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The Best Cities for Middle-Class Families in Every State



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Choosing where to raise a family is a big decision, and several factors affect the best place for you and your loved ones.
If you are a middle-class family, affordability and cost of living likely play a large role, and you will likely also consider things like the quality of local schools, quality and availability of healthcare, and recreation opportunities.
To find the best cities for middle-class families in every state, GOBankingRates found the most affordable city in each state selected by WalletHub as one of the best cities to raise a family. WalletHub’s ranking scored cities based on 45 metrics that fell into five categories: family fun, health and safety, education and child care, affordability and socioeconomics.
Here’s a look at the best cities for middle-class families in every state, based on the city with the best affordability ranking in each state.
Alabama: Huntsville
- Affordability ranking: 45
- Total score (out of a possible 100): 58.33
Alaska: Juneau
- Affordability ranking: 63
- Total score (out of a possible 100): 54.40
Arizona: Gilbert
- Affordability ranking: 12
- Total score (out of a possible 100): 64.02
Arkansas: Little Rock
- Affordability ranking: 93
- Total score (out of a possible 100): 42.70
California: Fremont
- Affordability ranking: 11
- Total score (out of a possible 100): 73.55
Colorado: Denver
- Affordability ranking: 43
- Total score (out of a possible 100): 56.84
Connecticut: New Haven
- Affordability ranking: 156
- Total score (out of a possible 100): 43.43
Delaware: Wilmington
- Affordability ranking: 131
- Total score (out of a possible 100): 42.93
Florida: St. Petersburg
- Affordability ranking: 48
- Total score (out of a possible 100): 55.19
Georgia: Atlanta
- Affordability ranking: 30
- Total score (out of a possible 100): 54.01
Hawaii: Pearl City
- Affordability ranking: 73
- Total score (out of a possible 100): 59.21
Idaho: Boise
- Affordability ranking: 23
- Total score (out of a possible 100): 63.34
Illinois: Aurora
- Affordability ranking: 83
- Total score (out of a possible 100): 54.99
Indiana: Fort Wayne
- Affordability ranking: 60
- Total score (out of a possible 100): 48.68
Iowa: Cedar Rapids
- Affordability ranking: 6
- Total score (out of a possible 100): 58.49
Kansas: Overland Park
- Affordability ranking: 1
- Total score (out of a possible 100): 70.11
Kentucky: Lexington
- Affordability ranking: 25
- Total score (out of a possible 100): 58.64
Louisiana: Baton Rouge
- Affordability ranking: 97
- Total score (out of a possible 100): 42.95
Maine: Portland
- Affordability ranking: 44
- Total score (out of a possible 100): 59.63
Maryland: Columbia
- Affordability ranking: 2
- Total score (out of a possible 100): 60.81
Massachusetts: Worcester
- Affordability ranking: 102
- Total score (out of a possible 100): 47.39
Michigan: Grand Rapids
- Affordability ranking: 41
- Total score (out of a possible 100): 51.88
Minnesota: Minneapolis
- Affordability ranking: 3
- Total score (out of a possible 100): 60.81
Mississippi: Jackson
- Affordability ranking: 158
- Total score (out of a possible 100): 39.90
Missouri: Kansas City
- Affordability ranking: 46
- Total score (out of a possible 100): 51.60
Montana: Billings
- Affordability ranking: 27
- Total score (out of a possible 100): 56.41
Nebraska: Lincoln
- Affordability ranking: 16
- Total score (out of a possible 100): 61.80
Nevada: Henderson
- Affordability ranking: 62
- Total score (out of a possible 100): 59.12
New Hampshire: Nashua
- Affordability ranking: 34
- Total score (out of a possible 100): 59.11
New Jersey: Jersey City
- Affordability ranking: 96
- Total score (out of a possible 100): 55.46
New Mexico: Albuquerque
- Affordability ranking: 77
- Total score (out of a possible 100): 46.67
New York: Buffalo
- Affordability ranking: 51
- Total score (out of a possible 100): 48.97
North Carolina: Raleigh
- Affordability ranking: 10
- Total score (out of a possible 100): 55.39
North Dakota: Bismarck
- Affordability ranking: 4
- Total score (out of a possible 100): 62.72
Ohio: Columbus
- Affordability ranking: 37
- Total score (out of a possible 100): 53.64
Oklahoma: Oklahoma City
- Affordability ranking: 39
- Total score (out of a possible 100): 54.32
Oregon: Portland
- Affordability ranking: 36
- Total score (out of a possible 100): 59.82
Pennsylvania: Pittsburgh
- Affordability ranking: 22
- Total score (out of a possible 100): 57.89
Rhode Island: Warwick
- Affordability ranking: 20
- Total score (out of a possible 100): 59.81
South Carolina: Charleston
- Affordability ranking: 24
- Total score (out of a possible 100): 62.53
South Dakota: Sioux Falls
- Affordability ranking: 18
- Total score (out of a possible 100): 60.88
Tennessee: Chattanooga
- Affordability ranking: 53
- Total score (out of a possible 100): 49.53
Texas: Plano
- Affordability ranking: 7
- Total score (out of a possible 100): 68.05
Utah: Salt Lake City
- Affordability ranking: 40
- Total score (out of a possible 100): 55.27
Vermont: South Burlington
- Affordability ranking: 33
- Total score (out of a possible 100): 58.56
Virginia: Chesapeake
- Affordability ranking: 31
- Total score (out of a possible 100): 60.31
Washington: Seattle
- Affordability ranking: 8
- Total score (out of a possible 100): 64.14
West Virginia: Charleston
- Affordability ranking: 35
- Total score (out of a possible 100): 47.66
Wisconsin: Madison
- Affordability ranking: 5
- Total score (out of a possible 100): 62.18
Wyoming: Cheyenne
- Affordability ranking: 21
- Total score (out of a possible 100): 55.72
Data is sourced from WalletHub and is accurate as of May 28, 2024.
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