How Much House Can I Afford With $100K in Every State?

Earning a salary of $100,000 doesn’t stretch as far as it once used to. Depending on where you live, it may cover more than half your purchase of a new home — or the money may only go as far as 10% of the total.

To find out how much home you can afford on $100K, GOBankingRates took Zillow’s April 2024 typical home values for single-family residences from all states (plus Washington, D.C.) and divided these numbers against $100,000. The end result was how much of a home $100K can buy you in each state. Only two states, West Virginia and Mississippi, emerged with percentages of more than 50% while Hawaii ranked in last place with $100K only able to buy 10% of a home.

Keep reading to see each state ranked in order from the smallest to largest percentage of home that $100K can buy you.

• March 2023 home value: $996,982
• Percentage of home $100k will get you: 10.03%

• March 2023 home value: $805,913
• Percentage of home $100k will get you: 12.41%

• March 2023 home value: $734,216
• Percentage of home $100k will get you: 13.62%

• March 2023 home value: $645,245
• Percentage of home $100k will get you: 15.50%

• March 2023 home value: $611,215
• Percentage of home $100k will get you: 16.36%

• March 2023 home value: $565,996
• Percentage of home $100k will get you: 17.67%

• March 2023 home value: $539,808
• Percentage of home $100k will get you: 18.53%

• March 2023 home value: $532,610
• Percentage of home $100k will get you: 18.78%

• March 2023 home value: $508,948
• Percentage of home $100k will get you: 19.65%

• March 2023 home value: $496,131
• Percentage of home $100k will get you: 20.16%

• March 2023 home value: $468,795
• Percentage of home $100k will get you: 21.33%

• March 2023 home value: $465,826
• Percentage of home $100k will get you: 21.47%

• March 2023 home value: $456,935
• Percentage of home $100k will get you: 21.88%

• March 2023 home value: $453,529
• Percentage of home $100k will get you: 22.05%

• March 2023 home value: $443,585
• Percentage of home $100k will get you: 22.54%

• March 2023 home value: $443,365
• Percentage of home $100k will get you: 22.55%

• March 2023 home value: $430,752
• Percentage of home $100k will get you: 23.22%

• March 2023 home value: $426,051
• Percentage of home $100k will get you: 23.47%

• March 2023 home value: $417,228
• Percentage of home $100k will get you: 23.97%

• March 2023 home value: $395,912
• Percentage of home $100k will get you: 25.26%

• March 2023 home value: $395,830
• Percentage of home $100k will get you: 25.26%

• March 2023 home value: $395,038
• Percentage of home $100k will get you: 25.31%

• March 2023 home value: $387,386
• Percentage of home $100k will get you: 25.81%

• March 2023 home value: $370,636
• Percentage of home $100k will get you: 26.98%

• March 2023 home value: $343,331
• Percentage of home $100k will get you: 29.13%

• March 2023 home value: $340,600
• Percentage of home $100k will get you: 29.36%

• March 2023 home value: $334,220
• Percentage of home $100k will get you: 29.92%

• March 2023 home value: $333,001
• Percentage of home $100k will get you: 30.03%

• March 2023 home value: $320,570
• Percentage of home $100k will get you: 31.19%

• March 2023 home value: $308,385
• Percentage of home $100k will get you: 32.43%

• March 2023 home value: $306,460
• Percentage of home $100k will get you: 32.63%

• March 2023 home value: $304,067
• Percentage of home $100k will get you: 32.89%

• March 2023 home value: $303,510
• Percentage of home $100k will get you: 32.95%

• March 2023 home value: $297,472
• Percentage of home $100k will get you: 33.62%

• March 2023 home value: $268,364
• Percentage of home $100k will get you: 37.26%

• March 2023 home value: $267,925
• Percentage of home $100k will get you: 37.32%

• March 2023 home value: $262,095
• Percentage of home $100k will get you: 38.15%

• March 2023 home value: $261,349
• Percentage of home $100k will get you: 38.26%

• March 2023 home value: $249,223
• Percentage of home $100k will get you: 40.12%

• March 2023 home value: $243,678
• Percentage of home $100k will get you: 41.04%

• March 2023 home value: $242,614
• Percentage of home $100k will get you: 41.22%

• March 2023 home value: $229,381
• Percentage of home $100k will get you: 43.60%

• March 2023 home value: $227,532
• Percentage of home $100k will get you: 43.95%

• March 2023 home value: $225,448
• Percentage of home $100k will get you: 44.36%

• March 2023 home value: $222,018
• Percentage of home $100k will get you: 45.04%

• March 2023 home value: $207,715
• Percentage of home $100k will get you: 48.14%

• March 2023 home value: $207,527
• Percentage of home $100k will get you: 48.19%

• March 2023 home value: $205,879
• Percentage of home $100k will get you: 48.57%

• March 2023 home value: $203,195
• Percentage of home $100k will get you: 49.21%

• March 2023 home value: $178,983
• Percentage of home $100k will get you: 55.87%

• March 2023 home value: $163,143
• Percentage of home $100k will get you: 61.30%

Methodology: For this support piece, GOBankingRates took April 2024 typical home values for single-family residences from all states and divided it against $100,000 to see how much of a home $100,000 can buy you in each state in 2024. All data was sourced from Zillow’s April 2024 set and is up to date as of May 30, 2024.