This Account Grows Your Money 4x Faster Than a CD
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When every headline seems to call out a new source of market uncertainty, it makes sense that you’d turn your attention to more stable financial products. And for many people, stable growth means buying certificates of deposits, or CDs. But even these old reliables can feel like you’re saving money in a slow drip.
If you want to do more than just save your money, but also grow it with speed and consistency, you might consider annuities, like the Gainbridge® FastBreak™ annuity. It pays up to 5.55% APY1 — more than four times the average rate for a CD.2
A Smart Way to Grow and Protect Your Wealth —
So what exactly is an annuity? Annuities are insurance products that can pay out a fixed amount of money in a series of payments. In some cases, they can provide a steady source of income for as long as you live. One of their functions is to help mitigate longevity risk for retirees, meaning they don’t have to worry about outliving their savings.
Simply put, annuities work by providing a reliable stream of income in your retirement.
With the Gainbridge® FastBreak™ annuity, you can benefit from the stability of a multi-year guaranteed annuity. This means you’ll earn guaranteed growth on your money with zero risk to your principal contribution — no matter what’s going on with the stock market.3
Over a specified annuity period, from three to 10 years (depending on your preference), you’ll accrue interest at a guaranteed rate of up to 5.55% APY.1Again, that’s about four times faster than your average CD.2 It’s essentially everything you would want from a CD.
FastBreak™ lets you earn and withdraw your money at any age. Most traditional annuities only allow you to withdraw your money after age 59 ½ to avoid a penalty from the IRS.4 This flexibility doesn’t just extend to withdrawals. If you want to extend your contract to continue growing your initial contribution, FastBreak will let you do that, too.
How to Start Growing Your Money Consistently
You’ve worked hard for your money. It’s only natural that you want it to work just as hard for you. And a FastBreak annuity will put its nose to the grindstone with better results than your average CD.
To open a FastBreak™ account, all you need is a laptop or a phone and some time. You can complete your online application in just 10 minutes. Once you’re approved, you can get started funding your annuity from your checking or savings account, or by check. It’s that easy. Better yet, you can manage your account via your Gainbridge portal, allowing you to track your growth in real time.
You only need $1,000 to start, but you could see more potential growth the more you deposit and the longer you keep in it the account. Plus, FastBreak™ comes with the full financial backing of Gainbridge Life Insurance Company.
Ready to start growing your money consistently? Get started here to earn up to 5.55% APY.1
**Gainbridge®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually.
1 Annual Percentage Yield (“APY”) rates are subject to change at any time. Current rate as of Sept. 15, 2025 for a 5-10 year term of $100,000 and up.
2 Source: FDIC, national average of 5-year CD, week of Sept. 15, 2025. Rates subject to change.
3All guarantees based on the financial strength and claims paying ability of the issuing insurance company.
4 FastBreak™ does not offer tax deferral; instead, you are taxed annually on interest. Because of this, you do not pay an IRS tax penalty to withdraw funds prior to age 59 ½. Early withdrawals prior to the end of the term may be subject to a withdrawal charge and market value adjustment. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment.
FastBreak™ is issued by Gainbridge Life Insurance Company, a Delaware-domiciled insurance company with its principal office in Zionsville, Indiana. Products and/or features may not be available in all states. Gainbridge Life Insurance Company is currently licensed and authorized to do business in 49 states (all states except New York) and the District of Columbia. All guarantees based on the financial strength and claims paying ability of the issuing insurance company. Certificates of Deposit (CDs) and non-tax-deferred annuities are distinct financial products, each with their own characteristics and purposes. CDs are deposit accounts offered by banks and credit unions, insured by the FDIC or NCUA, and typically provide fixed interest rates for specific terms. Non-tax-deferred annuities (FastBreak™), on the other hand, is an insurance product offered by an insurance company, designed to provide income or growth. Please visit gainbridge.io for current rates, full product disclosure and disclaimers and additional information.
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