Here’s Your CIT Bank Routing Number

Learn why routing numbers are so important.

If you need to make a wire transfer, pay a bill online or order checks, you need to know your bank’s routing number. Routing numbers are important components of everyday banking transactions because they identify financial institutions that send money back and forth. Keep reading to learn what CIT Bank’s routing number is and how to use it.

CIT Bank Routing Number

CIT Bank has only one routing number for personal accounts. Here’s what you need to know:

CIT Bank Routing Number
124084834

If you are a business client at CIT Bank, you’ll need to call the bank to find out the routing number for commercial transactions.

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CIT Bank routing
What Is a Routing Number?

Routing numbers are nine-digit numbers used to identify banks and other financial institutions and confirm that the institution is chartered by the Federal Reserve. These numbers were established in 1910 by the American Bankers Association. They originally were used to identify the processing end point for checks. Since then, their use has expanded to include ordering new checks, paying bills, setting up online payments and ensuring that tax refunds get deposited into the right accounts.

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Read More: What Is A Routing Number: What They Are and How To Find Them

Can Banks Have Multiple Routing Numbers?

Yes they can — especially big banks. Wells Fargo, Citibank and Bank of America all use multiple routing numbers to serve customers nationwide. A Wells Fargo customer in California uses a different routing number than one in New York, for example. Smaller banks typically use only one routing number, but that’s not always the case.

CIT Bank uses different routing numbers depending on if a wire transfer is from a personal or business account. The bank doesn’t list the business account routing number on its website, so if you want to know this number, call the bank at 877-748-0004.

How Do You Find a Routing Number on a Check?

Your routing number is printed on the lower-left corner of a check. It’s always the first number in a sequence of three different numbers, followed by the account number and individual check number.

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Now Learn: How To Use and Find Your CIT Bank Login

What Is the Routing Number for International Transfers?

For international money transfers, you’ll use a SWIFT code rather than a routing number. Unlike routing numbers, however, not all banks have SWIFT codes. CIT Bank doesn’t list a SWIFT code on its website. If you’re a CIT customer and need more information on how to send or receive an international wire, contact the bank at 855-462-2652.

Demystifying SWIFT Codes: What They Are and How To Find Them

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About the Author

Sean Dennison

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

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