The Most Expensive ZIP Codes in Each City for Renters

Not all "expensive" ZIP codes live up to the name.

By John Csiszar January 12, 2021 Real Estate Investing 101

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Aerial view of the Central park in New York with golf fields and tall skyscrapers surrounding the park.

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There’s an age-old debate about whether it’s better to rent or buy when it comes to housing. Both sides of the discussion have their pros and cons, and often the correct answer is a personal decision. Part of the problem is that it’s hard to know exactly how expensive it is to rent in certain markets. To help fill this information void, GOBankingRates surveyed rental rates for single-family residences across the largest housing markets in the U.S. and listed the most expensive ZIP codes for renters in each city. For purposes of the study, some cities had as few as two expensive ZIP codes listed, while others had as many as five.

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The most expensive ZIP codes for renters may seem easy to identify, but the actual list is full of surprises. For example, the average rent in the most expensive ZIP code in New York City, 10014, is just $4,076. Yes, this is certainly a lot, but with New York’s reputation for high real estate costs, this number seems surprisingly manageable. In fact, rents in the 94611 ZIP code in Oakland, California, run $4,710 per month, nearly 15% higher than the top rent in New York’s priciest ZIP code.

Another interesting result of the study is that the definition of “high” rent varies wildly from city to city. For example, the most expensive ZIP code in Detroit costs renters just $870 per month — the lowest rate in any city in the study. Compare this with the most expensive ZIP code in the entire U.S., 90049, which comes in at a whopping $10,680 per month — and that’s just the average rent. The point is that “expensive” can really be quite a regional designation, and if one area seems too pricey for you, there might be one reasonably nearby that you may consider affordable.

Overall, the average monthly rent in America’s priciest ZIP codes comes in at $1,644. To determine how much rent you can reasonably afford, start by building a realistic budget to help prevent you from reaching for a ZIP code that would strain your finances.

With that in mind, here’s a look at America’s most expensive ZIP codes for renters, listed alphabetically by city.

Last updated: Jan. 12, 2021

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Albuquerque, New Mexico

ZIP code: 87111
Median monthly rent in 2019: $1,522
ZIP code: 87114
Median monthly rent in 2019: $1,379
ZIP code: 87123
Median monthly rent in 2019: $1,379
ZIP code: 87120
Median monthly rent in 2019: $1,318

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Arlington, USA - December 19, 2017: The University of Texas at Arlington, Entryway sign.

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Arlington, Texas

ZIP code: 76002
Median monthly rent in 2019: $1,777
ZIP code: 76016
Median monthly rent in 2019: $1,710
ZIP code: 76001
Median monthly rent in 2019: $1,697
ZIP code: 76017
Median monthly rent in 2019: $1,634
ZIP code: 76018
Median monthly rent in 2019: $1,586

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Atlanta, Georgia, USA midtown skyline from PIedmont Park.

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Atlanta

ZIP code: 30317
Median monthly rent in 2019: $1,721
ZIP code: 30316
Median monthly rent in 2019: $1,710
ZIP code: 30318
Median monthly rent in 2019: $1,603
ZIP code: 30331
Median monthly rent in 2019: $1,363
ZIP code: 30311
Median monthly rent in 2019: $1,320

Aerial view of residential neighborhood in the Autumn.

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Aurora, Colorado

ZIP code: 80016
Median monthly rent in 2019: $2,591
ZIP code: 80015
Median monthly rent in 2019: $2,221
ZIP code: 80013
Median monthly rent in 2019: $2,103
ZIP code: 80014
Median monthly rent in 2019: $2,054
ZIP code: 80012
Median monthly rent in 2019: $1,927

Austin Texas USA sunrise skyline cityscape over Town Lake or Lady Bird Lake with amazing reflection.

