Migdalia Rivera is a freelance writer, as well as the founder of Latina on a Mission, a lifestyle blog. She has over ten years experience in banking, corporate compliance and research. She currently resides in New York, one of America’s top five most expensive states to live in, where she uses a budget and frugal lifestyle to raise two sons and two mini Australian Shepherds. In addition to personal finance, Migdalia also writes about parenting, education, fashion, and food. Connect with Migdalia on Twitter at @MsLatina and @Migdalia_Rivera.