Advertiser Disclosure
GOBankingRates works with many financial advertisers to showcase their products and services to our audiences. These brands compensate us to advertise their products in ads across our site. This compensation may impact how and where products appear on this site. We are not a comparison-tool and these offers do not represent all available deposit, investment, loan or credit products.
How Much Housing & Other Living Costs Have Soared in Major Cities Over the Past Decade
Written by
Gabrielle Olya
Edited by
Chris Cluff

Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 YearsHelping You Live Richer
Reviewed by Experts
Trusted by Millions of Readers
If it feels like you’re spending significantly more on all of your living costs than you were 10 years ago, that’s because you are. On average across the U.S., the average annual spending on housing has increased by 48% from 2013 to 2023, while the average annual spending on transportation has increased by 41% and spending on food has increased by 47%, according to a recent Zoocasa study.
Although we often think that housing costs are the category that has skyrocketed the most — particularly in major cities — this isn’t necessarily the case. The study found that in 12 out of 17 major metropolitan areas, food expenditures increased more than housing and transportation. Housing expenditures experienced the largest increase of the three categories in just four of the major metropolitan areas analyzed.
Here’s a closer look at how much the average annual spending on housing, transportation and food has increased in 17 major cities across the U.S. from 2013 to 2023.
Atlanta
- 10-year % change in average annual spending on housing: 60.8%
- 10-year % change in average annual spending on transportation: 55.1%
- 10-year % change in average annual spending on food: 62.5%
Baltimore
- 10-year % change in average annual spending on housing: 40.2%
- 10-year % change in average annual spending on transportation: 49.8%
- 10-year % change in average annual spending on food: 65.2%
Boston
- 10-year % change in average annual spending on housing: 43.7%
- 10-year % change in average annual spending on transportation: 17%
- 10-year % change in average annual spending on food: 40.3%
Chicago
- 10-year % change in average annual spending on housing: 33.2%
- 10-year % change in average annual spending on transportation: 19%
- 10-year % change in average annual spending on food: 48%
Dallas
- 10-year % change in average annual spending on housing: 33.4%
- 10-year % change in average annual spending on transportation: 8.9%
- 10-year % change in average annual spending on food: 21.7%
Detroit
- 10-year % change in average annual spending on housing: 43.2%
- 10-year % change in average annual spending on transportation: 34.2%
- 10-year % change in average annual spending on food: 24.2%
Houston
- 10-year % change in average annual spending on housing: 18.9%
- 10-year % change in average annual spending on transportation: 36.1%
- 10-year % change in average annual spending on food: 89.3%
Los Angeles
- 10-year % change in average annual spending on housing: 46.4%
- 10-year % change in average annual spending on transportation: 70.5%
- 10-year % change in average annual spending on food: 60.9%
Miami
- 10-year % change in average annual spending on housing: 64.5%
- 10-year % change in average annual spending on transportation: 119.4%
- 10-year % change in average annual spending on food: 44.1%
Minneapolis
- 10-year % change in average annual spending on housing: 35.3%
- 10-year % change in average annual spending on transportation: 12.4%
- 10-year % change in average annual spending on food: 41.7%
New York
- 10-year % change in average annual spending on housing: 39%
- 10-year % change in average annual spending on transportation: 55.9%
- 10-year % change in average annual spending on food: 56.2%
Philadelphia
- 10-year % change in average annual spending on housing: 45.6%
- 10-year % change in average annual spending on transportation: 40.1%
- 10-year % change in average annual spending on food: 58.1%
Phoenix
- 10-year % change in average annual spending on housing: 67.7%
- 10-year % change in average annual spending on transportation: 66%
- 10-year % change in average annual spending on food: 40.4%
San Diego
- 10-year % change in average annual spending on housing: 45.3%
- 10-year % change in average annual spending on transportation: 38.7%
- 10-year % change in average annual spending on food: 66.6%
San Francisco
- 10-year % change in average annual spending on housing: 64.1%
- 10-year % change in average annual spending on transportation: 69.4%
- 10-year % change in average annual spending on food: 73.4%
Seattle
- 10-year % change in average annual spending on housing: 54.3%
- 10-year % change in average annual spending on transportation: 34%
- 10-year % change in average annual spending on food: 59.8%
Washington, D.C.
- 10-year % change in average annual spending on housing: 19.4%
- 10-year % change in average annual spending on transportation: 1.5%
- 10-year % change in average annual spending on food: 49.9%
Share This Article:
You May Also Like
I Asked ChatGPT the Side Hustles Not Worth the Effort in 2026: Here's What It Said
February 02, 2026
4 min Read
The Wealthiest US Cities Are Now 7 Times Richer Than the Poorest -- Here's Where You Stand
February 03, 2026
4 min Read
Warren Buffett Retires: Here's the Money Advice He's Giving Americans for 2026
February 02, 2026
4 min Read
I Asked ChatGPT Where Upper-Middle-Class Retirees Can Live Like Royalty on a Budget
February 02, 2026
4 min Read
From $0 To $200,000 in Sales in the First Year: A Clothing Reseller Shares His Secrets
January 31, 2026
4 min Read
Is Gold From Costco a Good Deal? Here's Why It May Not Pay Off, According to Preston Seo
February 03, 2026
4 min Read
Here's the Minimum Salary Required To Be Considered Middle Class in New York
February 03, 2026
4 min Read
Questions Around The Economy
Make your money work for you
Get the latest news on investing, money, and more with our free newsletter.
By subscribing, you agree to our Terms of Use and Privacy Policy. Unsubscribe at any time.

Thanks!
You're now subscribed to our newsletter.
Check your inbox for more details.

Sending you timely financial stories that you can bank on.
Sign up for our daily newsletter for the latest financial news and trending topics.
For our full Privacy Policy, click here.
Looks like you're using an adblocker
Please disable your adblocker to enjoy the optimal web experience and access the quality content you appreciate from GOBankingRates.
- AdBlock / uBlock / Brave
- Click the ad blocker extension icon to the right of the address bar
- Disable on this site
- Refresh the page
- Firefox / Edge / DuckDuckGo
- Click on the icon to the left of the address bar
- Disable Tracking Protection
- Refresh the page
- Ghostery
- Click the blue ghost icon to the right of the address bar
- Disable Ad-Blocking, Anti-Tracking, and Never-Consent
- Refresh the page



