6 Tiny Habits That Will Make You Rich in 2025, According to Vincent Chan

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When we’re looking to adopt new habits to improve our financial situation, a quick Google search can send us into a vortex of overwhelm. There is just so much advice out there. Though typically well-intentioned, all these tips of best financial habits to adopt can be exhausting to sift through. Where do you begin? Which habits are actually worth your time?
Personal finance expert Vincent Chan, who has built a following of more than 770,000 subscribers on his eponymous YouTube channel, recently posted a helpful video in which he shared 12 tiny habits that can help you become rich. Anyone can practice them — and they work, as is evidenced by Chan’s personal financial success.
Let’s more closely explore six of Chan’s standout habits that you should adopt now to get on the road to building more wealth.
Ditch the ‘Someday’ Thinking
It’s important to think long term when building wealth, but it’s even more important not to put off your plans for doing this.
Removing the word “someday” from your financial plans is critical.
“I realized that whenever I said things like, ‘I’ll start a side hustle someday,’ or ‘I’ll start investing someday,’ I already subconsciously deprioritized the task,” Chan said. “You’ll never get rich if you keep saying the word ‘someday’ because that word is like a get out of jail free card that people use because they think their future self will be better than their current self … but your future self only gets better if you take action today.”
Tackle Fears That Hold You Back
In the video post, Chan shared that he used to be very camera shy due to disliking his appearance. He worked to overcome the fear and is now comfortably on camera all the time. Clearly, that’s generously paid off for him as an influencer. You too can use this technique of overcoming fears to reach your full potential in your career.
Don’t Ask For Permission
In the video, Chan explained that he grew up “seeking approval and foundation.” Many of us can relate to this, and we must be conscious not to let this quest for validation grip us in adulthood. It got in the way of Chan taking charge of his financial freedom and it will get in your way, too.
Shift Your Self-Perception Toward Empowerment
Chan has put a great deal of effort and time into learning about psychology, particularly as it pertains to self-image and self-perception.
“If you think you’re not smart, then you won’t be smart,” Chan said. “If you think you’ll never be rich, then you’ll never be rich. Decades of psychological research taught us that you need to act the way that you want to be in the future today so you can become that in the future.”
Block Out 30 Minutes a Day To Focus On Your Side Hustle
Chan has found it helpful to block off windows of time every day to work on his side hustle. He opts for 30 minutes a day.
“No excuses. It’s just 30 minutes,” Chan said. “The real goal of these 30 minutes isn’t necessarily to be productive; rather it’s to get addicted to seeing this world beyond your employer and to see the potential of side hustles.”
Change Your Black-and-White Way of Thinking About Luck
Chan explained that people tend to have a binary approach when it comes to luck: You’re either lucky or you’re unlucky. Don’t be so simplistic, particularly not when it comes to your professional potential or your wealth potential.
As Chan noted, when you think you’re unlucky, you won’t work as hard as you can. And when you think you’re lucky, well, you probably won’t work as hard as you can either. Disregard the concept of blind luck and think about the myriad ways luck can manifest. You can have luck from motion, awareness and uniqueness — all methods you have some control over.