Top Money Experts 2025 Sweepstakes

Enter for a chance to win a prize by completing the form on the Sweepstakes Entry
Interface at https://www.gobankingrates.com/topic/top-100-money-experts/.

Abbreviated Rules

• No purchase necessary. Void where prohibited. You must be a resident of the
United States, and 18 years or older to enter.

• Sweepstakes begins on August 7, 2025 and ends on November 14, 2025.
• Odds of winning depend on the number of entrants. Ten (10) winners will be
chosen by random from all eligible entries. Total ARV of all prizes $4999.

• You may enter by completing the form on the Sweepstakes Entry Interface at https://www.gobankingrates.com/topic/top-100-money-experts/.

• You are not required to opt into promotional.

Sponsored by Gen Digital Inc. See Official Rules below for full details.

Official Rules

NO PURCHASE OR PAYMENT OF ANY KIND NECESSARY TO ENTER FOR A CHANCE TO WIN. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.  THE SWEEPSTAKES IS INTENDED FOR VIEWING IN THE FIFTY (50) UNITED STATES AND DISTRICT OF COLUMBIA ONLY AND WILL BE GOVERNED BY UNITED STATES LAW. VOID WHERE PROHIBITED. 

Information collected in connection with this Sweepstakes is subject to the
GOBankingRates Privacy Policy, which can be found at
https://www.gobankingrates.com/privacy-policy/

1. ELIGIBILITY:

The Top Money Experts 2025 Sweepstakes (“Sweepstakes”) is open to legal residents of the fifty (50) United States and District of Columbia who are eighteen (18) years of age or older at the time of entry.  Employees, contractors, directors, officers and agents of Gen Digital Inc., its affiliates and subsidiaries, advertising and promotion agencies, wholesale distributors, retail licensees, and all other service agencies involved with the Sweepstakes, and members of their immediate family (spouse, parent, child or sibling), are not eligible to enter or win.  The Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor and its affiliates decisions which are final and binding in all matters related to this Sweepstakes. Winning a prize is contingent upon fulfilling all requirements as set forth herein. 

2. SWEEPSTAKES PERIOD:

The Sweepstakes begins on August 7, 2025 (“Giveaway Start Date”) and ends on November 14, 2025 (“Giveaway Period”). Sponsor’s computer is the official time keeping device for this Giveaway.

3. HOW TO ENTER:

Internet: To enter the Sweepstakes, complete one or more entry actions on the Sweepstakes Entry Interface.  All Entries must be received and recorded during the Sweepstakes Period.  No other forms of Entry are valid. Limit one entry per entrant per day.

4. SWEEPSTAKES DRAWING:

A total of ten (10) winners will be selected in a random drawing from among all eligible Entries received by Sponsor or its affiliate, whose decisions are final in all matters relating to this Sweepstakes. Odds of winning depend on the number of eligible Entries received.   Limit one prize per entrant.

5. WINNER NOTIFICATION:

All prizes will be awarded. Potential winner will be notified via email and will be required to respond within seventy-two hours indicating whether they can accept the prize. If a potential winner does not respond to the notification within seventy-two-hour time period, prize will be forfeited and an alternate potential winner will be randomly selected. Any alternate potential winner selected will also be required to respond to the notification within the time frame stated above.

Potential winners may be required to complete, sign and return an affidavit of eligibility and liability and, unless prohibited by law, publicity release to Sponsor. Subject to verification of eligibility and compliance with the terms of these Official Rules, the potential winner will be declared an official winner of the Sweepstakes.

            In the event of noncompliance within any stated time period, the prize will be forfeited and an alternate potential winner will be randomly selected. Any alternate potential winner selected will also be required to adhere to the time periods described herein. Any prize notification or prize returned to the Sponsor or its agencies as undeliverable will result in disqualification and the awarding of that prize to an alternate potential winner.

            Released Parties (as defined below) are not responsible for suspended or discontinued Internet, wireless, or land-line phone service or a change in an entrant’s email, phone number or mailing address which may result in a potential winner not receiving initial prize notification or their  prize information.

