How Much House Can You Afford in These 96 Popular Cities

Location, location, location. Where we live plays a significant role in how we live, particularly regarding finances. We may not reside in a city merely because we enjoy what it offers in terms of culture, pastimes and cost of living, or even because our friends and family are there. We often determine where we’ll dwell based on what we can afford, whether we’re just out of college, working with a family or retired. 

Cities come in all sizes, with some being more popular than others. How much does it cost to live in the most popular cities in the U.S.? GOBankingRates analyzed 96 of the largest cities in the United States to find how much house you can afford.

GOBankingRates found the largest cities by population as sourced from the US Census American Community Survey, along with median household income and, among other data points, the average annual total costs for a 1 bedroom, 2 bedroom, 3 bedroom, 4 bedroom and 5+ bedroom home. 

Cities are grouped by their state, and states are listed alphabetically:

• Total population: 290,674  
• Household median income: $95,731 
• 1-bedroom average annual total cost of living: $40,997   
• 2-bedroom average annual total cost of living: $46,957   
• 3-bedroom average annual total cost of living: $56,209   
• 4-bedroom average annual total cost of living: $64,057    
• 5-bedroom average annual total cost of living: $71,732

• Total population: 240,537  
• Household median income: $104,197 
• 1-bedroom average annual total cost of living: $44,930   
• 2-bedroom average annual total cost of living: $57,950   
• 3-bedroom average annual total cost of living: $82,708    
• 4-bedroom average annual total cost of living: $117,456    
• 5-bedroom average annual total cost of living: $167,321   

• Total population: 275,618  
• Household median income: $99,374 
• 1-bedroom average annual total cost of living: $42,992   
• 2-bedroom average annual total cost of living: $52,819   
• 3-bedroom average annual total cost of living: $58,975    
• 4-bedroom average annual total cost of living: $69,895    
• 5-bedroom average annual total cost of living: $84,497   

• Total population: 1,609,456  
• Household median income: $72,092 
• 1-bedroom average annual total cost of living: $42,315   
• 2-bedroom average annual total cost of living: $47,774  
• 3-bedroom average annual total cost of living: $54,288    
• 4-bedroom average annual total cost of living: $62,984    
• 5-bedroom average annual total cost of living: $79,452   

• Total population: 503,390  
• Household median income: $73,766 
• 1-bedroom average annual total cost of living: $39,192   
• 2-bedroom average annual total cost of living: $47,583   
• 3-bedroom average annual total cost of living: $54,591    
• 4-bedroom average annual total cost of living: $62,511    
• 5-bedroom average annual total cost of living: $75,911

• Total population: 248,083  
• Household median income: $66,375 
• 1-bedroom average annual total cost of living: $38,268   
• 2-bedroom average annual total cost of living: $43,798   
• 3-bedroom average annual total cost of living: $52,657    
• 4-bedroom average annual total cost of living: $58,180   
• 5-bedroom average annual total cost of living: $68,581   

• Total population: 541,033  
• Household median income: $52,049 
• 1-bedroom average annual total cost of living: $36,625   
• 2-bedroom average annual total cost of living: $41,954   
• 3-bedroom average annual total cost of living: $46,500    
• 4-bedroom average annual total cost of living: $51,991    
• 5-bedroom average annual total cost of living: $65,263

• Total population: 851,036  
• Household median income: $136,689 
• 1-bedroom average annual total cost of living: $85,355   
• 2-bedroom average annual total cost of living: $117,683   
• 3-bedroom average annual total cost of living: $143,966    
• 4-bedroom average annual total cost of living: $172,002    
• 5-bedroom average annual total cost of living: $202,722   

• Total population: 304,527  
• Household median income: $122,948 
• 1-bedroom average annual total cost of living: $75,028   
• 2-bedroom average annual total cost of living: $98,634   
• 3-bedroom average annual total cost of living: $127,842    
• 4-bedroom average annual total cost of living: $170,144    
• 5-bedroom average annual total cost of living: $235,441

• Total population: 1,001,176  
• Household median income: $136,010 
• 1-bedroom average annual total cost of living: $74,465   
• 2-bedroom average annual total cost of living: $93,492   
• 3-bedroom average annual total cost of living: $131,561    
• 4-bedroom average annual total cost of living: $154,426    
• 5-bedroom average annual total cost of living: $184,931   

