From Life To Legacy

Your Wealth Is Just the Beginning. Your Legacy Lasts Forever.

Plan, protect, and pass down your financial success with confidence.

Retire Ready

A retired couple holds each other as they stand on the beach and enjoy retirement.

I’m Retiring a Multimillionaire: Here’s What I Wish I Knew in My 30s

At 62, Josh C. is preparing to retire with a net worth exceeding $4.2 million. It’s a fortune built not through inheritance or lottery winnings, but through disciplined real estate investing and smart financial habits developed over three decades. As a CPA who spent his career helping other people manage their finances, Josh turned his steady accounting salary into a real estate empire that now generates enough passive income to support his retirement lifestyle. Read Next: I’m a Financial Advisor: 3 Signs You’re on the Path to Building Generational Wealth Check Out: How Middle-Class Earners Are Quietly Becoming Millionaires –…

By Laura Beck

on July 13, 2025

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I’m a Financial Advisor: My Clients Who Retire Early All Do These 3 Things

You work hard now so that someday, you won’t have to. While you enjoy what you do, the siren song of early retirement is calling. Who could blame you? There’s a whole lot of the world to explore, friends and family to spend time with, and a growing stack of good books waiting to be read. Retiring early sounds like the ultimate financial accomplishment. For You: If a Financial Advisor Doesn’t Ask These 5 Questions in Your Consult, Keep Shopping Check Out: Use This Checklist to See if Your Family Is Financially Secure However, wanting to retire early must align…

Young happy couple relaxing in deck chairs at their back yard and holding their arms together.

4 Things Your Neighbor Who Retired Early Won’t Tell You About Their Financial Plan

Retiring early may seem like a dream come true. And for some, it is — but often not for the reasons you might think. While more than half (58%) of workers retire earlier than planned, it’s frequently due to unforeseen life events, according to research from Transamerica Center for Retirement Studies and Transamerica Institute. For You: 5 Strategies High-Net-Worth Families Use To Build Generational Wealth Check Out: Use This Checklist to See if Your Family Is Financially Secure If you’re looking to retire early and want to do it on your own terms, now is the time to take a…

Smiling family of four sits on a couch laughing and enjoying time together at home.

Beyond the 401(k): 3 Strategies To Retire Comfortably and Still Leave Money Behind

For many Americans, having a plan to leave money for their loved ones is a priority. According to a recent Empower survey, 40% of Americans say that leaving an inheritance for their children is part of having a happy retirement. Read Next: 3 Proven Strategies To Turn Middle-Class Earnings Into Lasting Family Wealth Check Out: 4 Things You Should Do if You Want To Retire Early If this is one of your financial goals, you’ll likely need to look beyond your 401(k) to ensure you can save for your retirement and still have money left over. Here are three strategies…

Protect Wealth

Shot of two business professionals standing in an office and reviewing some financial data on an electronic tablet

Study: Nearly Half of Americans Don’t Consider Insurance in Financial Planning — but Most Financial Advisors Disagree

When you’re mapping out your financial plan, there are certain bedrock accounts and products you likely always consider. You’ve got to have that emergency savings fund, preferably in a high-yield savings account. And retirement accounts — no financial plan is complete without them. You take advantage of your 401(k) employer match and contribute to a Roth IRA, too. Oh, and life insurance. You need a life insurance package as part of any quality financial plan. For You: If a Financial Advisor Doesn’t Ask These 5 Questions in Your Consult, Keep Shopping Check Out: Use This Checklist to See if Your…

By Laura Bogart

on June 28, 2025

A young couple sitting at their kitchen table, reviewing financial documents and managing their household bills.

Beyond Emergency Savings: 3 Overlooked Money Tools That Can Protect You for the Long Haul

If there’s one thing a classic fable and a smart piece of financial advice have in common, it’s the recommendation that you save wisely for emergencies. Whether you’re a squirrel or an ant stashing away nuts and grain for the winter, or just a human with a solid emergency fund, you understand the value of preparing for financial “cold seasons.” For You: If a Financial Advisor Doesn’t Ask These 5 Questions in Your Consult, Keep Shopping Check Out: Use This Checklist to See if Your Family Is Financially Secure While that grain and those nuts will get Ant and Squirrel…

Vintage / retro style : Blue ballpoint pen and a last will and testament on a clip board.

