Florida Retirement: 7 Up-and-Coming Neighborhoods You Can Afford Now
Written by
Rafaela Stalbalk Klose
Edited by
Kristen Mae
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For decades, Florida has been the go-to destination for Americans entering retirement. With its year-round sunshine, tax-friendly policies, relatively low cost of living and extensive coastline, the state offers an ideal blend of comfort, value and relaxation.
Retirees can make their savings go further in Florida, all while enjoying an outdoor lifestyle that encourages both activity and rest. And for those looking to settle in some of Florida’s most desirable areas, there’s no shortage of affordable neighborhoods that offer both charm and convenience.
Here’s a look at seven of the up-and-coming Florida neighborhoods where retirees can find their perfect home.
1. Boynton Beach (Palm Beach County) — Average Home Price: $419,167
Boynton Beach offers a laid-back coastal vibe, providing a quieter alternative to nearby West Palm Beach and Boca Raton. Known for its less crowded beaches and scenic outdoor spaces, it’s a peaceful retreat that doesn’t compromise on convenience. The downtown area is growing, with new restaurants and waterfront spots adding to the local charm.
Boynton Beach is an ideal option for retirees looking for a tranquil yet well-connected slice of South Florida.
2. North Port (Sarasota County) — Average Home Price: $326,742
Situated between Sarasota and Fort Myers, North Port offers easy access to natural springs, golf courses and Gulf Coast beaches. The city is growing rapidly and is recognized for its safety, walkability and community engagement.
With a relaxed atmosphere, fewer crowds and access to top medical centers in nearby Sarasota, North Port is becoming a popular destination for both retirees and young families looking for peace and convenience.
3. Ocala (Marion County) — Average Home Price: $272,488
Ocala is an affordable and charming town that has become increasingly popular among retirees. Surrounded by natural beauty and a vibrant equestrian culture, it offers small-town charm with plenty of recreational opportunities. Its walkable downtown, filled with unique shops and restaurants, ensures that residents stay active and engaged.
With a laid-back atmosphere and one of the lowest average home prices on this list, Ocala offers a great mix of relaxation and lifestyle.
4. Port St. Lucie (St. Lucie County) — Average Home Price: $392,366
Port St. Lucie provides retirees with a welcoming, small-town atmosphere and easy access to beaches, golf courses and natural beauty. The area’s friendly vibe and relaxed pace make it perfect for those seeking coastal living without the high price tag.
With a growing number of amenities and a strong sense of community, this Treasure Coast city offers retirees an affordable, low-stress Florida lifestyle.
5. Punta Gorda (Charlotte County) — Average Home Price: $370,453
Located along the Peace River, Punta Gorda is an affordable waterfront town quickly rising on the radar for retirees. The city blends historic charm with natural beauty, offering a walkable downtown, a vibrant arts scene and excellent fishing and boating.
A strong sense of community, with regular farmers markets and local festivals, makes Punta Gorda a budget-friendly, culture-rich destination for retirees looking to enjoy the Florida lifestyle.
6. Sebring (Highlands County) — Average Home Price: $242,740
Sebring offers retirees an affordable lifestyle with plenty of recreational options. Known for its natural surroundings and numerous golf courses, the town features a historic downtown and a thriving arts scene.
With a strong sense of community and abundant outdoor activities like fishing and boating, Sebring offers retirees a relaxed environment and a welcoming atmosphere that makes it an appealing choice for those looking to retire in Florida. It’s also the most affordable city on this list, making it a standout for budget-conscious retirees.
7. Tavares (Lake County) — Average Home Price: $314,960
Tavares, known for its access to the Harris Chain of Lakes, offers retirees an active and affordable lifestyle. The town provides excellent opportunities for boating and fishing, as well as several 55+ communities that offer great amenities and social events.
With healthcare facilities nearby and Orlando just a short drive away, Tavares strikes a perfect balance between small-town living and urban convenience, making it an ideal spot for retirees who want it all.
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