States Ranked Low to High by Healthcare Costs — Where Does Your State Fall?

A young black woman is at a routine medical appointment.
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Healthcare, which has a wide range of quality, accessibility, reputable providers, and costs, is not standard across the U.S. According to the Center of Medicare & Medicaid services, the average healthcare cost for one person was $13,493 in 2022.

In this article, GOBankingRates provided data on current healthcare costs across the U.S. It compared healthcare costs for different classes of individuals, including retired, single people, married people, and others.

Check where your state belongs in the following.

You can also check out the cost of living in every state.

West Virginia

  • Retired annual: $4,518
  • Age 65+ annual: $4,539
  • All persons annual: $3,522
  • Married w/o kids annual: $5,031
  • Married w/kids annual: $4,449
  • Single person annual: $2,460
  • Born 1981-1997 annual: $2,502

Alabama

  • Retired annual: $5,141
  • Age 65+ annual: $5,165
  • All persons annual: $4,007
  • Married w/o kids annual: $5,725
  • Married w/kids annual: $5,062
  • Single person annual: $2,799
  • Born 1981-1997 annual: $2,847

Oklahoma

  • Retired annual: $5,148
  • Age 65+ annual: $5,172
  • All persons annual: $4,013
  • Married w/o kids annual: $5,733
  • Married w/kids annual: $5,070
  • Single person annual: $2,803
  • Born 1981-1997 annual: $2,851

Michigan

  • Retired annual: $5,441
  • Age 65+ annual: $5,467
  • All persons annual: $4,241
  • Married w/o kids annual: $6,059
  • Married w/kids annual: $5,358
  • Single person annual: $2,962
  • Born 1981-1997 annual: $3,013

Kansas

  • Retired annual: $5,546
  • Age 65+ annual: $5,572
  • All persons annual: $4,323
  • Married w/o kids annual: $6,176
  • Married w/kids annual: $5,461
  • Single person annual: $3,020
  • Born 1981-1997 annual: $3,071

Mississippi

  • Retired annual: $5,576
  • Age 65+ annual: $5,602
  • All persons annual: $4,347
  • Married w/o kids annual: $6,209
  • Married w/kids annual: $5,491
  • Single person annual: $3,036
  • Born 1981-1997 annual: $3,088

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Arkansas

  • Retired annual: $5,584
  • Age 65+ annual: $5,610
  • All persons annual: $4,352
  • Married w/o kids annual: $6,218
  • Married w/kids annual: $5,498
  • Single person annual: $3,040
  • Born 1981-1997 annual: $3,092

Iowa

  • Retired annual: $5,614
  • Age 65+ annual: $5,640
  • All persons annual: $4,376
  • Married w/o kids annual: $6,251
  • Married w/kids annual: $5,528
  • Single person annual: $3,056
  • Born 1981-1997 annual: $3,109

Indiana

  • Retired annual: $5,719
  • Age 65+ annual: $5,745
  • All persons annual: $4,458
  • Married w/o kids annual: $6,368
  • Married w/kids annual: $5,631
  • Single person annual: $3,114
  • Born 1981-1997 annual: $3,167

Missouri

  • Retired annual: $5,779
  • Age 65+ annual: $,5,806
  • All persons annual: $4,505
  • Married w/o kids annual: $6,435
  • Married w/kids annual: $5,690
  • Single person annual: $3,146
  • Born 1981-1997 annual: $3,200

North Dakota

  • Retired annual: $5,884
  • Age 65+ annual: $5,911
  • All persons annual: $4,586
  • Married w/o kids annual: $6,552
  • Married w/kids annual: $5,794
  • Single person annual: $3,203
  • Born 1981-1997 annual: $3,258

Georgia

  • Retired annual: $5,891
  • Age 65+ annual: $5,919
  • All persons annual: $4,592
  • Married w/o kids annual: $6,560
  • Married w/kids annual: $5,801
  • Single person annual: $3,208
  • Born 1981-1997 annual: $3,262