• Total population: 3,881,041  
• Household median income: $76,244 
• 1-bedroom average annual total cost of living: $67,969   
• 2-bedroom average annual total cost of living: $82,881   
• 3-bedroom average annual total cost of living: $95,527    
• 4-bedroom average annual total cost of living: $113,488    
• 5-bedroom average annual total cost of living: $172,252   

• Total population: 1,383,987  
• Household median income: $98,657 
• 1-bedroom average annual total cost of living: $65,934   
• 2-bedroom average annual total cost of living: $83,962   
• 3-bedroom average annual total cost of living: $104,088    
• 4-bedroom average annual total cost of living: $126,644    
• 5-bedroom average annual total cost of living: $172,262

• Total population: 228,795  
• Household median income: $169,023 
• 1-bedroom average annual total cost of living: $64,712  
• 2-bedroom average annual total cost of living: $85,498   
• 3-bedroom average annual total cost of living: $134,383   
• 4-bedroom average annual total cost of living: $165,857 
• 5-bedroom average annual total cost of living: $219,297  

• Total population: 347,111   
• Household median income: $88,538 
• 1-bedroom average annual total cost of living: $64,919    
• 2-bedroom average annual total cost of living: $75,817   
• 3-bedroom average annual total cost of living: $91,659     
• 4-bedroom average annual total cost of living: $101,378     
• 5-bedroom average annual total cost of living: $121,666  

• Total population: 437,825  
• Household median income: $94,389  
• 1-bedroom average annual total cost of living: $64,915   
• 2-bedroom average annual total cost of living: $78,244   
• 3-bedroom average annual total cost of living: $99,264     
• 4-bedroom average annual total cost of living: $128,376   
• 5-bedroom average annual total cost of living: $138,632  

• Total population: 462,293  
• Household median income: $78,995 
• 1-bedroom average annual total cost of living: $59,092   
• 2-bedroom average annual total cost of living: $75,862   
• 3-bedroom average annual total cost of living: $94,415    
• 4-bedroom average annual total cost of living: $106,823    
• 5-bedroom average annual total cost of living: $120,965  

• Total population: 276,103  
• Household median income: $101,984 
• 1-bedroom average annual total cost of living: $58,640   
• 2-bedroom average annual total cost of living: $71,637   
• 3-bedroom average annual total cost of living: $84,527    
• 4-bedroom average annual total cost of living: $98,236    
• 5-bedroom average annual total cost of living: $113,829

• Total population: 311,379  
• Household median income: $84,210 
• 1-bedroom average annual total cost of living: $57,240   
• 2-bedroom average annual total cost of living: $71,505   
• 3-bedroom average annual total cost of living: $87,749    
• 4-bedroom average annual total cost of living: $96,387    
• 5-bedroom average annual total cost of living: $103,681

• Total population: 316,076 
• Household median income: $83,448 
• 1-bedroom average annual total cost of living: $50,322 
• 2-bedroom average annual total cost of living: $59,745  
• 3-bedroom average annual total cost of living: $67,371    
• 4-bedroom average annual total cost of living: $75,910    
• 5-bedroom average annual total cost of living: $87,683  

• Total population: 523,600  
• Household median income: $78,954 
• 1-bedroom average annual total cost of living: $51,988   
• 2-bedroom average annual total cost of living: $56,845   
• 3-bedroom average annual total cost of living: $59,904    
• 4-bedroom average annual total cost of living: $66,415    
• 5-bedroom average annual total cost of living: $76,640

• Total population: 320,030  
• Household median income: $71,612 
• 1-bedroom average annual total cost of living: $42,081   
• 2-bedroom average annual total cost of living: $48,790   
• 3-bedroom average annual total cost of living: $56,315    
• 4-bedroom average annual total cost of living: $62,822    
• 5-bedroom average annual total cost of living: $68,395

• Total population: 541,528  
• Household median income: $63,001 
• 1-bedroom average annual total cost of living: $38,284   
• 2-bedroom average annual total cost of living: $43,458   
• 3-bedroom average annual total cost of living: $51,647    
• 4-bedroom average annual total cost of living: $59,771    
• 5-bedroom average annual total cost of living: $66,504

• Total population: 404,321  
• Household median income: $73,827 
• 1-bedroom average annual total cost of living: $37,198   
• 2-bedroom average annual total cost of living: $42,166   
• 3-bedroom average annual total cost of living: $49,886    
• 4-bedroom average annual total cost of living: $57,075    
• 5-bedroom average annual total cost of living: $63,452