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Austin, Texas

ZIP code: 78746
Median monthly rent in 2019: $3,375
ZIP code: 78703
Median monthly rent in 2019: $3,031
ZIP code: 78732
Median monthly rent in 2019: $2,827
ZIP code: 78702
Median monthly rent in 2019: $2,372
ZIP code: 78756
Median monthly rent in 2019: $2,182

Colourful row homes in Charles Village in Baltimore Maryland

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Baltimore

ZIP code: 21230
Median monthly rent in 2019: $1,802
ZIP code: 21231
Median monthly rent in 2019: $1,706
ZIP code: 21224
Median monthly rent in 2019: $1,676
ZIP code: 21211
Median monthly rent in 2019: $1,618
ZIP code: 21239
Median monthly rent in 2019: $1,508

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Louisiana State CapitolLouisiana State Capitol.

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Baton Rouge, Louisiana

ZIP code: 70810
Median monthly rent in 2019: $1,456
ZIP code: 70817
Median monthly rent in 2019: $1,452
ZIP code: 70808
Median monthly rent in 2019: $1,325

Boston Public Garden in the winter with the Equestrian statue of George Washington designed by Thomas Ball.

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Boston

ZIP code: 02134
Median monthly rent in 2019: $3,778
ZIP code: 02127
Median monthly rent in 2019: $3,675
ZIP code: 02135
Median monthly rent in 2019: $3,271
ZIP code: 02130
Median monthly rent in 2019: $3,037
ZIP code: 02114
Median monthly rent in 2019: $3,035

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Charlotte, North Carolina

ZIP code: 28226
Median monthly rent in 2019: $1,833
ZIP code: 28210
Median monthly rent in 2019: $1,763
ZIP code: 28277
Median monthly rent in 2019: $1,756
ZIP code: 28209
Median monthly rent in 2019: $1,716
ZIP code: 28278
Median monthly rent in 2019: $1,689

Downtown Chicago Skyscraper Cityscape along the Chicago River.

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Chicago

ZIP code: 60614
Median monthly rent in 2019: $2,849
ZIP code: 60618
Median monthly rent in 2019: $2,097
ZIP code: 60654
Median monthly rent in 2019: $2,087
ZIP code: 60611
Median monthly rent in 2019: $2,021
ZIP code: 60616
Median monthly rent in 2019: $2,015

Cleveland, USA - September 20, 2014: A family enjoys a beautiful day at the Voinovich Bicentennial Park in downtown Cleveland, Ohio, USA.

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Cleveland

ZIP code: 44120
Median monthly rent in 2019: $956
ZIP code: 44109
Median monthly rent in 2019: $878
ZIP code: 44128
Median monthly rent in 2019: $829
ZIP code: 44105
Median monthly rent in 2019: $806

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Colorado Springs, Colorado

ZIP code: 80921
Median monthly rent in 2019: $2,246
ZIP code: 80919
Median monthly rent in 2019: $1,896
ZIP code: 80920
Median monthly rent in 2019: $1,803
ZIP code: 80906
Median monthly rent in 2019: $1,730
ZIP code: 80922
Median monthly rent in 2019: $1,715

Skyline of downtown Columbia, South Carolina, USA.

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Columbia, South Carolina

ZIP code: 29229
Median monthly rent in 2019: $1,322
ZIP code: 29201
Median monthly rent in 2019: $1,267
ZIP code: 29212
Median monthly rent in 2019: $1,248

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Columbus, Ohio

ZIP code: 43202
Median monthly rent in 2019: $1,376
ZIP code: 43206
Median monthly rent in 2019: $1,269
ZIP code: 43205
Median monthly rent in 2019: $1,130
ZIP code: 43232
Median monthly rent in 2019: $1,098
ZIP code: 43207
Median monthly rent in 2019: $1,010

Dallas, Texas, USA downtown cityscape at twilight.

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Dallas

ZIP code: 75252
Median monthly rent in 2019: $2,528
ZIP code: 75204
Median monthly rent in 2019: $2,501
ZIP code: 75229
Median monthly rent in 2019: $2,437
ZIP code: 75248
Median monthly rent in 2019: $2,358
ZIP code: 75206
Median monthly rent in 2019: $2,330

Denver, USA - People walking on a pedestrianized street in Denver's LoHi district, located near to the city centre.