Kentucky

  •  Retired annual: $5,974
  • Age 65+ annual: $6,002
  • All persons annual: $4,657
  • Married w/o kids annual: $6,652
  • Married w/kids annual: $5,882
  • Single person annual: $3,252
  • Born 1981-1997 annual: $3,308

Nebraska

  • Retired annual: $5,981
  • Age 65+ annual: $6,009
  • All persons annual: $4,662
  • Married w/o kids annual: $6,661
  • Married w/kids annual: $5,890
  • Single person annual: $3,257
  • Born 1981-1997 annual: $3,312

Texas

  • Retired annual: $6,012
  • Age 65+ annual: $6,040
  • All persons annual: $4,686
  • Married w/o kids annual: $6,694
  • Married w/kids annual: $5,919
  • Single person annual: $3,273
  • Born 1981-1997 annual: $3,329

Minnesota

  • Retired annual: $6,064
  • Age 65+ annual: $6,092
  • All persons annual: $4,727
  • Married w/o kids annual: $6,752
  • Married w/kids annual: $5,971
  • Single person annual: $3,301
  • Born 1981-1997 annual: $3,358

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Wyoming

  • Retired annual: $6,079
  • Age 65+ annual: $6,107
  • All persons annual: $4,739
  • Married w/o kids annual: $6,769
  • Married w/kids annual: $5,986
  • Single person annual: $3,310
  • Born 1981-1997 annual: $3,366

Wisconsin

  • Retired annual: $6,177
  • Age 65+ annual: $6,205
  • All persons annual: $4,815
  • Married w/o kids annual: $6,878
  • Married w/kids annual: $6,082
  • Single person annual: $3,363
  • Born 1981-1997 annual: $3,420

Illinois

  • Retired annual: $6,229
  • Age 65+ annual: $6,258
  • All persons annual: $4,856
  • Married w/o kids annual: $6,936
  • Married w/kids annual: $6,134
  • Single person annual: $3,391
  • Born 1981-1997 annual: $3,449

Pennsylvania

  • Retired annual: $6,244
  • Age 65+ annual: $6,273
  • All persons annual: $4,867
  • Married w/o kids annual: $6,953
  • Married w/kids annual: $6,148
  • Single person annual: $3,400
  • Born 1981-1997 annual: $3,458

Louisiana

  • Retired annual: $6,259
  • Age 65+ annual: $6,288
  • All persons annual: $4,879
  • Married w/o kids annual: $6,970
  • Married w/kids annual: $6,163
  • Single person annual: $3,408
  • Born 1981-1997 annual: $3,466

Tennessee

  • Retired annual: $6,282
  • Age 65+ annual: $6,311
  • All persons annual: $4,896
  • Married w/o kids annual: $6,995
  • Married w/kids annual: $6,185
  • Single person annual: $3,420
  • Born 1981-1997 annual: $3,479

Ohio

  • Retired annual: $6,373
  • Age 65+ annual: $6,401
  • All persons annual: $4,967
  • Married w/o kids annual: $7,095
  • Married w/kids annual: $6,274
  • Single person annual: $3,469
  • Born 1981-1997 annual: $3,528

Montana

  • Retired annual: $6,417
  • Age 65+ annual: $6,447
  • All persons annual: $5,002
  • Married w/o kids annual: $7,145
  • Married w/kids annual: $6,318
  • Single person annual: $3,494
  • Born 1981-1997 annual: $3,553

South Carolina

  • Retired annual: $6,439
  • Age 65+ annual: $6,469
  • All persons annual: $5,019
  • Married w/o kids annual: $7,170
  • Married w/kids annual: $6,341
  • Single person annual: $3,506
  • Born 1981-1997 annual: $3,566

South Dakota

  • Retired annual: $6,469
  • Age 65+ annual: $6,499
  • All persons annual: $5,043
  • Married w/o kids annual: $7,204
  • Married w/kids annual: $6,370
  • Single person annual: $3,522
  • Born 1981-1997 annual: $3,582

