How to Afford Your Vet Bills When Living on Social Security

An elderly woman with dog in autumn nature.
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We love our pets — but they can be expensive. Vet prices have gone up more than 60% over the past decade. “Private equity firms and large corporations have bought hundreds of facilities around the country, an acquisition spree reminiscent of the corporate roll-ups of doctors’ offices,” according to Yahoo News.

If you’re living on Social Security or struggling to pay your vet bills, here are some options to check out.

Search for Online and Vet College Resources

If you haven’t checked out Pet Help Finder, it gives you the opportunity to find financially friendly pet resources. You can search for vet services, food pantries, and more. If your pet needs emergency care and you can’t afford it, check out any nearby vet colleges. They may have programs to help you pay for the care.

Find a Different Vet

You may try looking for a vet in a less expensive city or a community shelter that offers discounted or free services. You could also look to get a second opinion about what treatments your pet needs. If you want to stay with your original vet, see if they offer payment plans. “If you’re a client in good standing, they may be able to work out a weekly or monthly payment plan,” according to The Humane Society of the United States.

Consider Pet Health Insurance

You may know other pet owners who have insurance for their animals. Just like human insurance, it can help reduce the amounts you pay out of pocket. However, make sure to do your research and find an affordable plan that covers the care you’re likely to need.

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Look for Fundraising and Temporary Credit Options

If you’re still having trouble paying, consider asking the vet if they have temporary credit options. You could also see if they have a community fund where clients put in money to help others in need. Finally, try an online fundraising platform or crowdfunding solution.

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