Fidelity Full View Review: Get a Complete Picture of Your Finances for Free

What is Fidelity Full View?

Fidelity Full View is a one-stop financial tracking tool that allows you to connect all of your Fidelity and non-Fidelity accounts to get a “Full View” of your finances. You can:

• Track your net worth
• Automatically see your transactions
• Set up a budget
• Get a detailed breakdown of your investments

Fidelity Full View is ideal for Fidelity customers that want to see all of their finances in one place–without using a third-party tool.

Key Features

Fidelity Full View offers tracking and reporting from all of your financial accounts. Here are a few of the features offered:

Net Worth Tracking

Fidelity Full View lets you connect both Fidelity and non-Fidelity accounts from other financial institutions. This allows you to track all of your assets and debt accounts in one place–and Full View will give you a total net worth. The net worth tool shows you a breakdown of your accounts–but doesn’t chart your change in net worth over time.

Budgeting

Full View offers a simple budgeting tool. You can enter your expected annual income and Full View will come up with an estimated budget for you. You can then tweak the budget to fit your needs. If you connect your spending accounts–the budget will automatically update as you spend–so you can keep on track. The budgeting features are easy to use and ideal for beginners that want to keep track within the Fidelity App.

Investment Tracking (Plus Asset Allocation)

Full View offers investment tracking that links all of your investment accounts in a single place. Not only does the tool track your investment balances over time (so you can see the changes)–but also breaks down your investments into an asset allocation pie chart. This gives you a clean snapshot of your holdings between multiple accounts with multiple providers.

Retirement Planning

The retirement planning tool allows you to set a retirement goal and then reverse engineer how to get there. You will answer a few questions about your risk tolerance and investment goals–and Fidelity will come up with a suggested asset allocation to help you reach your goal. But while Fidelity helps show you a projected retirement income amount vs. your goal–it doesn’t show you how much you’ll need to increase your savings rate to get there.

Goals

Fidelity Full View goals are well-designed and easy to set up. You simply select a goal, give it a name, select the total savings amount, and set a date for the goal. Fidelity will then tell you exactly how much you need to save per month to hit the goal–and you can link a savings account to track your progress towards that goal. The one thing I wish it would do is to add the goal automatically to your budget–you’ll have to do this manually.

Debt Payoff Plan

Fidelity has a built-in debt payoff calculator and projection tool that can help you map out a debt payoff strategy. This tool lets you connect your debt accounts and will analyze your payoff (including total interest paid) based on how much you can allocate toward debt payoff. This is helpful for planning how to pay off your debts to save the most interest over time. There’s even a tool to show how paying extra per month can impact your debt payoff amount and timeline.

How Fidelity Full View Stands Out

Fidelity Full View is a nice all-in-one financial planning tool that gives you real-time snapshots of your financial accounts. The investment analysis and retirement planning tools are helpful in reviewing your holdings across multiple accounts to ensure you’re on track for retirement. Plus the goal-setting tools are intuitive and super helpful in tracking your progress toward financial goals.

Products Similar to Fidelity Full View

While Fidelity Full View can give you a complete snapshot of your finances–there are other tools that offer similar features. Here’s a few to consider:

Empower Personal Dashboard (Formerly Personal Capital)

Empower Personal Dashboard (formerly Personal Capital) is a powerful investment planning and budgeting tool that automatically tracks all of your financial accounts in one place. Empower stands out for its comprehensive financial planning tools, including a retirement planning tool and fee analyzer.

The Fee Analyzer alone is worth using the app for–it will review your investment fees and show you the impact on your retirement. Overall, this app may even be better than Fidelity Full View.

Monarch Money

Monarch Money is a budgeting app that allows you to connect all of your financial accounts in one place–just like Full View. But it has more budgeting features, including:

• Alerts
• Split transactions
• Manual entries

Plus the spending reports are more comprehensive. But the investment tracking and reporting are lacking in Monarch for now–and Full View is a better choice for those features.

How To Apply For Fidelity Full View

To sign up for Fidelity Full View, you’ll need to open at least one Fidelity account. This could be a brokerage, retirement, or other account. You’ll need to provide personal and financial information to apply for an account, which may include:

• Full name
• Address
• Social Security Number
• Driver’s license
• Income
• Other financial documentation

Once you have a Fidelity account, you can log into the Fidelity app or through the Fidelity website and access Full View for free.

Who Fidelity Full View Is Best For

Fidelity Full View is ideal for Fidelity clients that want to link all of their financial accounts in one place. If you already have a Fidelity account–you can access Full View for free and quickly set up a budget, goals, and connect external financial accounts to keep an eye on your full financial picture.

Final Take

Fidelity Full View offers comprehensive financial planning and retirement planning tools and can help you track your budget and goals–even if you have a ton of external accounts.

Full View can make it easy to see your investment asset allocation and retirement strategy–helping you make adjustments and track your progress toward your financial goals. It’s not the most comprehensive budgeting app out there–but if you want a simple tracking tool with tons of investment tools–Full View is a good choice.

Share This Article: