Bank of the West is a super-regional bank providing a standard range of accounts and services. Customers can choose between low-cost accounts with limited features and those that charge more but come with additional benefits.
|Bank of the West at a Glance|
What You Need to Know About Bank of the West
Bank of the West might be a good choice for customers who can meet the minimum requirements to avoid the bank’s monthly account service charges.
Best for: Customers living in the Western U.S. who value convenience above bank accounts paying the highest yields
Best Features of Bank of the West
Customers who deposit any amount each statement cycle will have the Any Deposit Checking account’s $10 monthly fee waived. For people who can afford to deposit $25,000 or more, unlimited global ATM rebates are available with the bank’s Premier Checking account.
The standout from a yield perspective is the special rate available on the 14-month Bank of the West CD, which pays a 2.25% APY on deposits of $25,000 or more.
Bank of the West Additional Considerations
Bank of the West prides itself on its mobile and electronic banking technology. The bank’s cutting-edge features include:
- Mobile payments
- Secure fingerprint login
- Account text alerts
- Mobile check deposits
- A secure chip debit card
- Online payments through Zelle
- $0 liability on fraudulent debit card transactions
- Bank of the West checks
Bank of the West locations can be found in 19 states. Montana, Alaska and Hawaii are the only states in the West with no Bank of the West branches. Bank of the West customer service can be reached seven days a week at 800-488-2265, and the bank also has an online chat service.
Find the Highest Rates: 10 Best Online Banks of 2018
Bank of the West Suitable for Those Seeking Low-Cost Banking in Western US
Bank of the West savings and checking accounts aren’t known for paying high interest rates. However, promotional rates are available on the Bank of the West money market account plus some of the bank’s CDs. Although you’re unlikely to find a branch unless you live in the western half of the U.S., Bank of the West has capable mobile and online technology. Still, Bank of the West is most ideal for customers living west of the Mississippi River and for those who don’t require the best APYs available nationwide.
Keep reading to find your Bank of the West routing number.
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