Tracie Fobes and her husband worked together to pay off more than $37,000 of debt in just 27 short months — on a single family income! As a result, she felt inspired to help teach others how to do the same. In January 2009, her site Penny Pinchin’ Mom was born. She teaches her readers how to budget, get out of debt and better manage their money through smart savings tips. She’s been featured on “Good Morning America” and in US News & World report. When she is not busy helping others save money, she can be found at home just south of Kansas City, Miss., where she lives with her husband and three children.