• Total population: 710,800  
• Household median income: $85,853 
• 1-bedroom average annual total cost of living: $51,176   
• 2-bedroom average annual total cost of living: $61,719   
• 3-bedroom average annual total cost of living: $71,362    
• 4-bedroom average annual total cost of living: $83,988    
• 5-bedroom average annual total cost of living: $103,673

• Total population: 479,612  
• Household median income: $79,026 
• 1-bedroom average annual total cost of living: $44,733   
• 2-bedroom average annual total cost of living: $48,891   
• 3-bedroom average annual total cost of living: $55,075    
• 4-bedroom average annual total cost of living: $61,687    
• 5-bedroom average annual total cost of living: $70,267

• Total population: 387,349  
• Household median income: $78,685 
• 1-bedroom average annual total cost of living: $43,296   
• 2-bedroom average annual total cost of living: $53,010   
• 3-bedroom average annual total cost of living: $62,269    
• 4-bedroom average annual total cost of living: $68,235    
• 5-bedroom average annual total cost of living: $76,026

• Total population: 670,587  
• Household median income: $101,722 
• 1-bedroom average annual total cost of living: $59,245   
• 2-bedroom average annual total cost of living: $73,680   
• 3-bedroom average annual total cost of living: $80,507    
• 4-bedroom average annual total cost of living: $104,010    
• 5-bedroom average annual total cost of living: $151,749

• Total population: 443,665  
• Household median income: $54,858 
• 1-bedroom average annual total cost of living: $53,069   
• 2-bedroom average annual total cost of living: $58,994   
• 3-bedroom average annual total cost of living: $67,546    
• 4-bedroom average annual total cost of living: $78,103    
• 5-bedroom average annual total cost of living: $103,077

• Total population: 388,768  
• Household median income: $66,802 
• 1-bedroom average annual total cost of living: $40,147   
• 2-bedroom average annual total cost of living: $45,203   
• 3-bedroom average annual total cost of living: $52,346    
• 4-bedroom average annual total cost of living: $66,850    
• 5-bedroom average annual total cost of living: $94,992

• Total population: 388,768  
• Household median income: $66,802 
• 1-bedroom average annual total cost of living: $40,147   
• 2-bedroom average annual total cost of living: $45,203   
• 3-bedroom average annual total cost of living: $52,346    
• 4-bedroom average annual total cost of living: $66,850    
• 5-bedroom average annual total cost of living: $94,992

• Total population: 259,343  
• Household median income: $70,333 
• 1-bedroom average annual total cost of living: $37,920   
• 2-bedroom average annual total cost of living: $49,539   
• 3-bedroom average annual total cost of living: $57,716    
• 4-bedroom average annual total cost of living: $71,918    
• 5-bedroom average annual total cost of living: $112,076

• Total population: 950,203 
• Household median income: $64,138 
• 1-bedroom average annual total cost of living: $36,072   
• 2-bedroom average annual total cost of living: $38,929   
• 3-bedroom average annual total cost of living: $44,836    
• 4-bedroom average annual total cost of living: $52,412    
• 5-bedroom average annual total cost of living: $64,493

• Total population: 494,838  
• Household median income: $77,655 
• 1-bedroom average annual total cost of living: $44,197   
• 2-bedroom average annual total cost of living: $49,841   
• 3-bedroom average annual total cost of living: $52,898    
• 4-bedroom average annual total cost of living: $67,409    
• 5-bedroom average annual total cost of living: $98,372 

• Total population: 348,547  
• Household median income: $82,772 
• 1-bedroom average annual total cost of living: $63,464   
• 2-bedroom average annual total cost of living: $77,860   
• 3-bedroom average annual total cost of living: $117,822    
• 4-bedroom average annual total cost of living: $134,924    
• 5-bedroom average annual total cost of living: $136,894 

• Total population: 234,192  
• Household median income: $76,402 
• 1-bedroom average annual total cost of living: $45,540   
• 2-bedroom average annual total cost of living: $49,669   
• 3-bedroom average annual total cost of living: $55,030    
• 4-bedroom average annual total cost of living: $63,489    
• 5-bedroom average annual total cost of living: $72,812

