10 States Where Retirees Pay the Most for Long-Term Care

With many retirees living well past their 70s, it’s likely that they will need some form of long-term care during their lifetimes. The cost of long-term care varies widely depending on the type of care, as well as where you live.

Memory care, a type of long-term care community catered to the specific needs of individuals with dementia, is the most costly, with a national average cost of $6,200 per month, according to A Place for Mom. The average cost for an assisted living facility is $4,995 per month, and the average cost for an independent living facility for seniors is $3,100 per month. The average national cost for in-home care is $30 per hour.

However, residents of some states will pay significantly more for these long-term care options. Here’s a look at the states with the most expensive long-term care, ranked by the average cost for assisted living.

• Average cost for assisted living: $7,000 per month
• Average cost for memory care: $8,498 per month
• Average cost for independent living: $3,600 per month
• Average cost for in-home care: $33 per hour

• Average cost for assisted living: $6,879 per month
• Average cost for memory care: $8,850 per month
• Average cost for independent living: $4,390 per month
• Average cost for in-home care: $33 per hour

• Average cost for assisted living: $6,669 per month
• Average cost for memory care: $8,500 per month
• Average cost for independent living: $3,995 per month
• Average cost for in-home care: $35 per hour

• Average cost for assisted living: $6,525 per month
• Average cost for memory care: $7,704 per month
• Average cost for independent living: $3,534 per month
• Average cost for in-home care: $40 per hour

• Average cost for assisted living: $6,495 per month
• Average cost for memory care: $10,370 per month
• Average cost for independent living: $4,550 per month
• Average cost for in-home care: N/A

• Average cost for assisted living: $6,285 per month
• Average cost for memory care: $5,000 per month
• Average cost for independent living: N/A
• Average cost for in-home care: $40 per hour

• Average cost for assisted living: $6,283 per month
• Average cost for memory care: $8,000 per month
• Average cost for independent living: $3,930 per month
• Average cost for in-home care: $30 per hour

• Average cost for assisted living: $6,078 per month
• Average cost for memory care: $7,500 per month
• Average cost for independent living: $3,790 per month
• Average cost for in-home care: $30 per hour

• Average cost for assisted living: $5,915 per month
• Average cost for memory care: $9,760 per month
• Average cost for independent living: $3,434 per month
• Average cost for in-home care: $50 per hour

• Average cost for assisted living: $5,895 per month
• Average cost for memory care: $7,720 per month
• Average cost for independent living: $3,350 per month
• Average cost for in-home care: $33 per hour

Data is sourced from A Place for Mom and is accurate as of 2023.