Tariffs Are Here: How To Build a 6-Month Emergency Stockpile on a Tight Budget

Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.
20 Years
Helping You Live Richer
Reviewed
by Experts
Trusted by
Millions of Readers
From household staples to Barbies and bargain leggings at Target, prices on everyday items are already rising due to President Trump’s tariffs, CNBC reported. And with some imports now facing delays at customs, you could wind up paying more and waiting longer.
If you want to stretch your dollar, now’s a smart time to build a six-month emergency stockpile of essential items — we’ll show you how below.
Toilet Paper
Toilet paper might not be glamorous, but it’s essential for personal hygiene — and Americans use a lot of it. While the U.S. exported less than $2 million worth of toilet paper to other nations in 2024, it bought $2 billion worth from below countries with the highest tariffs, according to the Observatory of Economic Complexity (OEC).
- Canada: $702 million
- China: $678 million
- Mexico: $109 million
- Indonesia: $108 million
- Vietnam: $87.2 million
It’s worth picking up a few family-size packs on your next grocery run.
Paper Towels
From wiping spills and cleaning mirrors to lining drawers and covering plates in the microwave, paper towels do more than we realize — and they run out fast. With new tariffs in place, grabbing a few extra rolls now can help you avoid higher prices later.
Toys
With the holiday season just six months away, buying toys early could save you a lot of money. Eighty percent of U.S. toys are manufactured in China and subject to a 145% tariff, according to Newsweek. While toy brands such as Mattel and Hasbro are shifting some production to Vietnam and India, which have lower tariffs, the transition is unlikely to be ready for the holidays, according to Newsweek.
Clothing
If you’re a budget shopper who gets great fashion finds on Temu and Shein, you may want to stock up sooner rather than later. As of May 2, 2025, Trump is no longer allowing imports below $800 to enter ports tax-free and be charged a 10% blanked tariff, reported Newsweek.
Customers will be charged a duty charge fee of 15% to 20% and can expect delivery delays of 10 to 14 days due to packages being held up in customs. For now, ordering a $10 dress or $2 pair of socks that arrive in two to three days from these sites is a thing of the past.
Lumber
Whether you’re a hobbyist with a passion for building birdhouses and other woodworking projects or have a side hustle selling your creations online, buying lumber now could save you money down the line.Lumber prices have risen 13% in the past year, according to the National Association of Home Builders (NAHB) and could climb higher with softwood lumber imported from Canada and Mexico, AARP reported.
Editor’s note on political coverage: GOBankingRates is nonpartisan and strives to cover all aspects of the economy objectively and present balanced reports on politically focused finance stories. You can find more coverage of this topic on GOBankingRates.com.