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Denver

ZIP code: 80206
Median monthly rent in 2019: $3,027
ZIP code: 80209
Median monthly rent in 2019: $2,778
ZIP code: 80211
Median monthly rent in 2019: $2,630
ZIP code: 80210
Median monthly rent in 2019: $2,536
ZIP code: 80238
Median monthly rent in 2019: $2,534

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Detroit

ZIP code: 48221
Median monthly rent in 2019: $870
ZIP code: 48235
Median monthly rent in 2019: $841
ZIP code: 48224
Median monthly rent in 2019: $833

City view with Bonaza church in the centre of El Paso village on the western part of La Palma island.

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El Paso, Texas

ZIP code: 79932
Median monthly rent in 2019: $1,358
ZIP code: 79912
Median monthly rent in 2019: $1,354
ZIP code: 79938
Median monthly rent in 2019: $1,232
ZIP code: 79934
Median monthly rent in 2019: $1,226

Panoramic photo of the skyline of Fort Worth with apartments and office buildings reflecting in the Clear Fork Trinity River at Trinity Park, in downtown Fort Worth,Texas, USA.

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Fort Worth, Texas

ZIP code: 76109
Median monthly rent in 2019: $2,449
ZIP code: 76177
Median monthly rent in 2019: $1,847
ZIP code: 76107
Median monthly rent in 2019: $1,816
ZIP code: 76244
Median monthly rent in 2019: $1,806
ZIP code: 76110
Median monthly rent in 2019: $1,798

"Downtown Fresno, CaliforniaMore Fresno images".

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Fresno, California

ZIP code: 93720
Median monthly rent in 2019: $1,773
ZIP code: 93722
Median monthly rent in 2019: $1,499

11825, Apartments, BUILDING, Building-Type, Cities, Hawaii, Here's What an Average Apartment Costs in 50 US Cities, Honolulu, House, States, US, USA, america

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Honolulu

ZIP code: 96825
Median monthly rent in 2019: $3,395
ZIP code: 96822
Median monthly rent in 2019: $2,412
ZIP code: 96815
Median monthly rent in 2019: $2,265
ZIP code: 96817
Median monthly rent in 2019: $2,230

Houston, Texas - November 24, 2017: People preparing for taking pictures outside of James Turrell's Skyspace in Rice University, Houston, Texas.

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Houston

ZIP code: 77005
Median monthly rent in 2019: $3,262
ZIP code: 77027
Median monthly rent in 2019: $3,186
ZIP code: 77024
Median monthly rent in 2019: $2,947
ZIP code: 77007
Median monthly rent in 2019: $2,705
ZIP code: 77094
Median monthly rent in 2019: $2,601

Circular Town Center, Indianapolis, Indiana - Image.

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Indianapolis

ZIP code: 46220
Median monthly rent in 2019: $1,394
ZIP code: 46239
Median monthly rent in 2019: $1,345
ZIP code: 46217
Median monthly rent in 2019: $1,302
ZIP code: 46113
Median monthly rent in 2019: $1,292
ZIP code: 46237
Median monthly rent in 2019: $1,261

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Jacksonville, Florida

ZIP code: 32250
Median monthly rent in 2019: $2,218
ZIP code: 32224
Median monthly rent in 2019: $1,806
ZIP code: 32256
Median monthly rent in 2019: $1,776
ZIP code: 32258
Median monthly rent in 2019: $1,627
ZIP code: 32225
Median monthly rent in 2019: $1,606

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Kansas City, Missouri

ZIP code: 64151
Median monthly rent in 2019: $1,514
ZIP code: 64111
Median monthly rent in 2019: $1,493
ZIP code: 64155
Median monthly rent in 2019: $1,481

Knoxville, Tennessee, USA city skyline at World's fair Park.

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Knoxville, Tennessee

ZIP code: 37923
Median monthly rent in 2019: $1,390
ZIP code: 37917
Median monthly rent in 2019: $973

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Las Vegas

ZIP code: 89138
Median monthly rent in 2019: $2,201
ZIP code: 89135
Median monthly rent in 2019: $2,118
ZIP code: 89117
Median monthly rent in 2019: $1,908
ZIP code: 89144
Median monthly rent in 2019: $1,800
ZIP code: 89141
Median monthly rent in 2019: $1,776

LOS ANGELES, CALIFORNIA - JAN 23rd, 2018: The Broad Museum showcased an installation by Carlos Cruz-Diez between September 2017 and January 2018 in Downtown LA.

