Here’s What Dave Ramsey Is Hoping To See in 2026 — and How It Could Impact Your Money
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Crystal Mayer
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Rebekah Evans
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Dave Ramsey is known for giving common-sense financial advice that helps his listeners get out of debt and start building wealth. Recently, he sat down with fellow Ramsey Solutions personality George Kamel to talk about his biggest concerns for 2026. The YouTube video covered a wide range of topics, including changes he would like to see in the coming year. Here are the things Ramsey hopes to see in 2026 and how they could impact your finances.
A Stronger Energy Sector
When asked what he was most hopeful for in the new year, Ramsey first said he would like the energy sector to get moving. The energy sector has long been intertwined with a strong economy.
According to the White House, investing in America’s energy sector could increase Gross Domestic Product (GDP) by 0.56% to 1.90% by 2035. The framework to achieving this would include removing certain restrictions on offshore oil reservoirs, increasing production on federal lands and removing excess regulations, as reported by The Council of Economic Advisors.
More Movement in the Real Estate Market
The real estate market has fallen into somewhat of a slowdown after being scorching hot for several years. Ramsey said he hoped to see more activity in this area, moving it out of its current stagnant state. He noted that there would need to be more supply in order to see the change and that one way to increase inventory would be to limit foreign or corporate investment in properties.
The National Association of Realtors (NAR) predicts a “rebalance” and a “rebound” for the market in 2026. According to their chief economist, there may be more home sales in the near future because of increased inventory and a lessening of the “lock-in” effect, where current homeowners felt like they couldn’t sell since they were locked into a jaw-droppingly low mortgage rate.
All of this is good news for buyers who have been sidelined for years because of soaring housing prices and limited supply. Sellers may also feel less stuck in the new year since rates are cooling slightly, helping to get the market moving.
Less Hopelessness
Kamel asked what Ramsey was most concerned about in 2026. “People being hopeless for the wrong reasons,” Ramsey said. He explained that there is no reason to be hopeless and that, contrary to what social media may have people believe, the American Dream is still alive.
Experts with NAR agreed that the American Dream is not dead. They noted that when it comes to homeownership in particular, conditions in 2026 may be better for buyers. While economists and financial analysts may believe in the dream that has defined a country, everyday people may be more skeptical.
A Pew Research Center poll found that only 53% of Americans still believe that the dream is possible to achieve. Younger Americans were more skeptical than their older counterparts, with only 39% of respondents between the ages of 18 to 29 believing in the concept, compared to 68% of those 65 and older.
For his part, Ramsey cautioned against giving in to the overwhelming amount of negativity out there and encouraged listeners to remember that in America, someone can still make something of themselves even if they started with nothing.
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