Meredith Village Savings Bank Review
Written by
Sarah Sharkey
Edited by
Joe Evans
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- Meredith Village Savings Bank at a Glance
- Meredith Village Savings Bank Checking Accounts
- Meredith Village Savings Bank Savings Accounts
- Meredith Village Savings Bank CD Accounts
- Meredith Village Savings Bank Money Market Accounts
- Banking Experience
- Comparable Bank Options
- Who Meredith Village Savings Bank Is Best For
- Overall Experience and Accessibility
- Final Take to GO
Savers in New Hampshire seeking attractive CD rates might lock in top rates through Meredith Village Savings Bank.
Choose from a wide range of terms with a $500 minimum balance requirement.
Meredith Village Savings Bank is a community-focused institution serving New Hampshire with a mix of traditional banking products, local branch access and personalized service. While its savings and deposit rates tend to be conservative compared to the broader market, the bank continues to appeal to customers who prioritize stability, in-person support and keeping their finances local.
Meredith Village Savings Bank at a Glance
| Feature | Details |
|---|---|
| Founded | 1869 |
| Headquarters | Meredith, New Hampshire |
| Branch footprint | Primarily New Hampshire |
| Deposit insurance | FDIC |
| Best known for | Community banking, local lending, branch access |
Meredith Village Savings Bank Checking Accounts
Meredith Village Savings Bank offers four different checking accounts, including Premier Checking, Mutual Benefits Checking, Senior Checking, and Better Checking. Here’s what stands out about these checking accounts.Â
Best For
Banking in New Hampshire
Mobile App
Low Monthly Fees
Low Minimum Deposit
Loan Options
Min. Balance to Earn APY $100
- The Premier Checking account includes a waivable $15 monthly fee. It comes with free checks and earns interest on balances of at least $500.Â
- If you have a balance of $1,000 or more, the Mutual Benefits Checking comes with free checks. It also includes identity theft protection.Â
- Senior Checking is available for customers ages 62 and older. Although there is no monthly fee, this account earns interest on a balance of at least $100.Â
- Better Checking is this bank’s most basic checking account option. But it still earns interest on a balance of at least $100.Â
- Every account offers an optional Mutual Benefits membership, which includes perks like identity theft protection, cellphone repair coverage, and savings on pet insurance. These benefits are included in the Mutual Benefits Checking account.Â
Fees
$15 monthly fee, waivable.
APY
Up to
Min Opening
$10
Pros
- Interest-bearing checking account options
- Low minimum deposit of $10 required for all accounts
Cons
- Monthly fees, which can be waived
- Optional Mutual Benefits membership comes with a fee
Quick Take
With interest-bearing options on each account and waivable monthly fees, many savers can find worthwhile value through Meredith Village Savings.Â
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Meredith Village Savings Bank Savings Accounts
Meredith Village Savings Bank offers three different savings accounts, each geared for a different saver. Here’s what to know about each.Â
Best For
Banking in New Hampshire
Mobile App
Low Monthly Fees
Low Minimum Deposit
Loan Options
Three Savings Accounts
- The Everyday Savings Account is a basic option with no monthly fee. As of writing, the tiered APY ranges from to . You’ll need $10 to open the account.Â
- The Youth Savings Account is designed for account holders under 18. Young savers only need $1 to open the account and earn on all balances.Â
- The Goal-Setter Savings Account facilitates savings for a goal by automatically transferring your funds from checking to savings on your predetermined schedule.Â
Fees
No monthly service fee
APY
to
Min Opening
$10
Pros
- No monthly fees
- Automated savings feature is appealing
Cons
- Higher APYs available elsewhere
- Everyday Savings requires $25,000 to earn
Quick Take
The Everyday Savings Account is nothing to get excited about. But parents of young savers might appreciate the Youth Savings Account as a way to help their children build a habit of saving. Additionally, the Goal-Setter Savings Account offers a straightforward way to build savings toward a particular goal.Â
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Meredith Village Savings Bank CD Accounts
Meredith Village Savings Bank offers CDs with terms ranging from 90 days to five years. Here’s what stands out about these accounts:
Best For
Banking in New Hampshire
Mobile App
Low Monthly Fees
Low Minimum Deposit
Loan Options
Min. Balance to Earn APY $0
- Some CD terms offer lofty rates. For example, you can earn APY on a six-month CD or APY on a nine-month CD.Â
- Unfortunately, not all of the terms have such attractive rates. You’ll earn just APY on a 90-day CD.Â
- The bank also offers a six-month add-on CD, which allows you to make one penalty-free withdrawal. The catch is that you’ll only earn APY.Â
Fees
No monthly service fee
APY
to
Min Opening
$0
Pros
- Attractive APYs on some terms
- Add-on CD available in six-month term
Cons
- Lackluster rates for some terms
- Limited physical branches
Quick Take
