The Living Wage a Single Person Needs in All 50 States

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Whether you’ve shopped for groceries, gas or even a car in the past year, you know that prices have risen significantly. Because the cost of goods has increased so much, the living wage needed for a single person has also risen across the country. But how much you need to live varies dramatically by state.

GOBankingRates surveyed annual living expenses for a single person in each of the 50 states. The researchers used the 2021 Consumer Expenditure Survey data (the latest available) for a single person from the Bureau of Labor Statistics to calculate the annual cost of necessities based on data from the Missouri Economic Research and Information Center’s 2023 Q1 Cost of Living Data Series.

With the cost of necessities in hand, researchers doubled the total annual cost of necessities to determine a living wage that also factors in discretionary spending and savings.

How does your state stack up?

States Requiring the Most Money for a Living Wage

Hawaii tops the list of states and what’s needed to earn a living wage. It’s the only state where a single person needs to make six figures to get by, pay for necessities and a few nice-to-have purchases, and stash money into savings, too.

You’ll need $112,411 to make what’s considered a living wage in Hawaii.

Massachusetts, California, New York and Alaska round out the top five most expensive states for a single person. That’s not surprising when you realize that median home values are also highest in Hawaii, California and Massachusetts, according to data from WorldPopulationReview.com.

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Since housing and other necessities make up 50% of a living wage, it stands to reason that states with higher housing costs require more money to earn a living wage.

  1. Hawaii
  2. Massachusetts
  3. California
  4. New York
  5. Alaska
  6. Maryland
  7. Vermont
  8. Oregon
  9. Washington
  10. New Jersey

States Requiring the Least Money to Earn a Living Wage

On the other side of that coin sits Mississippi, where you’ll only need to make $45,906 a year to earn a living wage. That’s less than half of what you’d need in Hawaii. Rounding out the top five least expensive states to live are Oklahoma, Alabama, Kansas and Arkansas, all requiring less than $47,500 to earn a living wage.

  1. Mississippi
  2. Oklahoma
  3. Alabama
  4. Arkansas
  5. Kentucky
  6. Kansas
  7. West Virginia
  8. Missouri
  9. Iowa
  10. Georgia

Living Wages in All 50 States

Rank State Income Required
1 Mississippi $45,906
2 Oklahoma $46,024
3 Alabama $46,577
4 Arkansas $47,111
5 Kentucky $47,318
6 Kansas $47,379
7 West Virginia $47,732
8 Missouri $47,771
9 Iowa $48,518
12 Tennessee $48,774
11 Nebraska $49,009
10 Georgia $49,051
13 Illinois $49,372
14 Wyoming $49,666
15 Indiana $49,855
17 Michigan $50,049
16 Louisiana $50,087
18 Ohio $50,157
19 Texas $50,497
20 New Mexico $51,214
21 Minnesota $51,668
22 South Dakota $52,095
23 South Carolina $52,222
24 North Dakota $52,807
25 Wisconsin $53,122
26 North Carolina $53,531
27 Pennsylvania $53,838
28 Utah $55,293
29 Delaware $56,571
31 Montana $57,056
30 Florida $57,064
32 Virginia $57,293
34 Nevada $58,580
33 Idaho $58,634
35 Colorado $59,218
36 Rhode Island $59,936
37 Arizona $60,026
38 Maine $60,862
39 New Hampshire $62,935
40 Connecticut $63,078
41 New Jersey $64,463
42 Washington $65,640
43 Oregon $65,763
44 Vermont $65,923
45 Maryland $67,915
46 Alaska $71,570
47 New York $73,226
48 California $80,013
49 Massachusetts $87,909
50 Hawaii $112,411
All data was collected on and up to date as of August 15, 2023.

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