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10 Richest Retirement Towns in Florida
Written by
GOBankingRates Staff
Edited by
Chris Cluff

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Florida is among the most popular retirement states in America, so it is no wonder that 20% of the richest retirement towns in America are in the Sunshine State.
To find the country’s richest retirement towns, GOBankingRates sourced the U.S. Census American Community Survey for all cities with populations above 15,000 and senior populations with a percentage of 25% or higher.
Here are the 10 richest retirement towns in Florida. Also see the 50 richest retirement towns overall.
Naples, Florida
- Population 65+ (%): 56.2%
- Median household income: $140,833
Lakewood Ranch, Florida
- Population 65+ (%): 31.4%
- Median household income: $123,471
Palm Valley, Florida
- Population 65+ (%): 26.4%
- Median household income: $118,280
Palm City, Florida
- Population 65+ (%): 28.8%
- Median household income: $117,689
Palm Beach Gardens, Florida
- Population 65+ (%): 30.6%
- Median household income: $110,563
Marco Island, Florida
- Population 65+ (%): 59.0%
- Median household income: $104,105
Palmer Ranch, Florida
- Population 65+ (%): 51.1%
- Median household income: $103,682
Estero, Florida
- Population 65+ (%): 50.7%
- Median household income: $100,459
East Lake, Florida
- Population 65+ (%): 28.7%
- Median household income: $93,862
Merritt Island, Florida
- Population 65+ (%): 26.1%
- Median household income: $91,020
Editor’s note: Photos are for representational purposes only and might not reflect the exact locations listed.
Methodology: For this study, GOBankingRates analyzed cities to find the richest retirement towns. First, GOBankingRates found cities with populations above 15,000 and population percentages for 65+ age range of 25% or higher, as sourced from the U.S. Census American Community Survey. With these 142 cities isolated, the total households, population ages 65 and higher and household median income were also sourced from the American Community Survey for each location. The livability index was sourced from AreaVibes. The cities were sorted to show the highest median household income, representing the “richest” cities. All data was collected on and is up to date as of Feb. 4, 2025.
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