You need to know your bank’s routing number if you want to set up wire transfers. These security numbers allow banks to recognize each other within the transfer. Keep reading to learn about HSBC’s routing numbers and how to use them:
- HSBC Routing Numbers
- What Is a Routing Number?
- Can Banks Have Multiple Routing Numbers?
- How Do You Find a Routing Number on a Check?
- What Is the HSBC Routing Number for International Transfers?
HSBC uses the following routing numbers:
|HSBC Bank Routing Numbers|
|021001088||Wiring funds into your HSBC Bank USA account|
|022000020||Direct deposit; setting up recurring payment, disbursing payments via apps|
Always double-check the routing number to ensure you’re using the appropriate one for the transaction type.
Related: Is HSBC the Right Bank for You?
Routing numbers, also known as route transit numbers or ABA numbers, are nine-digit security codes that identify the banks sending and receiving transferred funds. While you can have multiple bank accounts with different account numbers, the routing number assigned to a bank never changes.
Here are some situations when you might find yourself using a routing number:
- Wiring money domestically or overseas
- Setting up recurring payments
- Paying a bill online or over the phone
- Transferring funds between different bank accounts
Large banks such as Wells Fargo and Citibank possess multiple routing numbers that cover different geographic regions or different tasks, such as electronic vs. paper transfers. HSBC is among the 15 biggest banks in the U.S. and used to have different routing numbers depending on the state, but GOBankingRates confirmed with the company that it now uses only two.
The routing number on a check is located in the bottom-left corner, next to your account number. If you ever find a different routing number on your check than the one on your bank’s website, it likely means that the routing number was assigned based on your bank’s location.
Banks use SWIFT codes for international transfers. HSBC’s SWIFT code is MRMDUS33. Be sure to use the routing number 021001088. According to HSBC, the information you’ll need to receive a wire transfers includes:
- Your name
- Your bank information, including the routing number and SWIFT code
- The corresponding bank’s information; you’ll need an appropriate address for both banks
Wire transfers can also be canceled for a full refund within a half-hour of placing the order, provided the funds haven’t already been picked up.
More on HSBC
- HSBC Review: Is It the Right Bank for You?
- Newest HSBC Promotions: Best Offers, Coupons and Bonuses
- How To Find and Use Your HSBC Login
- How to Open an HSBC Bank Account
More Routing Numbers
- Alaska USA Routing Number
- Alliant Credit Union Routing Number
- Ally Bank Routing Number
- America First Routing Number
- Axos Bank Routing Number
- Bank of America Routing Number
- Bank Of The West Routing Number
- BB&T Routing Number
- BECU Routing Number
- BMO Harris Routing Number
- Capital One Routing Number
- Charles Schwab Routing Number
- Chase Bank Routing Number
- Citibank Routing Number
- Citizens Bank Routing Number
- Commerce Bank Routing Number
- DCU Routing Number
- Fidelity Routing Number
- Fifth Third Routing Number
- FirstBank Routing Number
- First Citizens Bank Routing Number
- GECU Routing Number
- Golden 1 Credit Union Routing Number
- Huntington Bank Routing Number
- Keybank Routing Number
- MACU Routing Number
- MCU Routing Number
- M&T Bank Routing Number
- Navy Federal Routing Number
- PenFed Routing Number
- People’s United Bank Routing Number
- PNC Bank Routing Number
- RBFCU Routing Number
- Regions Bank Routing Number
- Santander Routing Number
- SunTrust Routing Number
- TD Bank Routing Number
- TIAA Bank Routing Number
- UCCU Routing Number
- UFCU Routing Number
- Umpqua Bank Routing Number
- Union Bank Routing Number
- US Bank Routing Number
- USAA Routing Number
- Vystar Routing Number
- Wells Fargo Routing Number
- Webster Bank Routing Number
- Woodforest Routing Number
- Zions Bank Routing Number
This content is not provided by HSBC. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by HSBC.