It can be difficult to live in New York without a credit card. The Capital Bikeshare program only accepts credit card payments, cards can now be swiped for taxi rides and you can even pay traffic tickets online with a credit card. If you’re in the market for a new credit card with low rates and attractive benefits, then PenFed has a credit card that’s just the right fit for you.
6 PenFed Credit Cards to Choose From
There’s no faster way to rack up travel points or make extra cash than to choose a credit card offering rewards for each purchase you make. PenFed offers six unique credit cards designed to fit your needs–no matter what they are. Interested? Learn more about the following six PenFed credit cards:
If you travel frequently, this might be your ideal credit card. In fact, Card Hub named it one of the best travel cards for summer 2014. Earn five points on airfare purchases and one point on purchases everywhere else–plus, earn bonus points just for spending within the first three months of opening the card. And if you are searching for the added security of chip enabled technology, this travel Card has it.
This card topped Card Hub’s list of best credit cards for gas 2014. Earn five points for all gas purchases at the pump, three points for supermarket purchases and one point on purchases everywhere else to redeem for merchandise, travel, gift cards and Visa® prepaid cards. There’s no annual fee or foreign transaction fees and the card is chip enabled for additional security.
You’ll enjoy a 9.99% APR on purchases and cash advances that will vary with the market based on the Prime Rate. The minimum credit limit is $5,000 for this card.
Dubbed “the simplest card in America,” by Credit.com, this card offers no annual fee, foreign transaction fees, late fees, balance transfer fees, or penalty pricing. Enjoy a low introductory purchase APR of 7.49% for the first 36 months. After that, your APR will vary with the market based on the Prime Rate, and is currently 9.99%. Cardholders can secure a credit line between $500 and $50,000.
Members in the military, the National Guard, the Reserves and retired or honorably discharged veterans of the United States Military are eligible to apply for this exclusive card. Earn cash back on every purchase and unlimited rewards automatically credited to your account each month.
Those with one of eight products with PenFed can obtain the Plus version of this card, which comes with 5 percent back on gas purchases paid at the pump and no limit on the amount of rewards you can earn. Enjoy no foreign transaction fees and no annual fee. The APR for purchases and cash advances is 9.99% and will vary with the market based on the Prime Rate.
Those with the standard version of this card still enjoy 3 percent cash back on gas purchases and no annual fee for the first year, after which the card will incur a $25 annual fee.
The card has no annual fee or foreign transaction fees, and is chip enabled for added security. The APR for purchases and cash advances is 12.49% and will vary with the market based on the Prime Rate. Credit lines are available between $500 to $50,000.
PenFed Credit Union ?”? Proud to Serve New York
PenFed is honored to serve many New York-based organizations, including the Army, Navy, Marine Corps, Coast Guard, Air Force, Department of Defense, Department of Homeland Security, defense-related companies and Veterans of Foreign Wars ?”? in addition to national employee groups and many other international organizations.
Since it was established in 1935, member-owned PenFed has grown into one of the largest credit unions in the nation, with nearly 1.3 million members and more than $19 billion in assets. Branches are conveniently located in New York, Florida, Hawaii, Maryland, North Carolina, Tennessee, Texas, Washington D.C., and overseas. Federally Insured by NCUA.
Photo credit: Thomas Kohler