Capital One Financial Corporation is headquartered in McLean, Virginia and is made up of both Capital One, N.A., and Capital One Bank (USA), N.A. The financial institution primarily operates out of Washington, D.C., New Jersey, New York, Maryland, Texas, Louisiana and Virginia. With a Fortune 500 ranking of 17, Capital One is a trusted and widely used bank. If you open an account with Capital One or do business with someone who banks at the institution, you might need a routing number to complete a direct deposit or wire transfer. If you know where to look you can find your bank routing number in seconds.
Here are the routing numbers for Capital One:
|Capital One Routing Numbers|
|Capital One Bank (USA), N.A.||051405515|
|Capital One, N.A.||056073502|
Click here to learn about how to find your bank routing number.
What Is a Routing Number?
The Federal Reserve is the organization that assigns a unique code to each financial institution, including Capital One. This number consists of nine digits and is called either a routing number, bank transit number or an ABA routing number. Since no two banks have the same routing number, it can be used when making financial transactions to identify a specific bank.
Banks that solely exist online tend to have just one routing number; however, traditional banks that have a host of branches spread out across several states usually are provided multiple routing numbers. You’ll need your Capital One routing number to transfer funds electronically. The number will also be printed across any paper checks you order.
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What Do the Numbers Mean?
To get a better understanding of your Capital One routing number you’ll need to examine each of the three sections that make up the number. The first section consists of the Federal Reserve Processing Symbol, which is what the Federal Reserve calls the first four digits. Digits one and two identify which of the 12 Federal Reserve Districts the financial institution resides in. For example, if you see 02, you’ll know the bank is located in the New York District. An 11 would indicate the company is in the Dallas District. Digits three and four identify the regional processing center and its location.
The next four numbers indicate the exact bank, such as Capital One. The final section is just one digit and it is appropriately called the “check digit” because it is used to validate the routing number as a whole.
Different Routing Numbers for Wire Transfers
It is important to note that most banks and financial institutions choose to use a separate routing number for their wire transfers. Capital One has a different bank transit number for wiring funds for each of its subsidiaries. The Capital One NA routing number is 056073612, and the Capital One Bank (USA), N.A. number is 051405515. If you need to send an international wire transfer, you’ll also be required to supply the company’s SWIFT Code. This code is made up of both letters and numbers and can be as little as eight or as many as 11 characters. Capital One’s SWIFT Code is NFBKUS33.
|Capital One Wiring Numbers|
|Capital One Bank (USA), N.A.||051405515|
|Capital One, N.A.||056073612|
Learn: How to Wire Money
Know Where to Find Your Capital One ABA Number
You simply need to examine your Capital One checks to locate your routing number. The bottom left-hand corner of each check lists the routing number, which is then followed by your individual account number. The final set of numbers strung across the bottom of your checks is the actual check number. If your checks come with deposit slips, you’ll notice the bank transit number is on them as well.
Another option is to call Capital One and ask a customer service representative what the routing number is for your local branch. If you have a non-branch account, call 1-888-810-4013. Retail branch banking accounts will need to dial 1-800-655-2265.
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