Welcome to Part Three of our Who to Watch at FinCon12 Q&A series. We’re bringing the 2012 Financial Blogger Conference to our readers by profiling the bloggers and experts scheduled to take the podium at FinCon12, many of whom contribute to Go Banking Rates regularly.
The world of personal finance is vast and often confusing, which is why bloggers in the space bring so much value to readers. By sharing their personal experience and wisdom, others can learn from them and navigate that world much more easily. Read on to learn more about the personal finance philosophy of today’s featured speaker, and check back daily to discover new voices that may provide you more insight into your own finances.
J.D. Roth is the founder and editor of Get Rich Slowly, a blog about sensible personal finance with a focus on reducing debt, saving money and investing. Money Magazine named GRS the “Most Inspiring Money Blog.”
Why J.D. Roth Is Worth Watching at FinCon12
He’s an expert in: My primary area of expertise is personal development. Change. Growth. My primary area of expertise in the world of personal finance is behavioral finance and the psychology of money.
Looks forward to discussing at FinCon12: I’m not sure what I look forward to talking about most at FinCon. Mostly, I’m eager to see my friends and colleagues and to discuss real-world, NON-financial topics.
Anther speaker he can’t wait to see: I’m excited to see ALL of the speakers. Everyone has something original and interesting to say.
Allows himself to splurge on: My most common financial indulgence is eating out. I love a good restaurant meal.
Financial lesson learned the hard way: I had to learn about investing the hard way. I made a number of stupid speculative stock picks in an attempt to get rich quickly. It took me a long time to recognize the wisdom of index investing, but now I’m hooked.
If J.D. could only give one piece of advice, it would be: Spend less than you earn.
Believes the most dangerous misconception about money today is: I think many people suffer from the misconception that they’ll always be able to out-earn dumb spending. They make decisions based on the belief that they’ll just earn more money tomorrow. Or next week. Or the week after. As a result, they end up deep in debt and unable to dig out.
If he weren’t a financial blogger: I’d write about travel. And about awesome people.
Catch J.D. at the 2012 Financial Blogger Conference on Sunday, September 9. He’ll be delivering the closing keynote.