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Los Angeles

ZIP code: 90049
Median monthly rent in 2019: $10,680
ZIP code: 90048
Median monthly rent in 2019: $8,287
ZIP code: 90046
Median monthly rent in 2019: $7,778
ZIP code: 90024
Median monthly rent in 2019: $7,358
ZIP code: 90291
Median monthly rent in 2019: $6,964

LOUISVILLE KENTUCKY, USA - MAY 15, 2016.

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Louisville, Kentucky

ZIP code: 40207
Median monthly rent in 2019: $1,695
ZIP code: 40217
Median monthly rent in 2019: $1,245
ZIP code: 40229
Median monthly rent in 2019: $1,192

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Memphis, Tennessee

ZIP code: 38016
Median monthly rent in 2019: $1,496
ZIP code: 38125
Median monthly rent in 2019: $1,415
ZIP code: 38018
Median monthly rent in 2019: $1,379
ZIP code: 38104
Median monthly rent in 2019: $1,332

Mesa is a city in Maricopa County, in the U.

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Mesa, Arizona

ZIP code: 85212
Median monthly rent in 2019: $1,780
ZIP code: 85207
Median monthly rent in 2019: $1,779
ZIP code: 85209
Median monthly rent in 2019: $1,597
ZIP code: 85202
Median monthly rent in 2019: $1,568
ZIP code: 85208
Median monthly rent in 2019: $1,481

USA, Florida, Miami Beach, JANUARY 19 , 2017.

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Miami

ZIP code: 33140
Median monthly rent in 2019: $7,785
ZIP code: 33141
Median monthly rent in 2019: $4,165
ZIP code: 33133
Median monthly rent in 2019: $3,556
ZIP code: 33155
Median monthly rent in 2019: $2,570
ZIP code: 33145
Median monthly rent in 2019: $2,500

Downtown skyline with Buildings in Milwaukee at twilight, in Wisconsin USA.

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Milwaukee

ZIP code: 53218
Median monthly rent in 2019: $1,047
ZIP code: 53209
Median monthly rent in 2019: $1,012

View of Downtown Nashville during a beautiful early morning.

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Nashville, Tennessee

ZIP code: 37205
Median monthly rent in 2019: $2,562
ZIP code: 37206
Median monthly rent in 2019: $1,927
ZIP code: 37209
Median monthly rent in 2019: $1,850
ZIP code: 37221
Median monthly rent in 2019: $1,843
ZIP code: 37216
Median monthly rent in 2019: $1,767

New Orleans, Lousiana - October 10, 2016: NEW ORLEANS - OCTOBER 18, 2016: view of the famous Canal Street on October 10, 2016 in New Orleans, LA.

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New Orleans

ZIP code: 70124
Median monthly rent in 2019: $2,142
ZIP code: 70115
Median monthly rent in 2019: $2,060
ZIP code: 70118
Median monthly rent in 2019: $1,599

New York, New York, USA - May 5, 2013: Cooper Square in Lower Manhattan.

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New York

ZIP code: 10014
Median monthly rent in 2019: $4,076
ZIP code: 10011
Median monthly rent in 2019: $4,058
ZIP code: 10003
Median monthly rent in 2019: $3,995
ZIP code: 10282
Median monthly rent in 2019: $3,850
ZIP code: 10036
Median monthly rent in 2019: $3,623

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Women and men walking and jogging along the Downtown Oakland waterfront with Lake Merritt in the foreground.

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Oakland, California

ZIP code: 94611
Median monthly rent in 2019: $4,710
ZIP code: 94605
Median monthly rent in 2019: $2,850

Bricktown Canal in Oklahoma City, Oklahoma

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Oklahoma City

ZIP code: 73170
Median monthly rent in 2019: $1,334
ZIP code: 73116
Median monthly rent in 2019: $1,321
ZIP code: 73162
Median monthly rent in 2019: $1,300

Downtown Omaha skyline with the Gene Leahy Mall in the foreground (including a reflective waterway / lagoon.

