Amazon Prime Rewards Visa Signature Card Review: Bonuses for Prime Members

This Amazon rewards card might be the right fit for your needs.

The Amazon Prime Rewards Visa Signature Card lets you earn reward points wherever you shop — including a boost in earnings when you shop on Amazon — which you can redeem for a variety of goodies. Continue reading to see if this rewards card is right for you.

Amazon Prime Rewards Visa Signature Card at a Glance
Annual Fee$0
APR15.99% to 23.99%
RewardsGet an Amazon gift card worth $70 upon approval
Features
  • 5 percent cash back at Amazon.com and Whole Foods with Prime membership
  • 2 percent cash back at restaurants and gas stations
  • 1 percent for all other purchases
Information accurate as Oct. 11, 2018.

This Amazon Prime Rewards card lets you rack up rewards when you use it to shop not only at Amazon, but also anywhere else. You can then use these rewards to pay for other purchases.

In this review:

Amazon.com Store Credit Card Review: High Rewards for Frequent Shoppers

What You Need to Know About the Amazon Prime Rewards Visa Signature Card

The card’s tiered reward system means some purchases have more power than others. You get 5 percent back when using the card with Amazon or Whole Foods, but you need an Amazon Prime membership for the full effect. Otherwise, you’ll earn 3 percent back. You will earn 2 percent at gas stations and restaurants as well as 1 percent back on all other purchases regardless of status.

Best for:

  • Frequent Amazon and Whole Foods shoppers
  • People looking to save money on annual credit card fees

Amazon Rewards Visa Signature Card Review: Tiered Reward Benefits

Best Features of the Amazon Prime Rewards Visa Signature Card

The most useful feature of the Amazon Prime Rewards card is the ability to use your rewards points to help pay for your purchases. If you use the card exclusively for Amazon purchases, you can make some nice returns thanks to the 3 percent to 5 percent cash-back feature. It’s also a credit card with no annual fee, which means your rewards won’t be offset by a hefty recurring charge.

Travel Benefits of the Amazon Prime Rewards Visa Signature Card

The card does not carry a foreign transaction fee and comes with emergency assistance for the troubled traveler. The card also provides lost luggage and baggage delay insurance.

Since this card is a Visa, you get access to:

  • The Visa Signature Luxury Hotel collection: Obtain premium rates at over 900 luxury hotels.
  • The Visa Signature Concierge Service: Cardholders can use this service to line up for tickets to sporting and entertainment events, make dinner reservations or even receive gift advice.

Check Out: Best Cash-Back Credit Cards

Service Features of the Amazon Prime Rewards Visa Signature Card

Cardholders will be able to access:

  • Auto rental collision damage waiver
  • Roadside dispatch
  • Extended warranty protection
  • Purchase protection

Plus, you’re covered for fraud liability, meaning you will not be responsible for unauthorized purchases on your credit card.

Is the Amazon Prime Rewards Visa Signature Card Right for You?

If you’re planning to apply for this Amazon credit card, you should know that the Amazon Prime Rewards Visa Signature Card is first and foremost designed for Amazon shoppers, especially those with a Prime membership. You need an eligible membership to take advantage of the 5 percent back feature, but even without it, 3 percent cash back is a noteworthy rate. No annual fee or foreign transaction fee — plus some nice travel perks — also make this a viable travel card. The card itself might not justify a Prime membership, but if you already have one, this is a product worth considering.

Click through to read more about the best credit card offers, deals and bonuses.

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