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New Mexico

  • Retired annual: $6,567
  • Age 65+ annual: $6,598
  • All persons annual: $5,119
  • Married w/o kids annual: $7,312
  • Married w/kids annual: $6,466
  • Single person annual: $3,575
  • Born 1981-1997 annual: $3,637

North Carolina

  • Retired annual: $6,822
  • Age 65+ annual: $6,854
  • All persons annual: $5,318
  • Married w/o kids annual: $7,597
  • Married w/kids annual: $6,718
  • Single person annual: $3,714
  • Born 1981-1997 annual: $3,778

Delaware

  • Retired annual: $7,340
  • Age 65+ annual: $7,374
  • All persons annual: $5,721
  • Married w/o kids annual: $8,173
  • Married w/kids annual: $7,227
  • Single person annual: $3,996
  • Born 1981-1997 annual: $4,065

Puerto Rico

  • Retired annual: $7,422
  • Age 65+ annual: $7,457
  • All persons annual: $5,786
  • Married w/o kids annual: $8,265
  • Married w/kids annual: $7,309
  • Single person annual: $4,041
  • Born 1981-1997 annual: $4,110

Idaho

  • Retired annual: $7,693
  • Age 65+ annual: $7,729
  • All persons annual: $5,996
  • Married w/o kids annual: $8,566
  • Married w/kids annual: $7,575
  • Single person annual: $4,188
  • Born 1981-1997 annual: $4,260

Virginia

  • Retired annual: $7,858
  • Age 65+ annual: $7,894
  • All persons annual: $6,125
  • Married w/o kids annual: $8,750
  • Married w/kids annual: $7,737
  • Single person annual: $4,278
  • Born 1981-1997 annual: $4,351

Colorado

  • Retired annual: $8,038
  • Age 65+ annual: $8,075
  • All persons annual: $6,265
  • Married w/o kids annual: $8,950
  • Married w/kids annual: $7,915
  • Single person annual: $4,376
  • Born 1981-1997 annual: $4,451

Nevada

  • Retired annual: $8,068
  • Age 65+ annual: $8,106
  • All persons annual: $6,289
  • Married w/o kids annual: $8,984
  • Married w/kids annual: $7,944
  • Single person annual: $4,392
  • Born 1981-1997 annual: $4,468

Florida

  • Retired annual: $8,105
  • Age 65+ annual: $8,143
  • All persons annual: $6,318
  • Married w/o kids annual: $9,026
  • Married w/kids annual: $7,981
  • Single person annual: $4,413
  • Born 1981-1997 annual: $4,488

Rhode Island

  • Retired annual: $8,158
  • Age 65+ annual: $8,196
  • All persons annual: $6,359
  • Married w/o kids annual: $9,084
  • Married w/kids annual: $8,033
  • Single person annual: $4,441
  • Born 1981-1997 annual: $4,518

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Connecticut

  • Retired annual: $8,653
  • Age 65+ annual: $8,694
  • All persons annual: $6,745
  • Married w/o kids annual: $9,636
  • Married w/kids annual: $8,521
  • Single person annual: $4,711
  • Born 1981-1997 annual: $4,792

Alaska

  • Retired annual: $8,706
  • Age 65+ annual: $8,746
  • All persons annual: $6,786
  • Married w/o kids annual: $9,694
  • Married w/kids annual: $8,572
  • Single person annual: $4,740
  • Born 1981-1997 annual: $4,821

Utah

  • Retired annual: $8,796
  • Age 65+ annual: $8,837
  • All persons annual: $6,856
  • Married w/o kids annual: $9,794
  • Married w/kids annual: $8,661
  • Single person annual: $4,789
  • Born 1981-1997 annual: $4,871

New Hampshire

  • Retired annual: $8,916
  • Age 65+ annual: $8,958
  • All persons annual: $6,950
  • Married w/o kids annual: $9,928
  • Married w/kids annual: $8,779
  • Single person annual: $4,854
  • Born 1981-1997 annual: $4,937

