Chili’s, Dunkin and 3 More Restaurants That Offer Retirement Benefits

While a number of fast foot joints and chain restaurants carry the perception that they’re a workplace for teenagers and twentysomethings, a large number of chains offer very employee-friendly retirement plans and perks for employees thinking ahead about their retirement, or even those close to approaching it.

Whether it’s a stacked 401(k) plan, a comprehensive insurance and disability program, or a company-paid pension plan, these chains have retirement perks worth noting.

The casual dining restaurant chain Chili’s offers employees 401(k) retirement savings plans, in addition to health/dental/vision/life/disability insurance and mental healthcare.

The beloved donut chain allows employees to contribute up to 75% of pre/post tax eligible compensation to their 401(k) plan, with Dunkin’ matching employee contributions up to the first 3%. Dunkin’ then matches an additional 50 cents for every dollar for the next 2% of contributions, with the maximum employer contribution capping out at 4%.

Additionally, Dunkin’ employees ages 50 and up can make additional “catch-up” contributions to their 401(k) plans. Further, life insurance is offered, as well as short/long-term disability payments.

The world’s most famous coffee joint famously has a powerhouse benefits program for its employees in terms of comprehensive health coverage, as well as a robust 401(k) plan.

The casual Mexican grill offers a matching 401(k) plan for employees after they work 1,000 hours, while also matching eligible student loan payments — a plan that lets employees save for retirement while paying off student debt.

The chicken-based fast food chain has an expansive retirement plan for employees, offering up a 401(k) retirement plan while matching up to 5%, as well as a Chick-fil-A-paid pension plan.