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Omaha, Nebraska

ZIP code: 68106
Median monthly rent in 2019: $1,296
ZIP code: 68105
Median monthly rent in 2019: $1,239
ZIP code: 68104
Median monthly rent in 2019: $1,109

ORLANDO, FLORIDA - MAY 21st: Sculpture art of seagulls taking flight at Lake Eola Park in Orlando, Florida on May 21st, 2016.

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Orlando, Florida

ZIP code: 32827
Median monthly rent in 2019: $2,000
ZIP code: 32832
Median monthly rent in 2019: $1,945
ZIP code: 32837
Median monthly rent in 2019: $1,837
ZIP code: 32824
Median monthly rent in 2019: $1,823
ZIP code: 32828
Median monthly rent in 2019: $1,767

Philadelphia, Pennsylvania, USA downtown cityscape on Broad Street at City Hall.

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Philadelphia

ZIP code: 19123
Median monthly rent in 2019: $2,190
ZIP code: 19147
Median monthly rent in 2019: $2,033
ZIP code: 19130
Median monthly rent in 2019: $1,976
ZIP code: 19127
Median monthly rent in 2019: $1,879
ZIP code: 19122
Median monthly rent in 2019: $1,744

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Phoenix

ZIP code: 85254
Median monthly rent in 2019: $2,844
ZIP code: 85331
Median monthly rent in 2019: $2,442
ZIP code: 85016
Median monthly rent in 2019: $1,969
ZIP code: 85050
Median monthly rent in 2019: $1,949
ZIP code: 85083
Median monthly rent in 2019: $1,824

Pittsburgh, Pennsylvania, USA city skyline.

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Pittsburgh

ZIP code: 15213
Median monthly rent in 2019: $1,811
ZIP code: 15217
Median monthly rent in 2019: $1,636
ZIP code: 15203
Median monthly rent in 2019: $1,593
ZIP code: 15201
Median monthly rent in 2019: $1,432

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Portland, Oregon

ZIP code: 97212
Median monthly rent in 2019: $2,485
ZIP code: 97214
Median monthly rent in 2019: $2,420
ZIP code: 97229
Median monthly rent in 2019: $2,365
ZIP code: 97211
Median monthly rent in 2019: $2,277
ZIP code: 97219
Median monthly rent in 2019: $2,166

visitors in downtown Raleigh North Carolina on Fayetteville Street

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Raleigh, North Carolina

ZIP code: 27607
Median monthly rent in 2019: $1,783
ZIP code: 27614
Median monthly rent in 2019: $1,690
ZIP code: 27609
Median monthly rent in 2019: $1,559
ZIP code: 27617
Median monthly rent in 2019: $1,542
ZIP code: 27612
Median monthly rent in 2019: $1,523

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Riverside, California

ZIP code: 92508
Median monthly rent in 2019: $2,462
ZIP code: 92506
Median monthly rent in 2019: $2,200
ZIP code: 92507
Median monthly rent in 2019: $2,172
ZIP code: 92503
Median monthly rent in 2019: $2,149
ZIP code: 92509
Median monthly rent in 2019: $2,070

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Sacramento, California

ZIP code: 95835
Median monthly rent in 2019: $2,193
ZIP code: 95834
Median monthly rent in 2019: $2,193

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San Antonio, Texas, USA downtown skyline.

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San Antonio

ZIP code: 78260
Median monthly rent in 2019: $1,908
ZIP code: 78261
Median monthly rent in 2019: $1,823
ZIP code: 78258
Median monthly rent in 2019: $1,766
ZIP code: 78259
Median monthly rent in 2019: $1,754
ZIP code: 78253
Median monthly rent in 2019: $1,669

Mission Beach Sunset and View of Downtown, San Diego California, USA.

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San Diego

ZIP code: 92130
Median monthly rent in 2019: $4,730
ZIP code: 92127
Median monthly rent in 2019: $4,029
ZIP code: 92129
Median monthly rent in 2019: $3,300
ZIP code: 92109
Median monthly rent in 2019: $3,244
ZIP code: 92128
Median monthly rent in 2019: $2,982

Beautiful view of downtown San Francisco with famous California Street illuminated in first golden morning light at sunrise in summer, San Francisco, California, USA.

