How Much The Average Retiree Takes Home in Every State

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Social Security benefits, pensions, paychecks from post-retirement gigs, withdrawals from retirement accounts, annuities, CDs and bonds: they can all be a part of retirement income, which if you’re lucky, you either have — or will have — a large chunk of.

How much you bring in can vary widely and depends on numerous factors. They include the age at which you start collecting Social Security, as most retirees do. Start at 62, and you’ll get money sooner, but it will be a locked-in, lower amount. Wait until 67 or later, and that monthly check will be fatter.

Other factors include whether you have a pension, how well you did feeding those retirement accounts over the years, and whether you’re still doing some type of work.

Average retirement income also varies depending on which state you’re in. Here’s a list of how much residents of each state bring in each year on average, along with how each state (and Washington D.C.) ranks — with No. 1 being the highest average and No. 51 the lowest.

If you want a comfortable retirement, here’s how much it will cost you in each state.

Alabama

Mean retirement income: $28,196

Ranking among 50 states + DC: 36

Alaska

Mean retirement income: $42,676

Ranking among 50 states + DC: 2

Arizona

Mean retirement income: $32,379

Ranking among 50 states + DC: 20

Arkansas

Mean retirement income: $24,932

Ranking among 50 states + DC: 49

California

Mean retirement income: $38,967

Ranking among 50 states + DC: 4

Colorado

Mean retirement income: $36,606

Ranking among 50 states + DC: 7

Connecticut

Mean retirement income: $35,824

Ranking among 50 states + DC: 8

Delaware

Mean retirement income: $34,944

Ranking among 50 states + DC: 11

District of Columbia

Mean retirement income: $49,072

Ranking among 50 states + DC: 1

Florida

Mean retirement income: $34,220

Ranking among 50 states + DC: 14

Georgia

Mean retirement income: $31,201

Ranking among 50 states + DC: 21

Hawaii

Mean retirement income: $37,825

Ranking among 50 states + DC: 5

Idaho

Mean retirement income: $28,798

Ranking among 50 states + DC: 33

Illinois

Mean retirement income: $35,091

Ranking among 50 states + DC: 10

Indiana

Mean retirement income: $23,466

Ranking among 50 states + DC: 51

Iowa

Mean retirement income: $25,913

Ranking among 50 states + DC: 48

Kansas

Mean retirement income: $27,493

Ranking among 50 states + DC: 40

Kentucky

Mean retirement income: $27,668

Ranking among 50 states + DC: 39

Louisiana

Mean retirement income: $28,468

Ranking among 50 states + DC: 35

Maine

Mean retirement income: $29,469

Ranking among 50 states + DC: 30

Maryland

Mean retirement income: $40,129

Ranking among 50 states + DC: 3

Massachusetts

Mean retirement income: $35,294

Ranking among 50 states + DC: 9

Michigan

Mean retirement income: $27,742

Ranking among 50 states + DC: 38

Minnesota

Mean retirement income: $30,037

Ranking among 50 states + DC: 26

Mississippi

Mean retirement income: $26,300

Ranking among 50 states + DC: 47

Missouri

Mean retirement income: $27,218

Ranking among 50 states + DC: 42

Montana

Mean retirement income: $29,745

Ranking among 50 states + DC: 27

Nebraska

Mean retirement income: $27,216

Ranking among 50 states + DC: 43

Nevada

Mean retirement income: $34,918

Ranking among 50 states + DC: 12

New Hampshire

Mean retirement income: $30,671

Ranking among 50 states + DC: 24

New Jersey

Mean retirement income: $34,883

Ranking among 50 states + DC: 13

New Mexico

Mean retirement income: $32,865

Ranking among 50 states + DC: 17

New York

Mean retirement income: $33,934

Ranking among 50 states + DC: 15

North Carolina

Mean retirement income: $29,056

Ranking among 50 states + DC: 32

North Dakota

Mean retirement income: $27,207

Ranking among 50 states + DC: 44

Ohio

Mean retirement income: $29,646

Ranking among 50 states + DC: 28

Oklahoma

Mean retirement income: $27,178

Ranking among 50 states + DC: 45

Oregon

Mean retirement income: $32,535

Ranking among 50 states + DC: 18

Pennsylvania

Mean retirement income: $27,994

Ranking among 50 states + DC: 37

Rhode Island

Mean retirement income: $31,055

Ranking among 50 states + DC: 22

South Carolina

Mean retirement income: $29,486

Ranking among 50 states + DC: 29

South Dakota

Mean retirement income: $27,482

Ranking among 50 states + DC: 41

Tennessee

Mean retirement income: $26,826

Ranking among 50 states + DC: 46

Texas

Mean retirement income: $30,970

Ranking among 50 states + DC: 23

Utah

Mean retirement income: $32,401

Ranking among 50 states + DC: 19

Vermont

Mean retirement income: $29,401

Ranking among 50 states + DC: 31

Virginia

Mean retirement income: $37,730

Ranking among 50 states + DC: 6

Washington

Mean retirement income: $33,503

Ranking among 50 states + DC: 16

West Virginia

Mean retirement income: $24,639

Ranking among 50 states + DC: 50

Wisconsin

Mean retirement income: $28,704

Ranking among 50 states + DC: 34

Wyoming

Mean retirement income: $30,435

Ranking among 50 states + DC: 25

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