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This Is How Much Middle-Class Families Earn in Your State

August 3, 2025

8 min Read

Written by Cynthia Measom

Edited by Amen Oyiboke

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What is considered middle class? It takes more money than you might think to reach this income tier, and it differs depending upon which state you live in. Pew Research Center defines middle-class or middle-income households as those with incomes that are two-thirds (66.6%) to double (200%) the U.S. median household income of $80,610.

Using these criteria, GOBankingRates analyzed data from the U.S. Census Bureau’s 2023 American Community Survey to determine how much a two-, three- and four-person middle-class family earns in every state.

Alabama

2-person family middle-class income range: $47,621 to $142,862
3-person family middle-class income range: $54,451 to $163,352
4-person family middle-class income range: $65,800 to $197,400

Alaska

2-person family middle-class income range: $65,076 to $195,228
3-person family middle-class income range: $75,281 to $225,844
4-person family middle-class income range: $85,767 to $257,300

Arizona

2-person family middle-class income range: $55,729 to $167,188
3-person family middle-class income range: $63,551 to $190,652
4-person family middle-class income range: $71,989 to $215,966

Arkansas

2-person family middle-class income range: $44,528 to $133,584
3-person family middle-class income range: $51,849 to $155,546
4-person family middle-class income range: $60,187 to $180,560

California

2-person family middle-class income range: $64,969 to $194,908
3-person family middle-class income range: $73,389 to $220,166
4-person family middle-class income range: $85,429 to $256,288

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Colorado

2-person family middle-class income range: $68,443 to $205,330
3-person family middle-class income range: $78,841 to $236,522
4-person family middle-class income range: $92,507 to $277,520

Connecticut

2-person family middle-class income range: $68,542 to $205,626
3-person family middle-class income range: $82,165 to $246,494
4-person family middle-class income range: $102,061 to $306,182

Delaware

2-person family middle-class income range: $61,897 to $185,692
3-person family middle-class income range: $68,977 to $206,930
4-person family middle-class income range: $84,066 to $252,198

Florida

2-person family middle-class income range: $51,690 to $155,070
3-person family middle-class income range: $58,572 to $175,716
4-person family middle-class income range: $68,709 to $206,126

Georgia

2-person family middle-class income range: $53,287 to $159,860
3-person family middle-class income range: $60,853 to $182,560
4-person family middle-class income range: $73,824 to $221,472

Hawaii

2-person family middle-class income range: $64,669 to $194,006
3-person family middle-class income range: $77,211 to $231,632
4-person family middle-class income range: $89,619 to $268,856

Idaho

2-person family middle-class income range: $53,003 to $159,008
3-person family middle-class income range: $61,325 to $183,974
4-person family middle-class income range: $70,162 to $210,486

Illinois

2-person family middle-class income range: $59,441 to $178,322
3-person family middle-class income range: $70,965 to $212,894
4-person family middle-class income range: $85,427 to $256,280

Indiana

2-person family middle-class income range: $52,125 to $156,376
3-person family middle-class income range: $60,685 to $182,056
4-person family middle-class income range: $71,703 to $215,110

Iowa

2-person family middle-class income range: $56,204 to $168,612
3-person family middle-class income range: $65,095 to $195,284
4-person family middle-class income range: $78,540 to $235,620

Kansas

2-person family middle-class income range: $56,012 to $168,036
3-person family middle-class income range: $63,091 to $189,272
4-person family middle-class income range: $75,279 to $225,838

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Kentucky

2-person family middle-class income range: $46,699 to $140,098
3-person family middle-class income range: $54,557 to $163,672
4-person family middle-class income range: $67,283 to $201,848

Louisiana

2-person family middle-class income range: $45,608 to $136,824
3-person family middle-class income range: $52,575 to $157,726
4-person family middle-class income range: $65,425 to $196,274

Maine

2-person family middle-class income range: $54,157 to $162,470
3-person family middle-class income range: $67,001 to $201,002
4-person family middle-class income range: $78,710 to $236,130

Maryland

2-person family middle-class income range: $71,611 to $214,834
3-person family middle-class income range: $85,098 to $255,294
4-person family middle-class income range: $102,745 to $308,234

Massachusetts

2-person family middle-class income range: $70,561 to $211,684
3-person family middle-class income range: $87,847 to $263,540
4-person family middle-class income range: $110,637 to $331,910

Michigan

2-person family middle-class income range: $52,563 to $157,690
3-person family middle-class income range: $64,563 to $193,688
4-person family middle-class income range: $78,029 to $234,086

Minnesota

2-person family middle-class income range: $63,563 to $190,688
3-person family middle-class income range: $79,080 to $237,240
4-person family middle-class income range: $95,999 to $287,996

Mississippi

2-person family middle-class income range: $41,999 to $125,998
3-person family middle-class income range: $48,226 to $144,678
4-person family middle-class income range: $57,139 to $171,416

Missouri

2-person family middle-class income range: $52,014 to $156,042
3-person family middle-class income range: $61,945 to $185,836
4-person family middle-class income range: $72,819 to $218,458