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San Francisco

ZIP code: 94114
Median monthly rent in 2019: $5,783
ZIP code: 94110
Median monthly rent in 2019: $4,884
ZIP code: 94116
Median monthly rent in 2019: $4,392
ZIP code: 94122
Median monthly rent in 2019: $4,163
ZIP code: 94112
Median monthly rent in 2019: $3,858

pedestrians in Downtown San Jose California

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San Jose, California

ZIP code: 95120
Median monthly rent in 2019: $4,304
ZIP code: 95129
Median monthly rent in 2019: $4,084
ZIP code: 95125
Median monthly rent in 2019: $3,928
ZIP code: 95124
Median monthly rent in 2019: $3,833
ZIP code: 95148
Median monthly rent in 2019: $3,723

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Seattle

ZIP code: 98112
Median monthly rent in 2019: $3,709
ZIP code: 98119
Median monthly rent in 2019: $3,630
ZIP code: 98122
Median monthly rent in 2019: $3,389
ZIP code: 98105
Median monthly rent in 2019: $3,332
ZIP code: 98199
Median monthly rent in 2019: $3,293

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Tampa, Florida

ZIP code: 33606
Median monthly rent in 2019: $2,790
ZIP code: 33609
Median monthly rent in 2019: $2,159
ZIP code: 33611
Median monthly rent in 2019: $1,950
ZIP code: 33647
Median monthly rent in 2019: $1,900

Tucson, Arizona, USA downtown skyline with Sentinel Peak at dusk.

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Tucson, Arizona

ZIP code: 85743
Median monthly rent in 2019: $1,505
ZIP code: 85719
Median monthly rent in 2019: $1,392
ZIP code: 85745
Median monthly rent in 2019: $1,390
ZIP code: 85742
Median monthly rent in 2019: $1,371
ZIP code: 85747
Median monthly rent in 2019: $1,341

Tulsa skyline with a park, pond, and fountains in the foreground.

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Tulsa, Oklahoma

ZIP code: 74133
Median monthly rent in 2019: $1,409
ZIP code: 74135
Median monthly rent in 2019: $1,150
ZIP code: 74105
Median monthly rent in 2019: $1,089
ZIP code: 74114
Median monthly rent in 2019: $1,069

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Virginia Beach, Virginia

ZIP code: 23456
Median monthly rent in 2019: $1,863
ZIP code: 23455
Median monthly rent in 2019: $1,696
ZIP code: 23454
Median monthly rent in 2019: $1,586
ZIP code: 23464
Median monthly rent in 2019: $1,534

Georgetown, Washington, DC skyline on the Potomac River.

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Washington

ZIP code: 20007
Median monthly rent in 2019: $4,705
ZIP code: 20016
Median monthly rent in 2019: $4,568
ZIP code: 20009
Median monthly rent in 2019: $3,430
ZIP code: 20010
Median monthly rent in 2019: $3,296
ZIP code: 20003
Median monthly rent in 2019: $3,257

The Arkansas River and downtown Wichita from Veterans Memorial Park at 339 Veterans Parkway in Wichita, Kansas on August 13, 2017.

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Wichita, Kansas

ZIP code: 67207
Median monthly rent in 2019: $1,104
ZIP code: 67212
Median monthly rent in 2019: $1,094

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Methodology: GOBankingRates looked at 60 of the largest housing markets in the U.S., according to Zillow, in order to find the most expensive ZIP code in each city for renters. GOBankingRates first sourced the 2019 median rental list price (January 2019 to October 2019) for each city as sourced from Zillow and then took the most expensive ZIP codes for each city and included them in the final ranking. All data was collected and is up to date as of Dec. 2, 2019.

About the Author

John Csiszar

After earning a B.A. in English with a Specialization in Business from UCLA, John Csiszar worked in the financial services industry as a registered representative for 18 years. Along the way, Csiszar earned both Certified Financial Planner and Registered Investment Adviser designations, in addition to being licensed as a life agent, while working for both a major Wall Street wirehouse and for his own investment advisory firm. During his time as an advisor, Csiszar managed over $100 million in client assets while providing individualized investment plans for hundreds of clients.