• Total population: 2,721,914 
• Household median income: $71,673 
• 1-bedroom average annual total cost of living: $43,254   
• 2-bedroom average annual total cost of living: $47,142   
• 3-bedroom average annual total cost of living: $48,317    
• 4-bedroom average annual total cost of living: $53,533    
• 5-bedroom average annual total cost of living: $57,460

• Total population: 882,006  
• Household median income: $59,110 
• 1-bedroom average annual total cost of living: $32,287   
• 2-bedroom average annual total cost of living: $34,786   
• 3-bedroom average annual total cost of living: $39,608    
• 4-bedroom average annual total cost of living: $45,172    
• 5-bedroom average annual total cost of living: $54,654

• Total population: 264,514  
• Household median income: $58,233 
• 1-bedroom average annual total cost of living: $29,198  
• 2-bedroom average annual total cost of living: $32,433   
• 3-bedroom average annual total cost of living: $37,875    
• 4-bedroom average annual total cost of living: $44,545    
• 5-bedroom average annual total cost of living: $53,091 

• Total population: 395,951  
• Household median income: $60,712 
• 1-bedroom average annual total cost of living: $31,065   
• 2-bedroom average annual total cost of living: $33,935   
• 3-bedroom average annual total cost of living: $39,460    
• 4-bedroom average annual total cost of living: $45,586    
• 5-bedroom average annual total cost of living: $53,152

• Total population: 321,276  
• Household median income: $66,087 
• 1-bedroom average annual total cost of living: $33,920   
• 2-bedroom average annual total cost of living: $38,015   
• 3-bedroom average annual total cost of living: $43,333    
• 4-bedroom average annual total cost of living: $52,718    
• 5-bedroom average annual total cost of living: $65,862

• Total population: 629,176  
• Household median income: $63,114 
• 1-bedroom average annual total cost of living: $31,059   
• 2-bedroom average annual total cost of living: $36,524   
• 3-bedroom average annual total cost of living: $40,391    
• 4-bedroom average annual total cost of living: $48,862    
• 5-bedroom average annual total cost of living: $60,934

• Total population: 380,408  
• Household median income: $51,116 
• 1-bedroom average annual total cost of living: $40,137   
• 2-bedroom average annual total cost of living: $40,589   
• 3-bedroom average annual total cost of living: $38,963    
• 4-bedroom average annual total cost of living: $44,097    
• 5-bedroom average annual total cost of living: $51,061 

• Total population: 665,945 
• Household median income: $89,212 
• 1-bedroom average annual total cost of living: $72,824   
• 2-bedroom average annual total cost of living: $83,364   
• 3-bedroom average annual total cost of living: $85,385    
• 4-bedroom average annual total cost of living: $93,309    
• 5-bedroom average annual total cost of living: $101,694

• Total population: 584,548  
• Household median income: $58,349 
• 1-bedroom average annual total cost of living: $35,407   
• 2-bedroom average annual total cost of living: $37,499   
• 3-bedroom average annual total cost of living: $37,362    
• 4-bedroom average annual total cost of living: $42,942    
• 5-bedroom average annual total cost of living: $49,665

• Total population: 636,787  
• Household median income: $37,761 
• 1-bedroom average annual total cost of living: $32,382   
• 2-bedroom average annual total cost of living: $27,039   
• 3-bedroom average annual total cost of living: $28,217    
• 4-bedroom average annual total cost of living: $30,210    
• 5-bedroom average annual total cost of living: $34,239

• Total population: 426,877  
• Household median income: $76,332 
• 1-bedroom average annual total cost of living: $39,380   
• 2-bedroom average annual total cost of living: $46,292   
• 3-bedroom average annual total cost of living: $50,884    
• 4-bedroom average annual total cost of living: $56,282    
• 5-bedroom average annual total cost of living: $62,070

• Total population: 308,806  
• Household median income: $69,919 
• 1-bedroom average annual total cost of living: $35,858   
• 2-bedroom average annual total cost of living: $41,295 
• 3-bedroom average annual total cost of living: $44,539    
• 4-bedroom average annual total cost of living: $48,464    
• 5-bedroom average annual total cost of living: $56,868

• Total population: 505,958  
• Household median income: $65,256 
• 1-bedroom average annual total cost of living: $34,813   
• 2-bedroom average annual total cost of living:  $34,317  
• 3-bedroom average annual total cost of living: $40,409    
• 4-bedroom average annual total cost of living: $50,713    
• 5-bedroom average annual total cost of living: $56,483

