Labor Day marks the unofficial end of summer and a time to recognize the contributions of American workers. As a federal holiday, it’s widely celebrated with parades, barbeques and a day off for many businesses. But are banks open on Labor Day? Read on to find out.
Bank Hours on Labor Day
Labor Day falls on Monday, Sept. 1 this year and most banks will be closed. Banks and credit unions typically follow the Federal Reserve schedule and Labor Day is a holiday observed by the central bank.
If you need to visit a branch, check with your bank ahead of time to see if any locations will remain open.
Labor Day Eve Bank Hours
The day before Labor Day falls on a Sunday, meaning most banks will already be closed. However, branches inside grocery stores or retail locations may be open if they normally have Sunday hours. Be sure to call ahead to check if they will close early.
Alternative Banking Options
While planning ahead is probably the best option for meeting your banking needs by Labor Day, options are still available if your local branch is closed:
- You can visit an ATM to withdraw or deposit money.
- You can use your bank’s online platform to handle many of your banking needs, such as checking your account balances, setting up payments for upcoming bills and transferring funds.
Any other services available outside of its online banking options will be up to your financial institution. Check with your bank or credit union ahead of time to see what other services are obtainable when branches are closed.
When Banks Reopen After Labor Day
Banks will typically resume normal hours the day after Labor Day. However, some branches and locations may operate on a modified schedule so it’s best to verify with your local branch.
2025 Bank Holiday Schedule
Beyond Labor Day, banks will be closed on these federal holidays in 2025:
| Holiday | Date |
|---|---|
| New Year’s Day | Wednesday, Jan. 1 |
| Martin Luther King, Jr. Day | Monday, Jan. 20 |
| Presidents Day | Monday, Feb. 17 |
| Memorial Day | Monday, May 26 |
| Easter Sunday | Sunday, April 20 |
| Juneteenth National Independence Day | Thursday, June 19 |
| Independence Day | Friday, July 4 |
| Labor Day | Monday, Sept. 1 |
| Columbus Day/Indigenous Peoples Day | Monday, Oct. 13 |
| Veterans Day | Tuesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 27 |
| Christmas Day | Thursday, Dec. 25 |
FAQ
Here are the answers to some of the most frequently asked questions about banking on Labor Day.- Are banks open the day after Labor Day?
- Most banks will be back to normal business hours the day after Labor Day.
- Can I deposit checks on Labor Day?
- You can deposit checks on Labor Day through mobile banking apps or ATMs.
- Will direct deposits go through on Labor Day?
- Since Labor Day is a federal holiday, direct deposits scheduled for that day may be processed on the next business day.
Caitlyn Moorhead and Elizabeth Constantineau contributed to the reporting for this article.
Schedules are subject to change and may vary by branch.