Vermont

  • Retired annual: $9,479
  • Age 65+ annual: $9,523
  • All persons annual: $7,389
  • Married w/o kids annual: $10,555
  • Married w/kids annual: $9,334
  • Single person annual: $5,161
  • Born 1981-1997 annual: $5,249

Maine

  • Retired annual: $9,486
  • Age 65+ annual: $9,531
  • All persons annual: $7,394
  • Married w/o kids annual: $10,563
  • Married w/kids annual: $9,341
  • Single person annual: $5,165
  • Born 1981-1997 annual: $5,253

Washington

  • Retired annual: $9,659
  • Age 65+ annual: $9,704
  • All persons annual: $7,529
  • Married w/o kids annual: $10,755
  • Married w/kids annual: $9,511
  • Single person annual: $5,259
  • Born 1981-1997 annual: $5,349

Arizona

  • Retired annual: $9,884
  • Age 65+ annual: $9,930
  • All persons annual: $7,704
  • Married w/o kids annual: $11,006
  • Married w/kids annual: $9,733
  • Single person annual: $5,381
  • Born 1981-1997 annual: $5,473

Oregon

  • Retired annual: $9,982
  • Age 65+ annual: $10,028
  • All persons annual: $7,781
  • Married w/o kids annual: $11,115
  • Married w/kids annual: $9,829
  • Single person annual: $5,434
  • Born 1981-1997 annual: $5,527

Maryland

  • Retired annual: $10,019
  • Age 65+ annual: $10,066
  • All persons annual: $7,810
  • Married w/o kids annual: $11,157
  • Married w/kids annual: $9,866
  • Single person annual: $5,455
  • Born 1981-1997 annual: $5,548

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New Jersey

  • Retired annual: $10,274
  • Age 65+ annual: $10,322
  • All persons annual: $8,009
  • Married w/o kids annual: $11,441
  • Married w/kids annual: $10,117
  • Single person annual: $5,594
  • Born 1981-1997 annual: $5,690

New York

  • Retired annual: $12,841
  • Age 65+ annual: $12,901
  • All persons annual: $10,009
  • Married w/o kids annual: $14,299
  • Married w/kids annual: $12,644
  • Single person annual: $6,991
  • Born 1981-1997 annual: $7,111

Massachusetts

  • Retired annual: $14,635
  • Age 65+ annual: $14,703
  • All persons annual: $11,408
  • Married w/o kids annual: $16,296
  • Married w/kids annual: $14,411
  • Single person annual: $7,968
  • Born 1981-1997 annual: $8,104

California

  • Retired annual: $15,040
  • Age 65+ annual: $15,110
  • All persons annual: $11,723
  • Married w/o kids annual: $16,747
  • Married w/kids annual: $14,810
  • Single person annual: $8,188
  • Born 1981-1997 annual: $8,329

District of Columbia

  • Retired annual: $16,511
  • Age 65+ annual: $16,588
  • All persons annual: $12,870
  • Married w/o kids annual: $18,385
  • Married w/kids annual: $16,258
  • Single person annual: $8,989
  • Born 1981-1997 annual: $9,143

Hawaii

  • Retired annual: $23,626
  • Age 65+ annual: $23,736
  • All persons annual: $18,416
  • Married w/o kids annual: $26,308
  • Married w/kids annual: $23,264
  • Single person annual: $12,863
  • Born 1981-1997 annual: $13,083

Methodology: For this study, GOBankingRates analyzed each state to find the cost of living indexes as sourced from the Missouri Economic and Research Information Center for healthcare cost of living indexes. For each state, the cost of living indexes were used along with the national average expenditure cost for healthcare for different groups of people including: retired residents, residents aged 65 and over, all residents, single people, married couple with kids, married couple without kids, and people born between 1981 and 1997, as sourced from the Bureau of Labor Statistics Consumer Expenditure Survey. The states were sorted to show the lowest to highest healthcare cost of living for all residents. All data was collected on and is up to date as of Sept. 23, 2024.

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