Montana

2-person family middle-class income range: $53,747 to $161,242
3-person family middle-class income range: $60,031 to $180,092
4-person family middle-class income range: $72,051 to $216,154

Nebraska

2-person family middle-class income range: $57,307 to $171,920
3-person family middle-class income range: $66,047 to $198,140
4-person family middle-class income range: $78,775 to $236,324

Nevada

2-person family middle-class income range: $53,835 to $161,504
3-person family middle-class income range: $61,030 to $183,090
4-person family middle-class income range: $67,121 to $201,362

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New Hampshire

2-person family middle-class income range: $66,811 to $200,434
3-person family middle-class income range: $86,972 to $260,916
4-person family middle-class income range: $101,720 to $305,160

New Jersey

2-person family middle-class income range: $68,084 to $204,252
3-person family middle-class income range: $86,073 to $258,218
4-person family middle-class income range: $106,851 to $320,552

New Mexico

2-person family middle-class income range: $47,549 to $142,648
3-person family middle-class income range: $49,650 to $148,950
4-person family middle-class income range: $58,531 to $175,592

New York

2-person family middle-class income range: $59,166 to $177,498
3-person family middle-class income range: $71,861 to $215,584
4-person family middle-class income range: $89,073 to $267,218

North Carolina

2-person family middle-class income range: $52,087 to $156,262
3-person family middle-class income range: $59,287 to $177,860
4-person family middle-class income range: $72,922 to $218,766

North Dakota

2-person family middle-class income range: $61,620 to $184,860
3-person family middle-class income range: $69,114 to $207,342
4-person family middle-class income range: $86,607 to $259,822

Ohio

2-person family middle-class income range: $52,393 to $157,178
3-person family middle-class income range: $63,196 to $189,588
4-person family middle-class income range: $76,395 to $229,186

Oklahoma

2-person family middle-class income range: $48,747 to $146,240
3-person family middle-class income range: $54,584 to $163,752
4-person family middle-class income range: $62,625 to $187,874

Oregon

2-person family middle-class income range: $57,795 to $173,386
3-person family middle-class income range: $70,143 to $210,430
4-person family middle-class income range: $82,018 to $246,054

Pennsylvania

2-person family middle-class income range: $55,391 to $166,174
3-person family middle-class income range: $69,246 to $207,738
4-person family middle-class income range: $83,783 to $251,348

Rhode Island

2-person family middle-class income range: $63,045 to $189,136
3-person family middle-class income range: $76,567 to $229,700
4-person family middle-class income range: $90,283 to $270,848

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South Carolina

2-person family middle-class income range: $50,025 to $150,074
3-person family middle-class income range: $57,708 to $173,124
4-person family middle-class income range: $68,361 to $205,084

South Dakota

2-person family middle-class income range: $57,327 to $171,982
3-person family middle-class income range: $63,186 to $189,558
4-person family middle-class income range: $74,122 to $222,366

Tennessee

2-person family middle-class income range: $49,983 to $149,948
3-person family middle-class income range: $58,532 to $175,596
4-person family middle-class income range: $68,490 to $205,470

Texas

2-person family middle-class income range: $54,657 to $163,970
3-person family middle-class income range: $60,941 to $182,824
4-person family middle-class income range: $72,189 to $216,568

Utah

2-person family middle-class income range: $58,894 to $176,682
3-person family middle-class income range: $70,351 to $211,052
4-person family middle-class income range: $78,445 to $235,334

Vermont

2-person family middle-class income range: $59,951 to $179,852
3-person family middle-class income range: $72,621 to $217,864
4-person family middle-class income range: $87,769 to $263,308

Virginia

2-person family middle-class income range: $64,285 to $192,854
3-person family middle-class income range: $77,773 to $233,320
4-person family middle-class income range: $92,778 to $278,334

Washington

2-person family middle-class income range: $67,154 to $201,462
3-person family middle-class income range: $79,800 to $239,400
4-person family middle-class income range: $92,875 to $278,626

West Virginia

2-person family middle-class income range: $44,185 to $132,554
3-person family middle-class income range: $54,182 to $162,546
4-person family middle-class income range: $62,931 to $188,792

Wisconsin

2-person family middle-class income range: $56,752 to $170,256
3-person family middle-class income range: $69,322 to $207,966
4-person family middle-class income range: $82,099 to $246,296

Wyoming

2-person family middle-class income range: $55,975 to $167,924
3-person family middle-class income range: $66,195 to $198,586
4-person family middle-class income range: $76,558 to $229,674

Travis Woods contributed to the reporting for this article.

Methodology: GOBankingRates found how much the middle class earns in every state by analyzing the U.S. Census Bureau’s 2023 American Community Survey 5-year data to determine how much a two-, three- and four-person middle-class family earns. Pew Research Center defines the middle class as making two-thirds (66.66%) to double (200%) the national median income. For this study, GOBankingRates assumed that a middle-class family earns two-thirds to double the median income for a family of its size in its state. In order to find out how much a middle-class family is earning, GOBankingRates multiplied each median income by 0.6666667 for the lower limit and by 2 for the upper limit. All data was collected on and is up to date as of June 2, 2025.

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