6. PRIZE DETAILS:

Sponsor will award the winners with the prizes in accordance with the schedule listed below: 

Entry Period	Dates	Prize
1	Aug 7, 2025 – Aug 16, 2025	US$500
2	Aug 17, 2025 – Aug 26, 2025	US$500
3	Aug 27, 2025 – Sep 5, 2025	US$500
4	Sep 6, 2025 – Sep 15, 2025	US$500
5	Sep 16, 2025 – Sep 25, 2025	US$500
6	Sep 26, 2025 – Oct 5, 2025	US$500
7	Oct 6, 2025 – Oct 15, 2025	US$500
8	Oct 16, 2025 – Oct 25, 2025	US$500
9	Oct 26, 2025 – Nov 4, 2025	US$500
10	Nov 5, 2025 – Nov 14, 2025	US$499.99

All prizes are subject to change. Sponsor may elect in its sole discretion to distribute the prize in the form of cash, check, pre-paid card, or other similar method. Please allow up to sixty days after acceptance for delivery. Any details not specified above will be determined in Sponsor’s sole discretion. Sponsor reserves the right to substitute any item with a comparable item.

If winner cannot accept the prize as specified, prize will be forfeited and will be awarded to an alternate winner. Any difference between stated value and actual value will not be awarded.  Limit one (1) prize per person.

Only the number of prizes set forth in these Official Rules will be awarded.  In the event that a technical error or any other mistake, failure or discrepancy causes more than the stated number of prizes as set forth in these Official Rules to be promoted, available, noticed or claimed, Sponsor may award only the stated number of prizes by conducting a random drawing from among all legitimate, unawarded, eligible prize claims.

7. PUBLICITY:

Entrants retain all ownership rights in submissions, however, with each submission, entrant grants Sponsor, and its affiliates, a worldwide, non-exclusive, perpetual, royalty-free, fully-paid, sublicensable and transferable license to use, adapt, modify, publish, reproduce, distribute, prepare derivative works of, publicly display, and perform your submission, in whole or in part, in connection with this Sweepstakes and in connection with the marketing, advertising, and promotion of Sponsor products.  Sponsor may also use your submission in connection with (i) retail marketing efforts, including trade show booths, catalogs, mailers, point of purchase, or other store displays; and (ii) e-commerce efforts, including Sponsor websites, in any media formats and through any media or social channels. Acceptance of prize offered constitutes permission for Sponsor to use winner’s name, voice, biographical information and/or likeness for purposes of advertising and promotion without further compensation in all media now known or hereafter discovered worldwide and on the Internet without notice or review or approval as permitted by law.

8. RELEASE:

By accepting a prize or participating in this Sweepstakes in any manner, each entrant and winner agrees to release and hold Gen Digital Inc. and its respective parents, affiliates, subsidiaries, owners, officers, directors, employees, agents and representatives (collectively, the “Released Parties”), harmless from all losses, damages, rights, claims and actions of any kind resulting from this Sweepstakes or the acceptance, possession or use of any prize, including without limitation, personal injuries, death and property damage. 

EACH ENTRANT AND WINNER WAIVES CALIFORNIA CIVIL CODE § 1542 (AND ALL SIMILAR LAWS OF ANY STATE OR TERRITORY OF THE UNITED STATES), WHICH READS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”  EACH ENTRANT AND WINNER REPRESENTS AND WARRANTS FULL UNDERSTANDING OF, AND ACKNOWLEDGES THE SIGNIFICANCE AND CONSEQUENCE OF, WAIVER OF CALIFORNIA CIVIL CODE § 1542 (AND ALL SIMILAR LAWS OF ANY STATE OR TERRITORY OF THE UNITED STATES).

