelle and ACH transactions don’t count toward the $300 spend qualification. Transactions must post within the 90-day period; pending transactions will not count.
- Monthly fees: None
- Promotion page: 360 Checking Bonus Offer
Best Savings Account Promotions
Unfortunately, there is no Capital One 360 savings account bonus. If you are in the market to open a savings account, check out these banks offering promotions and cash bonuses for opening an account.
Best Business Account Promotions
At this time, there is no available Capital One 360 business account bonus.
Past Capital One 360 Promotions
Few bank promotions last forever, but even expired offers might return in some form in the coming months. Here are a couple of recent Capital One 360 bonuses that offered cash for opening new accounts.
360 Checking: $25 Bonus
This promotion lets you earn a $25 bonus for opening a new account if you were referred by a friend and met the deposit requirement. Here’s more:
- Cash value: $25
- Expiration date: Expired
- How to get it: To earn this bonus, you had to open a new 360 Checking account using the referral link from a friend. After that, you had to deposit at least $250 in the account and complete at least three debit card purchases or Zelle payments within the next 45 days.
360 Performance Savings: Up To $100 Bonus
New customers referred by friends could earn a $100 bonus when they opened a 360 Performance Savings account and funded it with at least $10,000. Initial deposits between $250 and $9,999 earned a $25 bonus. Here are the details:
- Cash value: Up to $100
- Expiration date: Expired
- How to get it: You had to open a new 360 Performance Savings account using the referral link provided by a friend and fund it the same day.
360 Performance Savings: Up To $500 Bonus
New customers had a chance to earn up to $500 for deposits in a 360 Performance Savings account. The bonus started at $100 for a balance of $10,000 and topped out at $500 for a balance of $50,000.
- Cash value: Up to $500
- Expiration date: June 10
- How to get it: You had to open a new 360 Performance Savings account using the promo code SCORE500 by June 10 and fund it with at least $10,000. After that, you had to maintain that balance for 90 days.
How To Open a Capital One 360 Account
Capital One 360 offers customers three options for opening accounts:
- Visit the Capital One website and choose the “Open Account” link.
- Visit a local branch or Capital One Café.
- Download the mobile app and use it to apply for an account.
When opening an account, you must provide certain information and documentation, including your name and contact details, annual income, Social Security number and method for funding the account.
Is It Time To Switch To Capital One 360?
If you’re looking for a new checking account, this could be the perfect time to open one. Capital One’s 360 Checking account offers no monthly maintenance fees, 24/7 mobile banking and access to over 40,000 fee-free ATMs nationwide. Plus, you’ll get a $100 bonus just for signing up and using your new account.
Rates are subject to change. Information on accounts is accurate as of Oct. 7, 2020.
This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Capital One.
This article has been updated with additional reporting since its original publication.