• Total population: 298,018  
• Household median income: $52,941 
• 1-bedroom average annual total cost of living: $31,857   
• 2-bedroom average annual total cost of living: $35,769   
• 3-bedroom average annual total cost of living: $40,130    
• 4-bedroom average annual total cost of living: $44,305    
• 5-bedroom average annual total cost of living: $47,938 

• Total population: 465,517  
• Household median income: $78,631 
• 1-bedroom average annual total cost of living: $45,441   
• 2-bedroom average annual total cost of living: $46,920   
• 3-bedroom average annual total cost of living: $52,578    
• 4-bedroom average annual total cost of living: $68,885   
• 5-bedroom average annual total cost of living: $88,478

• Total population: 875,045  
• Household median income: $74,070 
• 1-bedroom average annual total cost of living: $43,835   
• 2-bedroom average annual total cost of living: $45,613   
• 3-bedroom average annual total cost of living: $50,335    
• 4-bedroom average annual total cost of living: $61,407    
• 5-bedroom average annual total cost of living: $80,557 

• Total population: 284,094  
• Household median income: $74,710 
• 1-bedroom average annual total cost of living: $41,412   
• 2-bedroom average annual total cost of living: $45,892   
• 3-bedroom average annual total cost of living: $51,856    
• 4-bedroom average annual total cost of living: $62,087    
• 5-bedroom average annual total cost of living: $74,213

• Total population: 297,202  
• Household median income: $55,051 
• 1-bedroom average annual total cost of living: $34,108   
• 2-bedroom average annual total cost of living: $36,091   
• 3-bedroom average annual total cost of living: $41,982 
• 4-bedroom average annual total cost of living: $52,633    
• 5-bedroom average annual total cost of living: $65,126

• Total population: 249,571  
• Household median income: $54,416 
• 1-bedroom average annual total cost of living: $32,804   
• 2-bedroom average annual total cost of living: $35,443   
• 3-bedroom average annual total cost of living: $42,325    
• 4-bedroom average annual total cost of living: $50,226    
• 5-bedroom average annual total cost of living: $63,865

• Total population: 290,531  
• Household median income: $67,846 
• 1-bedroom average annual total cost of living: $42,668   
• 2-bedroom average annual total cost of living: $43,660   
• 3-bedroom average annual total cost of living: $47,950    
• 4-bedroom average annual total cost of living: $55,044    
• 5-bedroom average annual total cost of living: $61,759

• Total population: 489,201  
• Household median income: $70,202 
• 1-bedroom average annual total cost of living: $37,654   
• 2-bedroom average annual total cost of living: $40,865   
• 3-bedroom average annual total cost of living: $46,044    
• 4-bedroom average annual total cost of living: $55,282    
• 5-bedroom average annual total cost of living: $64,127

• Total population: 287,899  
• Household median income: $91,151 
• 1-bedroom average annual total cost of living: $62,323   
• 2-bedroom average annual total cost of living: $72,432   
• 3-bedroom average annual total cost of living: $77,867    
• 4-bedroom average annual total cost of living: $79,649    
• 5-bedroom average annual total cost of living: $80,212

• Total population: 307,355  
• Household median income: $46,460 
• 1-bedroom average annual total cost of living: $47,043   
• 2-bedroom average annual total cost of living: $51,885   
• 3-bedroom average annual total cost of living: $56,434 
• 4-bedroom average annual total cost of living: $59,131    
• 5-bedroom average annual total cost of living: $65,988

• Total population: 562,551  
• Household median income: $61,503 
• 1-bedroom average annual total cost of living: $36,565   
• 2-bedroom average annual total cost of living: $41,043   
• 3-bedroom average annual total cost of living: $46,021    
• 4-bedroom average annual total cost of living: $53,136    
• 5-bedroom average annual total cost of living: $61,351

• Total population: 265,196  
• Household median income: $73,073 
• 1-bedroom average annual total cost of living: $42,653   
• 2-bedroom average annual total cost of living: $52,314 
• 3-bedroom average annual total cost of living: $61,771    
• 4-bedroom average annual total cost of living: $72,789    
• 5-bedroom average annual total cost of living: $89,224

• Total population: 318,063  
• Household median income: $85,311 
• 1-bedroom average annual total cost of living: $39,735   
• 2-bedroom average annual total cost of living: $51,249   
• 3-bedroom average annual total cost of living: $57,101    
• 4-bedroom average annual total cost of living: $65,341    
• 5-bedroom average annual total cost of living: $75,427

