Taylor Price

@pricelesstay (TikTok)


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accurate as of 07/07/2022

Exclusive Q&A With Taylor Price

What do most people not know about investing that you wish they knew?

As a speaker for the Gen Z audience, I wish more young investors knew the buying opportunities in a bear market. A majority of young investors are scared of today’s market conditions. However, I believe this is a time when young people may take advantage of this opportunity — they can purchase assets at a discount and seek longer-term returns.

What should everyone be doing to build their wealth, no matter how much money they currently have?

Build your wealth by improving your financial literacy by researching free, credible resources online. According to the Global Financial Literacy Center, people who have received a financial education tend to have a higher level of financial literacy. In turn, this can lead to people being less likely to face financial difficulties and ultimately build wealth.

What investments are you focusing on in 2022 to make the most of your money?

To make the money of my money in 2022, I’ve looked towards I-bonds, currently earning a composite rate of 9.62%, indexed to inflation every six months. For this asset class, interest accrues monthly and compounds semiannually.

What investments are you avoiding?

Personally, I am not avoiding any investments in stocks, bonds, stablecoins, real estate or startups because of my age — 22 — and risk tolerance level. I am more cautious about investing in alternative cryptocurrencies and NFTs at this time, but would not say I am completely avoiding these asset classes.

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