9. GENERAL CONDITIONS:

The Released Parties are not responsible for lost, late, misdirected, unintelligible, returned or undelivered entries, telephone calls, text messages, email, or for lost, interrupted or unavailable satellite, network, server, Internet Service Provider (ISP), Website, or other connections availability, accessibility or traffic congestion, miscommunications, failed computer, network, telephone, satellite or cable hardware or software or lines, or technical failure, or jumbled, scrambled, delayed or misdirected transmissions, computer hardware or software malfunctions, failures or difficulties, or other errors of any kind whether human, mechanical, electronic or network.  Persons who tamper with or abuse any aspect of this Sweepstakes or Website, or act in violation of the Official Rules, or act in any manner to threaten or abuse or harass any person, or violate Website’s terms of service, as solely determined by the Sponsor, will be disqualified. Released Parties are not responsible for any incorrect or inaccurate information whether caused by Website users, tampering, hacking, or by any of the programming or equipment associated with or used in this Sweepstakes or otherwise, and assumes no responsibility for any errors, omission, deletion, interruption or delay in operation or transmission or communication line failure, theft or destruction or unauthorized website access.  Any use of robotic, macro, automatic, programmed or like entry methods will void all such entries, and may subject that entrant to disqualification.  Released Parties are not responsible for injury or damage to entrant’s or any other person’s computer or property related to or resulting from participating in this Sweepstakes.  Should any portion of Sweepstakes be, in the Sponsor’s sole opinion, compromised by virus, worms, bugs, unauthorized human intervention or other causes which, in the sole opinion of the Sponsor, corrupt or impair administration, security, fairness or proper play of this Sweepstakes, or submission of entries, Sponsor reserves the right at their sole discretion to suspend, modify or terminate the Sweepstakes, and randomly select the winner from valid entries received prior to action taken, or otherwise as may be deemed fair and equitable by the Sponsor. In the event of a dispute regarding the identity of an online entrant, the authorized subscriber of the email address used to enter will be deemed to be the entrant and must comply with these rules.  The authorized account subscriber is the natural person who is assigned the email address by the ISP or other organization responsible for assigning email addresses.  All materials submitted become the property of Gen Digital Inc. and will not be returned.  To the maximum extent allowed by law, in no event will Released Parties be responsible or liable for any damages or losses of any kind, including indirect, incidental, consequential or punitive damages arising out of this Sweepstakes.  SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL, CONSEQUENTIAL, OR OTHER DAMAGES; AS A RESULT, THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU, AND THE FOREGOING PARAGRAPHS SHALL NOT APPLY TO A RESIDENT OF NEW JERSEY TO THE EXTENT DAMAGES TO SUCH NEW JERSEY RESIDENT ARE THE RESULT OF SPONSOR OR ADMINISTRATOR’S NEGLIGENT, FRAUDULENT OR RECKLESS ACT(S) OR INTENTIONAL MISCONDUCT. 

10. DISPUTE RESOLUTION:

All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrant, and Sponsor in connection with the Giveaway, or any claim or dispute that has arisen or may arise between you and Sponsor, shall be governed by, and construed in accordance with, the laws of the State of California without giving effect to any choice of law or conflict of law rules. All entrants consent to the jurisdiction and venue in Santa Clara County, California, U.S.A.

11. PRIVACY POLICY:

Information collected in connection with this Sweepstakes is subject to the GOBankingRates Privacy Policy, which can be found at https://www.gobankingrates.com/privacy-policy/.   Personal information collected in connection with this Sweepstakes will also be shared with Sponsor and its affiliates, who will process the personal information for the purposes of administering and managing the Sweepstakes. Sponsor will retain the personal information for a period reasonably necessary for the purpose of administering and managing the Giveaway. If you are verified as a prize winner, your first name, last initial, city and state will be included in a publicly available winner’s list. If an entrant does not want Sponsor to use such information, entrant will not enter into the Giveaway.

12. SPONSOR:

Sponsor: Gen Digital Inc., 60 E Rio Salado Pkwy STE 1000. Tempe, AZ 85281

13. WINNER’S LIST:

For the names of the winners, entrants may hand-print your name and complete address on a 3″ x 5″ card and mail to Sponsor (see address above), no later than sixty (60) days from the end date of the Giveaway Period.