50 Wealthy Zip Codes Where Average Home Prices Are $1.5 Million or More

If you watched “Lifestyles of the Rich and Famous,” you might have thought that houses that cost at least a cool million could only be found in the Hollywood Hills or the penthouses of Manhattan. However, luxury — and high cost of living — exists in all 50 states, at least if you know where to find it.

GOBankingRates looked across the country to find a list of the 50 wealthy ZIP codes where you could find your dream house — provided you’re okay that it comes with a price tag of at least $1.5 million.

• City and State: Hillsborough, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: San Mateo County
• 2024 Average Home Value: $3,324, 654

• City and State: Cupertino, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value:  $3,026,185

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Kings County
• 2024 Average Home Value: $3,025,903

• City and State: Los Angeles, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County:  Los Angeles County
• 2024 Average Home Value:  $2,936,758

• City and State: Menlo Park
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: San Mateo County
• 2024 Average Home Value: $2,757,127

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Kings County
• 2024 Average Home Value: $2,732,694

• City and State: Sunnyvale, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value:  $2,685,741

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: New York County
• 2024 Average Home Value: $2,424,611

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Kings County
• 2024 Average Home Value: $2,337,429

• City and State: East Palo Alto, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: San Mateo County
• 2024 Average Home Value:  $2,284,694

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: New York County
• 2024 Average Home Value: $2,280,404

• City and State: San Francisco, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: San Francisco County
• 2024 Average Home Value:  $2,247,771

• City and State: Fremont, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: Alameda County
• 2024 Average Home Value:  $2,215,187

• City and State: San Francisco, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: San Francisco County
• 2024 Average Home Value:  $2,205,370

• City and State: San Diego, CA
• Metro Area: San Diego-Chula Vista-Carlsbad, CA
• County: San Diego County
• 2024 Average Home Value: $2,190,308

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: New York County
• 2024 Average Home Value:  $2,183,736

• City and State: Sunnyvale, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value:  $2,079,998

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Kings County
• 2024 Average Home Value:  $2,072,816

• City and State: Los Angeles, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Los Angeles County
• 2024 Average Home Value:  $2,007,099

• City and State: Los Angeles, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Los Angeles County
• 2024 Average Home Value:  $2,003,996

• City and State: Rancho Palos Verdes, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Los Angeles County
• 2024 Average Home Value:  $1,981,883

• City and State: Encinitas, CA
• Metro Area: San Diego-Chula Vista-Carlsbad, CA
• County: San Diego County
• 2024 Average Home Value: $1,939, 822

• City and State: San Ramon, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: Contra Costa County
• 2024 Average Home Value:  $1,913,426

• City and State: San Jose, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value:  $1,888,174

• City and State: Santa Clara, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value:  $1,878,946

• City and State: Campbell, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value: $1,874,567

• City and State: San Jose, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value: $1,861,836

• City and State: Irvine, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Orange County
• 2024 Average Home Value:  $1,810,360

• City and State: Pleasanton, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: Alameda County
• 2024 Average Home Value:  $1,809,719

• City and State: San Mateo, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: San Mateo County
• 2024 Average Home Value: $1,804,840

• City and State: Los Angeles, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Los Angeles County
• 2024 Average Home Value: $1,798,467

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Kings County
• 2024 Average Home Value: $1,790,565

• City and State: San Diego, CA
• Metro Area: San Diego-Chula Vista-Carlsbad, CA
• County: San Diego County
• 2024 Average Home Value: $1,782,984

• City and State: Irvine, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Orange County
• 2024 Average Home Value: $1,779,165

• City and State: Los Angeles, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Los Angeles County
• 2024 Average Home Value: $1,774,097

• City and State: San Diego, CA 
• Metro Area: San Diego-Chula Vista-Carlsbad, CA
• County: San Diego County
• 2024 Average Home Value: $1,770,205

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: New York County
• 2024 Average Home Value: $1,735,014

• City and State: Los Angeles, CA 
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Los Angeles County
• 2024 Average Home Value: $1,714,568

• City and State: Carlsbad, CA
• Metro Area: San Diego-Chula Vista-Carlsbad, CA
• County: San Diego County
• 2024 Average Home Value: $1,691,613

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Kings County
• 2024 Average Home Value: $1,684,497

• City and State: San Francisco, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: San Francisco County
• 2024 Average Home Value: $1,673,028

• City and State: Huntington Beach, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Orange County
• 2024 Average Home Value: $1,671,087

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Kings County
• 2024 Average Home Value: $1,642,958

• City and State: New York, NY
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: New York County
• 2024 Average Home Value: $1,616,519

• City and State: Santa Clara, CA
• Metro Area: San Jose-Sunnyvale-Santa Clara, CA
• County: Santa Clara County
• 2024 Average Home Value: $1,607,689

• City and State: Los Angeles, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Los Angeles County
• 2024 Average Home Value: $1,590,444

• City and State: Piedmont, CA
• Metro Area: San Francisco-Oakland-Berkeley, CA
• County: Alameda County
• 2024 Average Home Value: $1,564,063

• City and State: Hoboken, NJ
• Metro Area: New York-Newark-Jersey City, NY-NJ-PA
• County: Hudson County
• 2024 Average Home Value: $1,548,103

• City and State: North Tustin, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Orange County
• 2024 Average Home Value: $1,539,630

• City and State: Laguna Niguel, CA
• Metro Area: Los Angeles-Long Beach-Anaheim, CA
• County: Orange County
• 2024 Average Home Value: $1,526,405

GOBankingRates found the 2,500 largest zip codes’ 2023 average home value from Zillow’s November 2023 data. Once this figure was found GOBankingRates found the monthly mortgage payment for each zip code by assuming one is taking a 30-year fixed-rate loan with a 6.62% interest rate as sourced from the Federal Reserve Bank of St. Louis on January 4, 2024. From there, GOBankingRates found the 50 most expensive zip codes where one would need a six-figure salary to comfortably afford the mortgage payment (no more than 30% of gross income going towards the mortgage payment). If a city had multiple zip codes qualify only the three most expensive were included in the final rankings. All data was collected and is up to date as of January 8, 2024.