Review: A One-Stop Shop for All Things Crypto

GOBankingRates Score

Our take: exists to "accelerate the world's transition to cryptocurrency" for more than 10 million users in 90 countries. The company pays off that promise by enabling the buying and selling of crypto, providing ways to pay and get paid in crypto, and offering ways to earn interest and even get crypto loans. For more advanced traders, also offers margin and derivatives trading.
  • Features
  • Security
  • Available Cryptos
  • Fees
How did we calculate this?


  • More than 100 cryptocurrencies at true cost
  • Community of more than 10 million users
  • Earn up to 8% back using the Visa Card
  • Earn up to 14% interest on your crypto assets
  • High security standards and certifications
  • Insured for $360 million against damage or theft


  • User experience can be confusing compared to some competitors
  • Not all cryptocurrencies are available in the U.S.
  • Assumes users have some knowledge of crypto — not great for novices

About is an entire ecosystem of cryptocurrency-related product offerings. It’s a place where you can buy, sell, store, borrow and spend cryptos while earning interest, all at affordable rates. Features has many exciting features. Here are some of the highlights. App

The mobile app lets you buy and sell more than 100 cryptos at true cost using over 20 fiat currencies. You can track your favorite cryptos using price alerts and price movement alerts. The app is available for both iOS and Android. The app is also the hub for all other features available on NFT Marketplace

This new marketplace allows independent creators to offer nonfungible tokens, or crypto assets with unique metadata that are digital representations of real-world items. Buyers can search or browse by creator or collection.

Metal Visa Cards offers a special Visa card with no annual fees where you can earn up to 8% back on all spending. There are multiple tiers with exclusive benefits depending on your CRO stake, including free subscriptions to services like Spotify, Netflix, Amazon Prime and more. The highest tier also includes a private jet partnership. Pay

This service enables you to pay any supported merchant with Pay Checkout. The service offers instant settlement and zero gas fees. You can also buy gift cards from over 300 brands in 30 countries with 300,000 shops. You can also earn rewards for certain purchases.

Crypto Earn offers a way for you to earn up to 14.5% on more than 40 cryptocurrencies and stablecoins, depending on the crypto, deposit amount, term and CRO stake.

Crypto Credit

Crypto Credit enables you to borrow up to 50% of your crypto as collateral, paying back on your own schedule. Many loans are instant.

Margin Trading

Eligible users can leverage up to three times using their virtual assets as collateral. Currently, though, the only trading pair that is supported is BTC/USDT. To use margin trading, you first have to transfer virtual assets into your margin wallet as collateral.

Derivatives Trading offers perpetual contracts, a derivative product without an expiry or maturity date.

Wallet offers a DeFi wallet that gives you complete control of your cryptos and keys. You can even import your existing wallet. The wallet is necessary if you want to send crypto or use the Earn or Swap offerings. Using the DeFi wallet, you can earn interest on over 35 tokens. You can also farm and swap DeFi tokens directly from your wallet. Chain is a public, open-source and permissionless blockchain designed to be a fully decentralized network with high speeds and low fees. The goal is to help drive mass adoption of blockchain technology for payments, DeFi and NFTs.

Pay for Business also offers a payment gateway for businesses to accept crypto payments from customers. Businesses have the ability to send invoices, manage payments and pay zero fees for settlements in crypto.

How Works works in your browser or mobile app for both iOS and Android. To deposit, trade or withdraw crypto, you must have verified your account to at least the Starter level. Starter level verification requires your name, nationality, date of birth, email and mobile phone number.

To apply for the Visa Card, you will need to stake CRO tokens for at least 180 days. To do that, you’ll complete the KYC verification process and purchase CRO tokens, which you’ll deposit into your wallet in the app. Then, follow the on-screen instructions to request the Visa Card.

Which Cryptos Does Offer? allows you to buy and sell more than 100 cryptocurrencies using over 20 fiat currencies, including popular ones such as:

However, not all 100-plus are available in the United States.

Is It Safe To Use has a solid commitment to trust, security and data privacy. Here are some of the security features that utilizes:

  • All deposits are screened for compliance.
  • A dedicated team monitors all transactions.
  • 100% of user crypto is held offline in cold storage.
  • User fiat currencies are held in regulated custodian bank accounts.
  • The system protects transactions with multifactor authentication.
  • Withdrawals are protected via whitelisted, verified emails.

In addition, boasts that it is the first cryptocurrency company in the world to have ISO/IEC 27701:2019, CCSS Level 3, ISO/IEC 27001:2013 and PCI DSS v3.2.1 Level 1 compliance. is independently assessed at Tier 4, the highest level for both NIST Cybersecurity and Privacy Frameworks, according to its website. The company also uses external, globally recognized security and audit firms and offers an external bug bounty program. Fees’s fee structure is volume-based, so the more trading volume you have, the less you pay in fees. There are nine fee tiers, from up to $25,000 to over $200 million. Your fee level is based on your past 30-day trading volume. Fees range from 0.04% to 0.4% on spot and margin trades. Fees are as low as 0% on derivatives trades. You can save even more on fees by staking more CRO. vs. Competitors

There are many cryptocurrency exchanges to choose from, so you’ll want to compare with a few of its competitors to find the best match for your needs. Here are a few options you might consider.


Coinbase is a cryptocurrency platform that launched in 2012. Today, it has more than 56 million users in 100 countries and over $335 billion in quarterly trading volume. Coinbase enables you to buy, sell, store and spend crypto anywhere using its card. It has several offerings for both businesses and developers.


Binance is one of the world’s leading cryptocurrency exchanges and ecosystems, with over $2 billion in average daily volume and 1.4 million transactions per second. In addition to the exchange, Binance offers many educational resources and market research.


Nexo launched in 2018 and now boasts more than 1.5 million users in over 200 jurisdictions, supporting over 40 fiat currencies. With Nexo, you can earn over 12% interest — paid daily — or borrow 21 cryptos.

Who Should Use is a crypto ecosystem. It’s an excellent option for people who want a one-stop shop for all things crypto. The platform does assume you have some knowledge of cryptos already, so it might not be the best option for crypto novices.

Key Takeaways

Here are a few takeaways to keep in mind when considering whether it’s right for you:

  • lets you buy, sell, trade, earn, spend, send and borrow crypto assets all in one place.
  • It has some of the highest security standards in the industry.
  • You can trade more than 100 cryptocurrencies using over 20 fiat currencies.

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About the Author

Scott Jeffries is a seasoned technology professional based in Florida. He writes on the topics of business, technology, digital marketing and personal finance. After earning his bachelor’s in Management Information Systems with a minor in Business, Scott spent 15 years working in technology. He's helped startups to Fortune 100 companies bring software products to life. When he's not writing or building software, Scott can be found reading or spending time outside with his kids.

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