Earn up to 2.5x the National Average
Best Online Banking Accounts
Find a high-yield online bank account to easily manage your money. Compare the best online accounts with no fees or minimums, exclusive deals and 24/7 access. Find a high-yield online bank account to easily manage your money. Compare the best online accounts with no fees or minimums, exclusive deals and 24/7 access. Find a high-yield online bank account to easily manage your money. Compare the best online accounts with no fees or minimums, exclusive deals and 24/7 access.
Which bank account is right for you?
Why Open an Online Savings Account
An online savings account is like a regular savings account, but with higher rates, lower fees, and greater convenience.
Banks that operate online spend less on overhead than banks with brick-and-mortar branches. These savings get passed on to customers in the form of higher rates (also known as annual percentage yield, or APY).
The best online savings accounts deliver APYs of up to 2.25%, more than 22 times the national average of 0.10%. Even basic online savings accounts with no minimum balance requirements usually offer market-beating rates that far exceed the national average.
Online savings accounts have become more popular in recent years as internet-only banks have emerged as competition for traditional banks. These days, most online banks offer mobile apps that let users track savings, deposit checks, and transfer money between accounts–all from the comfort of their smartphone.
Top Picks
Bonus Offer: Bank of America $100 Bonus Offer for new Online Checking Accounts. See page for details.
Bonus Offer: Bonus Offer: $100 bonus offer and and account setting options that work for you.
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