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How Much You Need To Earn To Live Comfortably in These 12 Nevada Cities
Written by
Heather Taylor
Edited by
Gary Dudak

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Whether you’re planning to move your family to Nevada to save money on living expenses or want to spend your retirement enjoying the state’s warm climate, you’ll likely be scouting out cities that fit your monthly budget. But how do you know which Nevada city you can afford?
To find out how much you need to live comfortably, GOBankingRates found the 150 most populated Nevada cities. Additional sourced factors included the city’s total population, households, median household income, cost of living indexes, average single family home value, average mortgage and livability index to calculate the average amount needed for a comfortable lifestyle.
With that in mind, this is how much you need to live comfortably in the following 12 Nevada cities.
Incline Village
- Total households: 3,925
- Total population: 9,163
- Median household income: $155,195
- Livability: 60
- Average home value (January 2024): $1,665,022
- Average monthly expenditure cost: $1,969
- Average mortgage cost: $9,789
- Average rent cost: $3,201
- Annual cost of living for homeowner: $141,100
- Annual cost of living for renter: $62,043
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $282,199
- Salary needed for the renter: $124,085
Stateline
- Total households: 405
- Total population: 938
- Median household income: $41,830
- Livability: 70
- Average home value (January 2024): $689,445
- Average monthly expenditure cost: $1,962
- Average mortgage cost: $4,053
- Average rent cost: $3,100
- Annual cost of living for homeowner: $72,185
- Annual cost of living for renter: $60,743
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $144,369
- Salary needed for the renter: $121,486
Gardnerville
- Total households: 2,793
- Total population: 6,147
- Median household income: $66,157
- Livability: 79
- Average home value (January 2024): $565,444
- Average monthly expenditure cost: $1,927
- Average mortgage cost: $3,324
- Average rent cost: $1,895
- Annual cost of living for homeowner: $63,022
- Annual cost of living for renter: $45,869
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $126,044
- Salary needed for the renter: $91,738
Reno
- Total households: 110,480
- Total population: 265,196
- Median household income: $73,073
- Livability: 80
- Average home value (January 2024): $536,342
- Average monthly expenditure cost: $2,006
- Average mortgage cost: $3,153
- Average rent cost: $1,817
- Annual cost of living for homeowner: $61,911
- Annual cost of living for renter: $45,880
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $123,822
- Salary needed for the renter: $91,760
Sparks
- Total households: 40,325
- Total population: 108,025
- Median household income: $82,938
- Livability: 75
- Average home value (January 2024): $491,900
- Average monthly expenditure cost: $2,008
- Average mortgage cost: $2,892
- Average rent cost: $1,900
- Annual cost of living for homeowner: $58,801
- Annual cost of living for renter: $46,900
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $117,602
- Salary needed for the renter: $93,800
Henderson
- Total households: 124,626
- Total population: 318,063
- Median household income: $85,311
- Livability: 74
- Average home value (January 2024): $477,934
- Average monthly expenditure cost: $2,064
- Average mortgage cost: $2,810
- Average rent cost: $1,856
- Annual cost of living for homeowner: $58,491
- Annual cost of living for renter: $47,048
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $116,981
- Salary needed for the renter: $94,095
Las Vegas
- Total households: 240,462
- Total population: 644,835
- Median household income: $66,356
- Livability: 82
- Average home value (January 2024): $422,793
- Average monthly expenditure cost: $2,057
- Average mortgage cost: $2,486
- Average rent cost: $1,730
- Annual cost of living for homeowner: $54,515
- Annual cost of living for renter: $45,443
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $109,031
- Salary needed for the renter: $90,886
Dayton
- Total households: 5,642
- Total population: 15,415
- Median household income: $85,375
- Livability: 64
- Average home value (January 2024): $421,922
- Average monthly expenditure cost: $1,956
- Average mortgage cost: $2,481
- Average rent cost: $1,625
- Annual cost of living for homeowner: $53,244
- Annual cost of living for renter: $42,977
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $106,488
- Salary needed for the renter: $85,953
North Las Vegas
- Total households: 83,188
- Total population: 264,022
- Median household income: $71,774
- Livability: 76
- Average home value (January 2024): $391,724
- Average monthly expenditure cost: $2,059
- Average mortgage cost: $2,303
- Average rent cost: $1,845
- Annual cost of living for homeowner: $52,344
- Annual cost of living for renter: $46,852
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $104,687
- Salary needed for the renter: $93,704
Fernley
- Total households: 8,391
- Total population: 23,035
- Median household income: $84,025
- Livability: 68
- Average home value (January 2024): $364,820
- Average monthly expenditure cost: $1,969
- Average mortgage cost: $2,145
- Average rent cost: $1,654
- Annual cost of living for homeowner: $49,366
- Annual cost of living for renter: $43,470
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $98,733
- Salary needed for the renter: $86,940
Pahrump
- Total households: 18,598
- Total population: 44,711
- Median household income: $54,988
- Livability: 67
- Average home value (January 2024): $329,117
- Average monthly expenditure cost: $1,886
- Average mortgage cost: $1,935
- Average rent cost: $1,369
- Annual cost of living for homeowner: $45,855
- Annual cost of living for renter: $39,069
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $91,711
- Salary needed for the renter: $78,138
Laughlin
- Total households: 4,248
- Total population: 8,184
- Median household income: $44,359
- Livability: 73
- Average home value (January 2024): $307,360
- Average monthly expenditure cost: $1,969
- Average mortgage cost: $1,807
- Average rent cost: $1,209
- Annual cost of living for homeowner: $45,308
- Annual cost of living for renter: $38,127
Salary Needed To Live Comfortably:
- Salary needed for the homeowner: $90,616
- Salary needed for the renter: $76,254
Photo disclaimer: Photos are for illustrative purposes only. In many cases, the closest major city outside of the city/county mentioned in the article was used.
Methodology: For this study, GOBankingRates analyzed cities across Nevada to find how much someone needs to earn to live comfortably in cities across Nevada. GOBankingRates started by finding the 150 most populated cities in Nevada as sourced from the US Census American Community Survey. For each city on the list a number of factors were found including; total population, total households, and median household income, all sourced from the US Census American Community Survey, the cost of living indexes as sourced from Sperling’s BestPlaces, average single family home value as sourced from the Zillow Home Value Index, the average mortgage, calculated using the National 30-year Fixed Rate Average Mortgage as sourced from the Federal Reserve Economic Data, and the livability index as sourced from AreaVibes. The cities were sorted by population from most to least populated city to find the average amount needed to live comfortably in the major Nevada cities. All the data was collected and is up-to-date as of April 8th, 2024.
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