10 US Vacation Destinations Where You Can Buy a Home on a $100K Income

Many travelers dream of turning their favorite vacation spots into their full-time homes. In some U.S. destinations, that dream is surprisingly affordable — even on a $100,000 salary.

To find the vacation destinations with the most affordable homes, Zoocasa analyzed median single-family home prices across 40 popular destinations and calculated the annual income needed to afford a home in each one. In these 10 cities, you can afford a home even if your salary is under six figures.

• Median home price: $296,450
• Average monthly mortgage payment: $1,533
• Income needed to buy: $61,320

• Median home price: $330,000
• Average monthly mortgage payment: $1,707
• Income needed to buy: $68,280

• Median home price: $350,000
• Average monthly mortgage payment: $1,810
• Income needed to buy: $72,400

• Median home price: $367,500
• Average monthly mortgage payment: $1,901
• Income needed to buy: $76,040

• Median home price: $390,000
• Average monthly mortgage payment: $2,017
• Income needed to buy: $80,680

• Median home price: $408,950
• Average monthly mortgage payment: $2,115
• Income needed to buy: $84,600

• Median home price: $417,450
• Average monthly mortgage payment: $2,159
• Income needed to buy: $86,360

• Median home price: $460,000
• Average monthly mortgage payment: $2,379
• Income needed to buy: $95,160

• Median home price: $465,000
• Average monthly mortgage payment: $2,405
• Income needed to buy: $96,200

• Median home price: $477,500
• Average monthly mortgage payment: $2,470
• Income needed to buy: $98,800

Editor’s note: Data was sourced from Zoocasa and is accurate as of July 16, 2025.