• Total population: 644,835  
• Household median income: $66,356 
• 1-bedroom average annual total cost of living: $39,506   
• 2-bedroom average annual total cost of living: $45,581   
• 3-bedroom average annual total cost of living: $53,768    
• 4-bedroom average annual total cost of living: $60,692    
• 5-bedroom average annual total cost of living: $71,876

• Total population: 8,622,467  
• Household median income: $76,607 
• 1-bedroom average annual total cost of living: $72,150   
• 2-bedroom average annual total cost of living: $83,604   
• 3-bedroom average annual total cost of living: $87,389    
• 4-bedroom average annual total cost of living: $98,188   
• 5-bedroom average annual total cost of living: $118,633

• Total population: 276,688  
• Household median income: $46,184 
• 1-bedroom average annual total cost of living: $38,507   
• 2-bedroom average annual total cost of living: $39,892   
• 3-bedroom average annual total cost of living: $42,701    
• 4-bedroom average annual total cost of living: $44,277    
• 5-bedroom average annual total cost of living: $45,165

• Total population: 902,449  
• Household median income: $62,994 
• 1-bedroom average annual total cost of living: $35,682   
• 2-bedroom average annual total cost of living: $37,821   
• 3-bedroom average annual total cost of living: $42,167    
• 4-bedroom average annual total cost of living: $48,652    
• 5-bedroom average annual total cost of living: $52,121

• Total population: 308,870  
• Household median income: $49,191 
• 1-bedroom average annual total cost of living: $35,365   
• 2-bedroom average annual total cost of living: $37,086   
• 3-bedroom average annual total cost of living: $40,497    
• 4-bedroom average annual total cost of living: $47,548    
• 5-bedroom average annual total cost of living: $55,114

• Total population: 370,365  
• Household median income: $37,271 
• 1-bedroom average annual total cost of living: $31,645   
• 2-bedroom average annual total cost of living: $30,534   
• 3-bedroom average annual total cost of living: $31,315    
• 4-bedroom average annual total cost of living: $30,516    
• 5-bedroom average annual total cost of living: $30,220

• Total population: 269,962  
• Household median income: $45,405 
• 1-bedroom average annual total cost of living: $26,615   
• 2-bedroom average annual total cost of living: $29,222   
• 3-bedroom average annual total cost of living: $32,017    
• 4-bedroom average annual total cost of living: $35,270    
• 5-bedroom average annual total cost of living: $36,896 

• Total population: 411,938  
• Household median income: $56,648 
• 1-bedroom average annual total cost of living: $30,898   
• 2-bedroom average annual total cost of living: $33,849   
• 3-bedroom average annual total cost of living: $38,473    
• 4-bedroom average annual total cost of living: $49,056    
• 5-bedroom average annual total cost of living: $63,889

• Total population: 681,088  
• Household median income: $64,251 
• 1-bedroom average annual total cost of living: $30,731   
• 2-bedroom average annual total cost of living: $32,822   
• 3-bedroom average annual total cost of living: $38,681    
• 4-bedroom average annual total cost of living: $46,009    
• 5-bedroom average annual total cost of living: $56,221

• Total population: 646,101  
• Household median income: $85,876 
• 1-bedroom average annual total cost of living: $48,977   
• 2-bedroom average annual total cost of living: $57,585   
• 3-bedroom average annual total cost of living: $64,352    
• 4-bedroom average annual total cost of living: $77,430    
• 5-bedroom average annual total cost of living: $88,788

• Total population: 1,593,208  
• Household median income: $57,537 
• 1-bedroom average annual total cost of living: $44,830   
• 2-bedroom average annual total cost of living: $43,535   
• 3-bedroom average annual total cost of living: $39,280    
• 4-bedroom average annual total cost of living: $46,223    
• 5-bedroom average annual total cost of living: $55,074

• Total population: 303,843  
• Household median income: $60,187 
• 1-bedroom average annual total cost of living: $36,329   
• 2-bedroom average annual total cost of living: $37,488   
• 3-bedroom average annual total cost of living: $41,579    
• 4-bedroom average annual total cost of living: $51,822    
• 5-bedroom average annual total cost of living: $60,333

