Your bank routing number is useful for anything from signing up for direct deposit to receiving wire transfers. Even ordering new checks requires a routing number. Almost all financial institutions use routing numbers — even brokerages.
The routing number has a couple of names, including the ABA number or routing transit number. The American Bankers Association created the bank routing number in 1910 so financial institutions wouldn’t get confused as to where funds were supposed to go and where they were supposed to be withdrawn from.
Your E*TRADE Routing Number: The Key to Smooth Transactions
If you are an E*TRADE customer and have a Morgan Stanley Private Bank account, knowing your routing number is easy, as the bank uses one number regardless of your location.
Morgan Stanley Private Bank Accounts
The routing number for Morgan Stanley Private Bank — formerly known as E*TRADE Bank — is 256072691. You can also find this routing number at the bottom of your checks in the first group of numbers.
E*TRADE Brokerage
The routing number for E*TRADE brokerage accounts is 056073573. You can use this for direct deposit transactions, wire transfers and automatic payments.
E*TRADE’s SWIFT Code for International Wire Transfers
International wire transfers follow the same idea as domestic transfers in that they use identifiers in order to send and receive funds with the proper destinations. It’s common for intermediary banks to facilitate the transfer, which makes it a bit more expensive.
Wire transfers are faster than other bank transactions and can be completed in several minutes, depending on the transaction being processed, although international wire transfers might require more time and extra steps. One of those steps involves getting the proper SWIFT code, also known as a BIC.
Here are E*TRADE’s wiring numbers:
| E*Trade’s Wiring Numbers | |
|---|---|
| Morgan Stanley Private Bank (formerly E*TRADE Bank) routing number | 256072691 |
| E*TRADE From Morgan Stanley routing number (brokerage accounts) | 056073573 |
| E*TRADE SWIFT code | WFBIUS6S |
Note that E*TRADE uses Wells Fargo as an intermediary for international wire transfers, so E*TRADE’s SWIFT code is the same as Wells Fargo’s.
How To Find Your E*TRADE Routing Number
You can easily find your E*TRADE routing number either online or in the mobile app. Here’s how:
E*TRADE Website
- Go to the E*Trade FAQ section of the site.
- Click on “What are my routing numbers?”
- You’ll be able to see the routing numbers for the brokerage account and Morgan Stanley Private Bank.
Mobile App
- Open the E*TRADE mobile app.
- Tap on Menu.
- Select “Transfer,” then “Set Up Direct Deposit.”
Customer Service
If you need additional support from E*Trade Customer Service, they can be reached in the following ways:
- Phone: 800-387-2331
- Mail: PO Box 484, Jersey City, NJ 07303-0484
- Overnight mail: Harborside 2, 200 Hudson Street, Suite 501, Jersey City, NJ 07311-1113
E*TRADE is also reachable on various social media platforms, including Facebook, X (formerly Twitter), LinkedIn, YouTube and Instagram.
Routing Number vs. Account Number: What’s the Difference?
For most financial transactions, you’ll need both a routing number and an account number ready. However, each serves a different purpose. Here’s a breakdown.
What Is a Routing Number?
A routing number contains nine digits that identify the bank or financial institution. It is used in transactions such as direct deposits, ACH transfers or payments, wire transfers and other similar digital transfers.
You’ll find your bank routing number on the lower left-hand corner of your checks, right next to your account number. Routing numbers contain nine digits and are comprised of three parts. The first four digits in a routing number are the Federal Reserve routing symbol, the next four digits are the ABA institution identifier, and the final digit is known as the “check digit.”
Some banks have multiple routing numbers to serve different needs. Smaller banks and online-only financial institutions typically use only one routing number nationwide. Larger banks might have routing numbers for each state in which they operate.
Does E*TRADE Have Account Numbers?
E*TRADE does not have account numbers on its checking or savings accounts. It does, however, have brokerage account numbers, but these are not used for wire transfers or ACH transactions. You would instead use your E*TRADE routing number and a bank account linked to your E*TRADE account if you wish to make deposits or withdrawals.
Know Your E*TRADE Routing Number
Routing numbers have been around for over a century. Knowing your routing number is important for matters on money transfers. This can be especially crucial when navigating vast sums of money between parties or when you need to wire money in a pinch.
You can find your routing number on your checks, on the chart above or by going to E*TRADE’s website. You might want to check with your bank or brokerage before moving money — a single wrong digit means your money will go to someone else.
E*TRADE Routing Number FAQ
Here are the answers to some of the most frequently asked questions about finding and using your E*TRADE routing number.- Do all E*TRADE accounts have the same routing number?
- No. There are different routing numbers depending on the type of account youre using at E*TRADE. The brokerage account uses 56073573, while Morgan Stanley Private Bank account, which was formerly E*TRADE Bank, uses 256072691.
- How do I find my E*TRADE routing number without a check?
- You can find the E*TRADE routing number by visiting the website and checking in the FAQ or Contact Us pages. You can also use your mobile app by clicking Menu > Transfer> Set up Direct Deposit.
- Can I use the same routing number for wire transfers?
- No. You cannot use the same routing number for wire transfers with E*TRADE. Wire transfers use a SWIFT code for international wire transfers, which is WFBIUS6S. For domestic wire transfers, you would use the routing number depending on the type of account you have. For E*Trade brokerage, use 056073573. For Morgan Stanley Private Bank Accounts–formerly E*TRADE Bank, use 256072691.
More About E*TRADE
- E*TRADE Bank Review
- E*TRADE Premium Savings Account Review
- E*TRADE Savings Rates
- E*TRADE Money Market Rates
- E*TRADE CD Rates
Melanie Grafil and Julia Gordon contributed to the reporting for this article.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
This article has been updated since its original publication.