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Here’s How Much You’re Paying for Utilities in Your State

November 16, 2025

5 min Read

Written by J. David Herman

Edited by Chris Cluff

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Americans are paying more for utilities than ever, and the increases are likely far from over.

J.D. Power reported last month that average household utility costs had jumped by 41% over the previous five years. Last summer, nonprofit PowerLines.org said utilities had requested $29 billion in rate hikes this year, surpassing all-time highs set in 2024. And the Center for American Progress warns that more than 40 states can expect price hikes this year or next.

The size of the dent in your wallet varies based on where you live, of course. Annual utility costs across the 50 states range from about $3,400 to as high as $9,600.

To produce a state-by-state rundown of utility costs, GOBankingRates has analyzed data from the Missouri Economic Research and Information Center, along with the Bureau of Labor Statistics. Here’s the list, ranked from the state with the lowest cost of utilities to the one with the highest.

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1. Idaho

Cost of utilities index: 73.9
Annual cost of utilities: $3,418

2. Montana

Cost of utilities index: 80.4
Annual cost of utilities: $3,719

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3. Louisiana

Cost of utilities index: 81.4
Annual cost of utilities: $3,765

4. New Mexico

Cost of utilities index: 84.1
Annual cost of utilities: $3,890

5. Utah

Cost of utilities index: 84.4
Annual cost of utilities: $3,904

6. North Dakota

Cost of utilities index: 84.6
Annual cost of utilities: $3,913

7. Kentucky

Cost of utilities index: 87.3
Annual cost of utilities: $4,038

8. South Dakota

Cost of utilities index: 87.5
Annual cost of utilities: $4,047

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9. Tennessee

Cost of utilities index: 87.9
Annual cost of utilities: $4,065

10. Colorado

Cost of utilities index: 88.3
Annual cost of utilities: $4,084

11. Nevada

Cost of utilities index: 88.7
Annual cost of utilities: $4,102

12. Iowa

Cost of utilities index: 89.5
Annual cost of utilities: $4,139

13. Mississippi

Cost of utilities index: 89.7
Annual cost of utilities: $4,149

14. Nebraska

Cost of utilities index: 90.0
Annual cost of utilities: $4,163

15. Wyoming

Cost of utilities index: 90.3
Annual cost of utilities: $4,176

16. West Virginia

Cost of utilities index: 92.2
Annual cost of utilities: $4,264

17. Arkansas

Cost of utilities index: 92.2
Annual cost of utilities: $4,264

18. Wisconsin

Cost of utilities index: 92.4
Annual cost of utilities: $4,274

19. Indiana

Cost of utilities index: 94.2
Annual cost of utilities: $4,357

20. Oregon

Cost of utilities index: 94.7
Annual cost of utilities: $4,380

21. Oklahoma

Cost of utilities index: 94.7
Annual cost of utilities: $4,380

22. North Carolina

Cost of utilities index: 94.7
Annual cost of utilities: $4,380

23. Minnesota

Cost of utilities index: 95.4
Annual cost of utilities: $4,412

24. South Carolina

Cost of utilities index: 96.3
Annual cost of utilities: $4,454

25. Washington

Cost of utilities index: 96.7
Annual cost of utilities: $4,472

26. Ohio

Cost of utilities index: 97.1
Annual cost of utilities: $4,491

27. Illinois

Cost of utilities index: 97.3
Annual cost of utilities: $4,500

28. Michigan

Cost of utilities index: 97.4
Annual cost of utilities: $4,505

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29. Missouri

Cost of utilities index: 97.5
Annual cost of utilities: $4,509

30. Virginia

Cost of utilities index: 98.4
Annual cost of utilities: $4,551

31. Alabama

Cost of utilities index: 98.8
Annual cost of utilities: $4,570

32. Florida

Cost of utilities index: 99.3
Annual cost of utilities: $4,593

33. Delaware

Cost of utilities index: 99.4
Annual cost of utilities: $4,597

34. New York

Cost of utilities index: 100.2
Annual cost of utilities: $4,634

35. Kansas

Cost of utilities index: 100.4
Annual cost of utilities: $4,644

36. New Jersey

Cost of utilities index: 102.1
Annual cost of utilities: $4,722

37. Georgia

Cost of utilities index: 102.6
Annual cost of utilities: $4,745

38. Texas

Cost of utilities index: 103.3
Annual cost of utilities: $4,778

39. Arizona

Cost of utilities index: 106.4
Annual cost of utilities: $4,921

40. Pennsylvania

Cost of utilities index: 108.5
Annual cost of utilities: $5,018

41. Maryland

Cost of utilities index: 114.4
Annual cost of utilities: $5,291

42. Vermont

Cost of utilities index: 114.5
Annual cost of utilities: $5,296

43. Maine

Cost of utilities index: 119.8
Annual cost of utilities: $5,541

44. New Hampshire

Cost of utilities index: 120.7
Annual cost of utilities: $5,582

45. Alaska

Cost of utilities index: 132.1
Annual cost of utilities: $6,110

46. Rhode Island

Cost of utilities index: 137.5
Annual cost of utilities: $6,359

47. Connecticut

Cost of utilities index: 137.6
Annual cost of utilities: $6,364

48. California

Cost of utilities index: 140.7
Annual cost of utilities: $6,507

49. Massachusetts

Cost of utilities index: 158.9
Annual cost of utilities: $7,349

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50. Hawaii

Cost of utilities index: 207.0
Annual cost of utilities: $9,574

Methodology: Utility cost estimates were based on the Missouri Economic Research and Information Center’s Cost of Living Index for Q2 2025, and national averages from the Bureau of Labor Statistics Consumer Expenditure Survey. Data was sourced Oct. 16, 2025.

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