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This calculator is for demonstration/educational purposes and is not a guarantee of the savings or timeframe to complete a debt resolution program. The estimates provided do not take into account risks of enrolling in such program, including impact on credit, potential for collection activity such as legal demands or lawsuits, or potential increases in debt owed due to interest and penalties. The calculations are based entirely on consumers who have completed National Debt Relief's debt resolution program in approximately 24-48 months and realized total savings of 23.1%, including program fees. Fees may vary by state and some creditors are more willing to settle than others. Not all clients complete the program for various reasons, including their ability to save sufficient funds. The "New Estimated Payment" is the amount of money estimated as necessary to be set aside each month and used towards settlements with creditors and program fees. The longer the estimated program, the lower the monthly payment; The shorter the program length, the higher the estimated necessary monthly payment. Calculations are based on the total savings of 23.1%. New Monthly Payment: ((1-23.1%)*(Estimated Balance Owed))/Desired Program Length. Savings Off Principal: Estimated Balance Owed - ((1-23.1%)*Estimated Balance Owed). Total Estimated Savings: 23.1%.

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