Headquartered in Pittsburgh, First National Bank is Pennsylvania’s second-largest bank by assets. It offers a variety of personal and commercial financial products in its home state as well as Maryland, North Carolina, Ohio, South Carolina, Virginia and West Virginia.
Like most banks, First National Bank offers promotions and other incentives to draw new customers.
Current First National Bank Bonus Offers: September 2025
First National Bank is currently offering two bonuses with its checking accounts.
| Account | Bonus Amount | Expiration Date |
|---|---|---|
| First Checking | $150 | Jan. 6, 2026 |
| Student Checking | $100 | Jan. 3, 2026 |
| Savings | $200 | Jan. 3, 2026 |
First National Bank Checking Account: $150 Bonus
Here are the full details of the First National Bank checking bonus:
- Bonus value: $150
- Minimum deposit: $50
- Expiration date: Jan. 6, 2026
- How to claim: Open a new checking account and make a qualifying direct deposit of $1,500 within 90 days of opening the account.
- When you’ll get it: Within 15 business days after meeting the requirements
- Terms and conditions: Limited to new customers in certain states. You may be charged $50 for closing an account within 180 days.
- Fees: No fee listed
Check out the Workplace First Checking direct deposit offer.
First National Bank Student Checking Account: $100 Bonus
Here’s how to qualify for up to $100 with a student checking account:
- Bonus value: Up to $100
- Minimum deposit: $50
- Expiration date: Jan. 3, 2026
- How to claim: Use your debit card to make 25 point-of-sale transactions within the first 90 days to earn $50. Enroll in mobile banking and make two qualifying mobile deposits to earn $50.
- When you’ll get it: Within 15 business days after meeting the requirements
- Terms and conditions: Limited to new customers in certain states. You’ll receive the bonus on the following business day after you complete the 90-day period.
- Fees: No fee listed
Check out the student checking account offer.
First National Bank Savings Account: $200 Bonus
Are you in the market for a new savings account? Here’s how to claim the First National Bank savings offer:
- Bonus value: Up to $200
- Minimum deposit: $50
- Expiration date: Jan. 3, 2026
- How to claim: Open a new FirstRate Savings or FirstRate Money Market account and deposit $5,000 of new funds. Maintain this $5,000 for six full calendar months.
- When you’ll get it: Your $200 reward will be credited to the account within 15 business days following the promotional period.
- Terms and conditions: Limited to new customers in certain states. You’ll receive the bonus on the following business day after you complete the 90-day period.
- Fees: No fee listed
Learn more about the $200 First National Bank savings account bonus.
How To Qualify for a First National Bank New Account Bonus
It is easy to qualify for a new account bonus at First National Bank. Just follow these steps:
- Visit the First National Bank’s website to find active new account bonuses.
- Apply online or in person. If applying online, make sure you use the link from the promotional page.
- Fund the account by depositing the correct amount within the timeframe required.
- Maintain the required balance on the account for the minimum threshold required by the bonus offer.
- If the bonus offer requires it, set up direct deposit.
Watch Out for These Bonus Roadblocks
Not all account bonuses are guaranteed — here are a few common missteps that could cost you the reward:
- Skipping the promo link or offer code during signup
- Missing required deposit deadlines
- Letting your balance drop below the threshold
- Closing the account too early before the promotional period ends
Double-check the terms and timelines to make sure you don’t miss out.
How First National Bank Promotions Compare to the Competition
You can score up to $200 with First National Bank bonus offers, but what about other banks? Here’s how First National Bank’s current offers hold up next to similar promotions from other banks.
| Bank | Account | Bonus Amount | Expiration Date |
|---|---|---|---|
| First National Bank | First Checking | $150 | Jan. 6, 2026 |
| FirstBank | Bloom Package | $300 | Oct. 1, 2025 |
| Chase Bank | Total Checking | $300 | Oct. 15, 2025 |
| Wells Fargo | Everyday Checking | $325 | Oct. 15, 2025 |
How To Make the Most of Your First National Bank Bonus
There are a few things you can do to maximize your First National Bank offer:
- Look at what First National Bank offers at the end of each month, quarter or during the holidays.
- Maintain any required minimum balances to keep the bonus.
- Don’t close your account too early, or you likely won’t get to keep your bonus.
- Set up eligible direct deposits to fund the account properly.
Is a First National Bank Bonus Right for You?
Promotional bonuses are a nice perk, but they aren’t the only reason to open a new bank account. Before you become a First National Bank customer, make sure the account features, fees and branch locations can help you meet your financial goals.
First National Bank Bonus Offers: FAQ
Got questions about how First National Bank’s bonus offers work? Here are the answers to some of the most common ones.- How long does it take to receive a new account bonus?
- You will be credited with the bonus amount within 15 to 90 days of fulfilling the last qualification requirement.
- Can existing customers qualify for these promotions?
- New customers and college students are able to qualify for these promotions.
- What happens if I close my account early?
- You may lose out on your bonus.
- Are there any taxes on bank bonuses?
- Bank bonuses are considered taxable income. First National Bank will issue a 1099-INT if interest is over $10.
More About First National Bank
Cynthia Bowman contributed to the reporting for this article.
Data is accurate as of Sept. 10, 2025, and is subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.