Titan Invest Review: Is It Right For You?

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Quick Take: Titan is an investment firm built to help the average person invest smarter. The company has several strategies that investors can choose from based on their investing goal. Titan offers a personal investment management team who manage accounts actively with long-term gains in mind.
  • Investment Choices
  • Fees
  • Security
  • Mobile App
How did we calculate this?


  • Low minimum investments starting from $100
  • Zero performance fees
  • All accounts are SIPC insured up to $500,000
  • Offers crypto management besides stocks
  • Investment strategies seeking to outperform S&P 500 and Russel 2000 indexes


  • Invest in individual stocks, translating to undiversified portfolio
  • High advisory fees of 1%, unlike robo advisors that charge way below this
  • Has no tax strategy

    What Is Titan?

    Titan is a U.S.-based investment firm established in 2017 and co-founded by Clay Gardner, Joe Percoco and Max Bernardy. The company is an SEC-registered investment advisor with a mission to help everyday investors struggling to make returns in the stock market. 

    Currently, Titan has more than 50,000 clients and over $750 million in assets under management. It has several investment strategies that you can choose from based on your investing goal, including one strategy similar to a hedge fund. Titan works with a team of investment advisors who have worked at hedge funds to make active decisions on its AUM. 

    How Does Titan Work?

    Unlike  robo advisors that invest your money in exchange-traded funds that mirror the performance of a specific index, Titan has a team of investment advisors that pick up to 25 stocks in each of their investment portfolios. That means the investment advisors actively manage your portfolio while rebalancing based on the risk and reward of each holding.

    When you invest with Titan, you’re essentially working with an investment advisor. Titan’s investment team also uses a hedge fund-like strategy to protect your risk during market downturns. This is done by  shorting positions 一 when you have a short position in a stock, you profit when the market goes down. Titan uses shorting strategy when the stocks they’ve picked for you go down, meaning you’ll make money in all market conditions.

    4 Outstanding Features of Titan

    Investment Choices

    Titan offers four actively managed investment portfolios, all of which require a minimum $100 investment to get started:

    • Titan Flagship: This portfolio strategy invests in  large-cap U.S. stocks
      • The strategy aims to identify 15 to 25 companies with solid growth prospects, attractive valuations, a  market cap of over $10 billion and can outperform the returns of the S&P 500 index. 
    • Titan Opportunities: Unlike Flagship that focuses on large-cap stocks, Titan Opportunities targets small and mid-cap companies with a market cap under $10 billion. 
      • The resulting Opportunities portfolio has 15 to 25 stocks with the potential to become the next large-caps. The goal of this portfolio is to beat the returns of the Russel 2000 over three to five years. 
    • Titan Offshore: If you want to broaden your international stock exposure, you may want to consider Titan Offshore. 
      • This is an international-focused investment strategy that identifies growth companies in emerging and developed markets. Titan Offshore portfolio also consists of 15 to 25 long positions and targets to outperform MSCI ACWI ex USA index over three to five years. 
    • Titan Crypto: This is an actively managed crypto strategy that seeks to invest in a high-quality portfolio of five to 10 cryptocurrencies. 
      • Titan conducts thorough research to identify large-cap cryptoassets with excellent risk and reward ratios using fundamental and quantitative analysis.


    Titan fees entirely depend on how much you’ve invested in a strategy of your choice. Generally, Titan charges a 1% annual advisory fee for accounts with $10,000 and more. If you have less than $10,000 in your account, you’ll pay $5 per month. 


    Titan is an SEC-registered investment advisor and bound by the legal requirements of the securities exchange commission. All accounts are SIPC insured with up to $500,000 held through Apex Clearing Corporation, one of the leading custodians for investment advisors. 

    Mobile App

    Titan is also available via a mobile app. You can download it on App Store or Google Play Store. The app has excellent ratings and an intuitive interface so you can easily track how your investments are doing.

    Who Is Titan Best For?

    Titan is best for:

    • Investors seeking hedge fund-like strategy at a low minimum amount
    • Aggressive investors seeking to outperform the market
    • High-risk profile investors comfortable investing in stocks and cryptocurrencies


    Titan is one of the many investment firms out there intending to help all types of investors see great returns through actively managed portfolios. The company has various strategies that you can choose based on your investing goal. 

    Frequently Asked Questions

    • Is Titan right for you?
      • The question of whether Titan is right for you entirely depends on your investing goals. If you want your investment portfolio actively managed by real investment advisors, Titan might be perfect for you. However, it's important to note that Titan limits most of their portfolios to 25 securities, which poses a greater risk.
    • Is Titan a hedge fund?
      • No. Titan is not a hedge fund since it doesn't pool money from other investors, which is common with hedge funds. While it has a strategy similar to a hedge fund, it uses this approach to protect the downside potential of portfolios.
    • Is Titan safe?
      • Titan is arguably one of the safest investment firms in the market. Although it's not FDIC-insured, you can rest assured that your funds are safe since each account is SIPC insured with up to $500,000.

    Rates and fees are subject to change.

    Editorial Note: This content is not provided by Titan. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Titan.


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