Banks and brokers use routing numbers to identify where funds are coming from and where they’re going. If you want to fund your Fidelity 401k, certificate of deposit or another Fidelity retirement account, you’ll need to know which routing numbers to use. Always double-check to make sure you’re taking down the right information. A single incorrect digit means the funds will go elsewhere, failing the transaction.
Understanding Routing Numbers
A routing number is a unique nine-digit code that helps banks and credit unions process financial transactions accurately. It tells the system where your money is coming from and where it needs to go. You’ll need your bank’s routing number for things like setting up direct deposits, paying bills online, or receiving tax refunds.
Fidelity Routing Numbers
Fidelity has one routing number for direct deposits and debits:
| Fidelity Routing Number |
|---|
| 101205681 |
An institution might also have different routing numbers to fulfill different functions. For example, Fidelity has different routing numbers used for its brokerage and mutual fund accounts.
| Fidelity Account Type | Routing Number |
|---|---|
| Brokerage accounts | 021000021 |
| Mutual Funds accounts | 021001033 |
How To Find Your Fidelity Routing Number
Routing numbers are usually well within your reach for a quick look-up. Aside from here, you can also find Fidelity routing numbers in the following places.
On a Check
You’ll find your bank routing number on the lower left-hand corner of your checks, right next to your account number.
Through Online Banking
You can find the Fidelity routing number online by following these steps:
- Visit Fidelity’s website.
- Log in with your username and password.
- Navigate to your account summary.
- You should be able to find your routing number listed.
By Contacting Customer Service
You can also call Fidelity at 800-343-3548 at any time if you need help with your routing number or account details.
Fidelity Routing Numbers for Wire Transfers
International wire transfers use the same principles as domestic transfers: Using a set of numbers to tell the banks where to send and receive money. However, international wire transfers use SWIFT codes, which are necessary for international transfers. Whereas domestic transfers are generally done same-day, wire transfers can take up to 10 business days or longer.
Here’s the information you’ll need to send a wire transfer with Fidelity:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic wire transfer (Brokerage accounts) | 021000021 | N/A |
| Domestic wire transfer (Mutual fund accounts) | 021001033 | N/A |
| International wire transfer (Brokerage accounts) | 021000021 | CHASUS33 |
| International wire transfer (Mutual fund accounts) | 021001033 | BKTRUS33 |
| Direct deposits and direct debits | 101205681 | N/A |
Fidelity Routing Number vs. Account Number: What’s the Difference?
Routing numbers are used to identify financial institutions during transactions. Each bank has its own unique routing number to make sure funds are sent to the right destination. An account number, however, is unique to your specific Fidelity account and is used to identify where funds should be deposited or withdrawn.
How To Use Your Fidelity Routing Number
Your Fidelity routing number is used for a few different transactions, including:
- Direct deposit: Arrange for your paycheck to be automatically deposited into your account.
- Paying bills online: Use your bank account to pay recurring bills like your rent, mortgage or subscriptions.
- Tax refunds and payments: By providing your account and routing number when doing your taxes, you can pay electronically or receive refunds directly into your account.
FAQ
Here are the answers to some of the most frequently asked questions regarding Fidelity routing numbers.- Do all Fidelity accounts have the same routing number?
- No, Fidelity uses different routing numbers depending on the type of account and transaction. For example, direct deposits use the routing number 101205681, while domestic wire transfers have separate numbers for mutual fund accounts and brokerage accounts.
- How do I find my Fidelity routing number without a check?
- You can find your Fidelity routing number by logging into your account online or calling customer service at 800-343-3548.
- Can I use the same routing number for wire transfers?
- No, Fidelity has specific routing numbers for wire transfers. Domestic and international wires have different routing numbers depending on whether you’re transferring to a brokerage account or a mutual fund account. Be sure to use the correct one for your transaction.
More About Fidelity
- Fidelity Review: Everything You Need To Know
- Fidelity CD Rates
- Fidelity Promotions and Offers
- How To Make a Withdrawal From Fidelity 401(k)
- Best Fidelity Mutual Funds
Information is accurate as of Feb. 17, 2025.
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