Meredith Village Savings Bank offers a range of CDs, some of which have respectable rates. Savers might find exactly what they are looking for through this financial institution. But if you are looking for top rates on all term lengths, you might need to look elsewhere.Â
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Meredith Village Savings Bank Money Market Accounts
Meredith Village Savings Bank offers both a Premier Money Market and an Everyday Money Market account. Here’s what to know about each:
Best For
Banking in New Hampshire
Mobile App
Low Monthly Fees
Low Minimum Deposit
Loan Options
Two Money Market Accounts
- The Premier Money Market account requires a minimum deposit of $25,000. For the Everyday Money Market account, the minimum deposit is $500.Â
- You’ll need at least $1,000 to earn interest in the Everyday Money Market account. You’ll need at least $25,000 to earn interest in the Premier Money Market account, which is steep.Â
- APYs for these accounts range from to , which is on the low end.Â
- The Everyday Money Market doesn’t have a monthly fee. The Premier Money Market account’s monthly fee of $10 is waived with an average balance of $25,000.Â
Fees
No monthly service fee
APY
to
Min Opening
$500-$25,000
Pros
- Interest-bearing accounts
- Interest compounds daily
Cons
- Relatively low APYs
- Steep deposit requirements for Premier option
Quick Take
Although Meredith Village Savings Bank offers two different money market accounts, neither is especially enticing. The relatively low APYs encourage most savers to look elsewhere.Â
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Banking Experience
Meredith Village Savings Bank offers a network of physical locations throughout New Hampshire. For savers living in the area and seeking an in-person experience, the financial institution could be the right fit.Â
If you prefer to handle banking tasks online, the highly-rated mobile apps can help. The app earned 4.7 out of 5 stars in the Apple App Store and 4.4 out of 5 stars in the Google Play Store.
All in all, the reviews seem to indicate a generally positive experience with the bank.Â
Comparable Bank OptionsÂ
Meredith Village Savings Bank may not be the perfect fit for everyone. If you want another option, consider these stand outs.
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
$15 monthly fee, waivable.
$0 or $15, with options to waive
$0 to $10
APY
APY
APY
Up to
N/A
Up to
Min Opening
Min Opening
Min Opening
$10
$0
$25 to $100
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
No monthly service fee
$5 monthly, waivable
$0 to $10
APY
APY
APY
to
Up to
Min Opening
Min Opening
Min Opening
$10
$0
$25 to $100
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
No monthly service fee
No monthly service fee
$0 to $10
APY
APY
APY
to
Up to
Up to
Min Opening
Min Opening
Min Opening
$0
$1,000
$25 to $100
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
No monthly service fee
$20, waivable
$10, waivable
APY
APY
APY
to
Up to
Up to
Min Opening
Min Opening
Min Opening
$500-$25,000
$5,000
$100
Meredith Village Savings Bank vs. Mascoma Bank
Mascoma Bank offers a network of physical branches throughout New Hampshire, Vermont, and Maine. Generally, the banks offer similar account types and APYs. But the expanded footprint of Mascoma Bank could make it a better fit for someone who values in-person banking.Â
Meredith Village Savings Bank vs. Capital One
Savers comfortable with an online banking experience can find a lot to love about Capital One. First up, the Capital One 360 Checking Account offers interest-bearing possibilities at , which is relatively good for a checking account and significantly higher than the offerings available at Meredith Village Savings Bank.Â
Additionally, the Capital One 360 Savings Account is worthwhile. It offers a top-tier APY on all balances without a monthly fee attached.Â
Meredith Village Savings Bank vs. Marcus by Goldman Sachs
Marcus by Goldman Sachs offers a suite of CD options with top-notch rates. Although Meredith Village Savings Bank’s six-month CD offers a higher APY of to Marcus by Goldman Sachs option of , the higher rates don’t continue for all terms. In fact, Marcus by Goldman Sachs’ rates beat out Meredith Village Savings Bank’s CD rates on all other terms.Â
Who Meredith Village Savings Bank Is Best For
Good fit
- Customers who prefer local branches and in-person service
- Households keeping checking, savings and loans at one institution
- Savers prioritizing stability and community banking
Less ideal
- Rate-focused savers chasing top APYs
- Digital-first users comfortable with online-only banks
- Large idle balances seeking aggressive yield
Overall Experience and Accessibility
Meredith Village Savings Bank emphasizes:
- Relationship-driven customer service
- A familiar branch experience
- Straightforward digital banking tools
For customers within its footprint, this balance can feel reassuring. For those outside the region or focused on maximizing returns, alternatives may better match their goals.
Final Take to GO
Meredith Village Savings Bank remains a solid community bank option for customers who value local service, in-person support and conservative banking products. While its savings and CD rates typically trail higher-yield options elsewhere, the trade-off is stability, familiarity and a strong regional presence.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Jan. 5, 2026.
