Here’s Why Suze Orman Says There Has Never Been So Many Serious Opportunities To Create Financial Wealth
Written by
Emily Fowler
Edited by
Zuri Anderson
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The financial landscape is more fertile than it’s been in years, but too many are standing still, weighed down by uncertainty or outdated advice.
According to money expert Suze Orman in a recent episode of her Women & Money podcast titled “Stay the Course and Make Money”, now is the time to act. Today’s economy is rich with opportunities to build wealth — but only for those who make deliberate moves.
Shifts in the stock market, interest rates and broader economic trends are setting the stage for financial growth. The key, Orman said, is to focus on what’s within reach now, rather than dwelling on what might happen.
Markets Are Setting the Stage
The stock market keeps climbing, showing that investors are optimistic. Major indexes are delivering strong results, making this a prime time to focus on long-term investment strategies like dollar-cost averaging.
Waiting for the “right moment” can cost more than just time. Markets reward those who stay in for the long haul, not those who wait for the perfect entry point. Delaying action means missing out on potential gains.
Orman warns that sitting on the sidelines during a thriving market could be one of the most expensive financial mistakes people could make.
Interest Rates Are Improving
Interest rates are finally shifting into more predictable territory. After years of an inverted yield curve — where short-term rates outpaced long-term ones, raising fears of a recession — the curve is flattening. It’s a sign that stability is returning.
At the same time, the Federal Reserve’s rate cuts are opening up new opportunities. Lower borrowing costs, improving savings rates and better returns on fixed-income products mean it’s a great moment to reassess financial moves like refinancing, investing or growing savings.
Focus on the Achievable
Orman’s advice is direct: Ground yourself in what’s probable, not in fear of the improbable.
Instead of worrying about what could potentially happen, start working on what can be done now to achieve financial empowerment. This could mean starting an emergency fund, tweaking investments or taking advantage of today’s market opportunities.
Failing to act during favorable conditions only can make it harder to bounce back financially later on. For example, 56% of Americans don’t have enough saved to cover a $2,000 emergency, according to a Forbes Advisor survey.
A More Stable Economy
Inflation remains an issue, but there’s progress. The Federal Reserve has managed to keep the economy steady, avoiding the recession so many feared. The U.S. is on track for a rare “soft landing,” a sign that the worst may be behind us, and more opportunities to build wealth.
Whether it’s diving into the stock market, locking in a solid bond rate or even taking a closer look at real estate, the time to explore options is now. “Though it might not seem like it in your own pocket,” Orman said, inflation is starting to come down.
Conditions like this don’t stick around forever. Markets shift, rates change and what feels like a steady landscape can flip without much warning. Waiting too long means missing out.
Orman’s message is simple: hesitation doesn’t build wealth, action does. Those who take steps today — whether investing, saving or reworking their finances — will be the ones better positioned to handle whatever comes next.
There has never been a better time to take charge of financial independence. The question isn’t whether there’s opportunity — it’s whether those opportunities will be seized before they pass.
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