Newest Fidelity Promotions, Bonuses, Offers and Coupons: April 2021

Fidelity bank promotions

Headquartered in Boston, Fidelity has been around since 1946. Today, the company serves 32 million investors through 32.5 million brokerage accounts. Fidelity offers a range of investment products and financial advice to its clients. It gives clients straightforward pricing and no account fees or minimums for brokerage accounts.

There’s just one small Fidelity bonus available at the moment, but the firm gives customers other ways to save. Being able to set aside some extra cash or keep up with retirement savings is still important during the current economic downturn.

The products on this list highlight some of the ways Fidelity can save you money. In most cases, you start seeing the savings as soon as you open an account. You don’t need Fidelity coupons to qualify.

Fidelity Spire Cash Offer: $100 Bonus

Spire, Fidelity’s financial planning app, is offering a $100 sign-on bonus for new accounts. Full details ahead:

  • Cash value: $100
  • Minimum spend to qualify: $25
  • Expiration date: N/A
  • How to get it: Download the app or head to to create a new account. Eligible account types are the Fidelity Account, Fidelity Cash Management Account and Fidelity Roth and traditional IRA. Then, set up an automatic monthly deposit of at least $25 within 45 days of opening the account. The monthly deposit must continue for six months or Fidelity might reclaim the award.
  • When you’ll get it: Within 45 days of funding the account
  • Terms and conditions: For the IRA accounts, you must have earned income in 2021 in order to contribute to an IRA. The limit is one bonus per account holder and it can’t be combined with another offer, and you must open the account through the app or directly from the link in order to be eligible.
  • Monthly fee: None for the app but the associated account may have underlying fees, depending on which type you choose. 
  • Promotion page: Fidelity Spire account offer

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Fidelity Rewards Signature Visa Credit Card Cash Deposits: $50 and Up

With a Fidelity Rewards Signature Visa credit card, you earn unlimited 2% cash back on your purchases. No limits or categories apply, so you can earn points faster and boost your retirement savings. Deposit rewards in a qualifying Fidelity account, such as an individual retirement account, and watch the balance grow. Here are the details:

  • Cash value: $50 and up
  • Minimum spend to qualify: $2,500
  • Expiration date: N/A
  • How to get it: Open a Fidelity Rewards Signature Visa credit card account and use it to make purchases; earn $50 for every $2,500 you spend.
  • When you’ll get it: Not specified
  • Terms and conditions: Nonretirement registrations, Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable Giving Account and Fidelity HAS are eligible accounts. IRS restrictions apply for IRA and 529 College Savings Plan accounts.
  • Annual fee: None
  • Promotion page: Fidelity Rewards Visa Signature Credit Card Cash Deposits offer

The Fidelity Account: $0 Commission on Trades

Look no further than Fidelity’s brokerage account for a range of features with limited costs. As an account owner, you have access to research from more than 20 independent providers. You also have the option to trade during extended hours before and after the markets open and close. Here’s more:

  • Cash value: N/A
  • Minimum deposit to qualify: None
  • Expiration date: N/A
  • How to get it: Open The Fidelity Account online.
  • When you’ll get it: The $0 commission is available upon opening the account. You won’t pay a commission for trades.
  • Terms and conditions: The $0 commission applies to online U.S. equity trades, options and exchange-traded fund trades. Options have a $0.65 contract fee. Other fees apply for sell orders.
  • Monthly or annual fees: None
  • Promotion page: The Fidelity Account offer

Fidelity IRA Account: No Annual Fees

Fidelity offers several IRA options, including Traditional IRAs, Roth IRAs and Rollover IRAs. When you choose to manage the IRA on your own, you can avoid account fees and minimums, which can save you tens of thousands of dollars on your investment. Or pay an advisory fee and let Fidelity manage your accounts. Here are the details:

  • Cash value: N/A
  • Minimum deposit to qualify: None
  • Expiration date: None
  • How to get it: Open an IRA online or rollover an existing 401(k) or IRA.
  • When you’ll get it: For the life of the account
  • Terms and conditions: Some fees may apply, such as commissions, interest rate changes and transaction expenses. IRAs are an investment vehicle and carry some degree of risk.
  • Annual fees: None
  • Promotion page: Fidelity IRA Account offer

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Are Fidelity Promotions Usually Available?

Fidelity isn’t known for regularly offering cash signup bonuses for its accounts, so it’s somewhat rare that one is currently available. That’s because the accounts are structured to save you money. Explore what else Fidelity has to offer and check back for updates on any further bonus offers.

Scoring some free cash through a bonus can be exciting, but it shouldn’t be the deciding factor when choosing an account. Instead, consider the bigger picture, and find a financial institution that offers the products and services that will help you reach your goals. Over time, you may be able to earn even more money than you’d get from a promotional offer.

Information on promotions is accurate as of April 19, 2021. Additional requirements may apply. Offers and terms are subject to change.

This content is not provided by Fidelity. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Fidelity.

This article has been updated with additional reporting since its original publication. Julia Gordon also contributed to the reporting for this article.

About the Author

Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Besides writing about personal finance, she writes about real estate, interior design and architecture. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates’ Open Skies magazine and more.
Newest Fidelity Promotions, Bonuses, Offers and Coupons: April 2021
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