8 Truths Any Competent Financial Advisor Will Tell You About Legacy Planning

We’re heading into the thick of the $90 trillion “Great Wealth Transfer,” which will see millions of people belonging to the Gen X, millennial and Gen Z cohorts inherit money from their boomer loved ones as they pass. As chatter around the Great Wealth Transfer gains steam, the importance of legacy planning is making headlines. But legacy planning isn’t just for boomers — it’s something anyone who wants to pass anything down to loved ones should be doing. Read Next: 3 Proven Strategies To Turn Middle-Class Earnings Into Lasting Family Wealth Check Out: 4 Things You Should Do When Your…

A family smiles while taking a trip on their yacht.

5 Strategies High-Net-Worth Families Use To Build Generational Wealth

You’ve undoubtedly heard the expression, “It takes money to make money,” and this idea rings true for many high-net-worth families. Many of these families implement strategies that enable them to use the wealth they currently have to grow an even larger net worth, ensuring they can pass down wealth for generations to come. Learn More: 5 Portfolio Diversification Techniques Millionaires Use — and You Can Use, Too Check Out: Use This Checklist to See if Your Family Is Financially Secure “For high-net-worth families, building generational wealth isn’t just about growing assets — it’s about ensuring that wealth is tax-efficient, strategically…

Build Stability

Dave Ramsey wears a headset and sits at the desk in his broadcast studio.

Dave Ramsey: The 3 Worst Mistakes People Make When Trying To Build Wealth

If Dave Ramsey is known for anything, it’s his strong views on how to handle — and, of course, not handle — your money. The nationally recognized money expert and radio host has built a massive platform by offering blunt, no-nonsense advice on where people go wrong with their finances and how they can fix it. Learn More: 6 Daily Habits of Financially Secure People Check Out: Use This Checklist to See if Your Family Is Financially Secure In his decades on the air, he’s heard countless mistakes from the people who call in to his show. While some callers…

By Laura Bogart

on July 13, 2025

Shot of a happy young family using a laptop together at home.

6 Reasons Parents Should Buy Life Insurance, Especially if They’re Young

Many young parents assume life insurance is something to worry about later in life — but waiting could be a costly mistake. With the rising costs of childcare, education and everyday expenses, securing a financial safety net early is one of the smartest decisions parents can make. For You: 5 Financial Planning Concerns That Are Totally Unique to Parents Check Out: Use This Checklist to See if Your Family Is Financially Secure Not only is life insurance more affordable when purchased at a younger age, but it also ensures that your children and partner are financially protected in the event…

Happy extended family talking during dinner.

I’m a Financial Advisor: 4 Strategies I Share With Clients Looking To Build Generational Wealth

Many Americans aspire to leave a financial legacy. According to a recent survey by Empower, 40% of Americans say leaving an inheritance for their children is part of having a happy retirement. And while this is a worthy — and achievable — financial goal, it does require careful planning. Read Next: Leaving a Legacy: Your 4-Step Guide to Creating Wealth That Lasts Generations Check Out: Use This Checklist to See if Your Family Is Financially Secure To find out how Americans can best build generational wealth, GOBankingRates spoke with Jim McGowan, CFP, wealth management advisor at Apollon Financial, about the…

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If a Financial Advisor Doesn’t Ask These 5 Questions in Your Consult, Keep Shopping

When it comes to your money, a financial advisor can be a trusted resource to help provide guidance and growth. The key to a successful relationship with your advisor starts with the initial meeting. For You: 8 Truths Any Competent Financial Advisor Will Tell You About Legacy Planning Check Out: Use This Checklist to See if Your Family Is Financially Secure GOBankingRates spoke with financial advisors to identify five key questions you should be asked in that first meeting — and the red flags that could send you running in the opposite direction. What Are Your Financial Goals? Anna Yen,…

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