Today’s Money Expert Answer Day 22

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Graham Stephan is a real estate investor, entrepreneur and personal finance creator with more than 17 years of experience. He began his career at 18 as a licensed real estate agent and quickly built a name for himself, closing over $130 million in residential sales in Los Angeles by his mid-20s. Known for his no-fluff approach to money, Stephan shares insights on real estate, investing and financial habits with a massive YouTube audience of more than 4 million subscribers. A self-made millionaire by age 26, he has since expanded his brand to include a podcast (The Iced Coffee Hour), a coffee company (Bankroll Coffee) and a real estate education platform. Stephan’s content focuses on building wealth intentionally, through smart investing, frugal living and a long-term mindset. His goal: to make personal finance simple, transparent and achievable for anyone willing to do the work.
New Roads School
The wealthy track their spending meticulously. They know exactly what they spend money on — nothing is wasted.
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