14 Richest Retirement Towns in the South

To find America’s 50 richest retirement towns, GOBankingRates recently studied cities with populations above 15,000 and senior populations with a percentage of 25% or higher. Among the top 50 were 14 cities in the South. Unsurprisingly, nine of them were in Florida.

All but two of these cities have median incomes in the six figures. Check out the richest retirement towns in the South.

• Population 65+ (%): 56.2%
• Median household income: $140,833
• Livability: 79

• Population 65+ (%): 31.4%
• Median household income: $123,471
• Livability: 63

• Population 65+ (%): 34.4%
• Median household income: $119,591
• Livability: 82

• Population 65+ (%): 29.9%
• Median household income: $118,462
• Livability: 67

• Population 65+ (%): 26.4%
• Median household income: $118,280
• Livability: 70

• Population 65+ (%): 28.8%
• Median household income: $117,689
• Livability: 81

• Population 65+ (%): 30.6%
• Median household income: $110,563
• Livability: 70

• Population 65+ (%): 38.0%
• Median household income: $105,944
• Livability: 70

• Population 65+ (%): 39.4%
• Median household income: $104,955
• Livability: 73

• Population 65+ (%): 59.0%
• Median household income: $104,105
• Livability: 70

• Population 65+ (%): 51.1%
• Median household income: $103,682
• Livability: 72

• Population 65+ (%): 50.7%
• Median household income: $100,459
• Livability: 79

• Population 65+ (%): 39.2%
• Median household income: $96,715
• Livability: 63

• Population 65+ (%): 28.7%
• Median household income: $93,862
• Livability: 65

Editor’s note: Photos are for representational purposes only and might not reflect the exact locations listed.

Methodology: For this study, GOBankingRates analyzed cities to find the richest retirement towns. First, GOBankingRates found cities with populations above 15,000 and population percentages for 65+ age range of 25% or higher, as sourced from the U.S. Census American Community Survey. With these 142 cities isolated, the total households, population ages 65 and higher and household median income were also sourced from the American Community Survey for each location. The livability index was sourced from AreaVibes. The cities were sorted to show the highest median household income, representing the “richest” cities. All data was collected on and is up to date as of Feb. 4, 2025.