• Total population: 684,103  
• Household median income: $71,328 
• 1-bedroom average annual total cost of living: $47,561   
• 2-bedroom average annual total cost of living: $48,226   
• 3-bedroom average annual total cost of living: $54,688    
• 4-bedroom average annual total cost of living: $70,486    
• 5-bedroom average annual total cost of living: $106,080

• Total population: 630,027  
• Household median income: $48,090 
• 1-bedroom average annual total cost of living: $32,276   
• 2-bedroom average annual total cost of living: $29,495   
• 3-bedroom average annual total cost of living: $33,628    
• 4-bedroom average annual total cost of living: $40,341    
• 5-bedroom average annual total cost of living: $51,051

• Total population: 958,202  
• Household median income: $86,556 
• 1-bedroom average annual total cost of living: $49,739   
• 2-bedroom average annual total cost of living: $58,312   
• 3-bedroom average annual total cost of living: $61,043    
• 4-bedroom average annual total cost of living: $74,374    
• 5-bedroom average annual total cost of living: $99,768

• Total population: 284,948  
• Household median income: $105,679 
• 1-bedroom average annual total cost of living: $42,027   
• 2-bedroom average annual total cost of living: $50,322  
• 3-bedroom average annual total cost of living: $56,014   
• 4-bedroom average annual total cost of living: $67,528    
• 5-bedroom average annual total cost of living: $80,887

• Total population: 924,663  
• Household median income: $72,726 
• 1-bedroom average annual total cost of living: $38,692   
• 2-bedroom average annual total cost of living: $39,256  
• 3-bedroom average annual total cost of living: $44,566    
• 4-bedroom average annual total cost of living: $51,875    
• 5-bedroom average annual total cost of living: $58,159

• Total population: 1,300,642  
• Household median income: $63,985 
• 1-bedroom average annual total cost of living: $36,966   
• 2-bedroom average annual total cost of living: $42,289   
• 3-bedroom average annual total cost of living: $46,311    
• 4-bedroom average annual total cost of living: $69,278    
• 5-bedroom average annual total cost of living: $117,678  

• Total population: 254,962  
• Household median income: $76,686 
• 1-bedroom average annual total cost of living: $36,806   
• 2-bedroom average annual total cost of living: $42,509   
• 3-bedroom average annual total cost of living: $47,949    
• 4-bedroom average annual total cost of living: $65,450    
• 5-bedroom average annual total cost of living: $85,043

• Total population: 393,469 
• Household median income: $71,736 
• 1-bedroom average annual total cost of living: $36,503    
• 2-bedroom average annual total cost of living: $40,404  
• 3-bedroom average annual total cost of living: $46,318 
• 4-bedroom average annual total cost of living: $52,283     
• 5-bedroom average annual total cost of living: $58,434

• Total population: 317,804   
• Household median income: $64,449 
• 1-bedroom average annual total cost of living: $33,802   
• 2-bedroom average annual total cost of living: $34,953   
• 3-bedroom average annual total cost of living: $40,415    
• 4-bedroom average annual total cost of living: $47,633    
• 5-bedroom average annual total cost of living: $58,200

• Total population: 244,026  
• Household median income: $71,044 
• 1-bedroom average annual total cost of living: $33,940   
• 2-bedroom average annual total cost of living: $39,943   
• 3-bedroom average annual total cost of living: $46,032    
• 4-bedroom average annual total cost of living: $51,514    
• 5-bedroom average annual total cost of living: $63,007

• Total population: 2,296,253  
• Household median income: $60,440 
• 1-bedroom average annual total cost of living: $33,278   
• 2-bedroom average annual total cost of living: $37,349   
• 3-bedroom average annual total cost of living: $42,153    
• 4-bedroom average annual total cost of living: $47,756    
• 5-bedroom average annual total cost of living: $61,873 

• Total population: 677,181  
• Household median income: $55,710 
• 1-bedroom average annual total cost of living: $31,295   
• 2-bedroom average annual total cost of living: $33,173   
• 3-bedroom average annual total cost of living: $37,524    
• 4-bedroom average annual total cost of living: $42,356    
• 5-bedroom average annual total cost of living: $50,715

• Total population: 1,445,662  
• Household median income: $59,593 
• 1-bedroom average annual total cost of living: $32,407   
• 2-bedroom average annual total cost of living: $34,793   
• 3-bedroom average annual total cost of living: $40,722    
• 4-bedroom average annual total cost of living: $47,788    
• 5-bedroom average annual total cost of living: $55,401

• Total population: 258,190  
• Household median income: $58,734 
• 1-bedroom average annual total cost of living: $31,439   
• 2-bedroom average annual total cost of living: $32,224   
• 3-bedroom average annual total cost of living: $38,787    
• 4-bedroom average annual total cost of living: $48,848    
• 5-bedroom average annual total cost of living: $62,355

• Total population: 235,845   
• Household median income: $137,387 
• 1-bedroom average annual total cost of living: $55,501   
• 2-bedroom average annual total cost of living: $71,033   
• 3-bedroom average annual total cost of living: $99,513    
• 4-bedroom average annual total cost of living: $116,841    
• 5-bedroom average annual total cost of living: $152,411

• Total population: 227,171  
• Household median income: $59,606   
• 1-bedroom average annual total cost of living: $44,368   
• 2-bedroom average annual total cost of living: $45,217   
• 3-bedroom average annual total cost of living: $50,128    
• 4-bedroom average annual total cost of living: $56,311    
• 5-bedroom average annual total cost of living: $68,892

• Total population: 457,900  
• Household median income: $87,544 
• 1-bedroom average annual total cost of living: $43,003   
• 2-bedroom average annual total cost of living: $45,663   
• 3-bedroom average annual total cost of living: $52,612    
• 4-bedroom average annual total cost of living: $62,135    
• 5-bedroom average annual total cost of living: $81,516

• Total population: 236,973  
• Household median income: $60,998 
• 1-bedroom average annual total cost of living: $39,957   
• 2-bedroom average annual total cost of living: $40,557   
• 3-bedroom average annual total cost of living: $44,906    
• 4-bedroom average annual total cost of living: $50,203    
• 5-bedroom average annual total cost of living: $57,654

• Total population: 249,377  
• Household median income: $92,703 
• 1-bedroom average annual total cost of living: $39,530   
• 2-bedroom average annual total cost of living: $43,489   
• 3-bedroom average annual total cost of living: $49,313    
• 4-bedroom average annual total cost of living: $59,967    
• 5-bedroom average annual total cost of living: $71,156

• Total population: 734,603  
• Household median income: $116,068 
• 1-bedroom average annual total cost of living: $59,790   
• 2-bedroom average annual total cost of living: $78,583   
• 3-bedroom average annual total cost of living: $95,286    
• 4-bedroom average annual total cost of living: $114,773    
• 5-bedroom average annual total cost of living: $126,830

• Total population: 227,922 
• Household median income: $63,316 
• 1-bedroom average annual total cost of living: $42,102   
• 2-bedroom average annual total cost of living: $45,216   
• 3-bedroom average annual total cost of living: $51,784    
• 4-bedroom average annual total cost of living: $56,804     
• 5-bedroom average annual total cost of living: $65,767  

• Total population: 268,516  
• Household median income: $74,895 
• 1-bedroom average annual total cost of living: $43,415   
• 2-bedroom average annual total cost of living: $48,126   
• 3-bedroom average annual total cost of living: $54,680    
• 4-bedroom average annual total cost of living: $62,700    
• 5-bedroom average annual total cost of living: $71,341  

• Total population: 573,299  
• Household median income: $49,733 
• 1-bedroom average annual total cost of living: $39,049   
• 2-bedroom average annual total cost of living: $36,962   
• 3-bedroom average annual total cost of living: $39,799    
• 4-bedroom average annual total cost of living: $39,415    
• 5-bedroom average annual total cost of living: $39,693 

Methodology, For this study, GOBankingRates analyzed the largest cities in the United States to find how much house you can afford to live in. First GOBankingRates found the largest 100 cities by population as sourced from the US Census American Community Survey, along with the total households and median household income. For each city the average home value from April 2024 was sourced from Zillow Home Value Index to find the average 1 bedroom, 2 bedroom, 3 bedroom, 4 bedroom, and 5+ bedroom home values. For each home value a 10% downpayment was assumed and using the national 30-year fixed mortgage rate as sourced from the Federal Reserve Economic Data, the average mortgage costs can be calculated. To qualify for this study, the city had to have all data points available. The cost of living indexes were sourced for each city as sourced from Sperlings BestPlaces. For each city the cost of living indexes were used with the national average expenditure costs for all residents as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey. Using the average mortgage cost and average expenditure cost, the total cost of living can be calculated. The cities were sorted by total population to show how much house you can afford. All data was collected on and is up-to-date as-of June 12, 2024.