Christopher Zook | GOBankingRates

Christopher Zook is the Founder, Chairman and Chief Investment Officer of CAZ Investments. He has more than 30 years of experience investing in both traditional and alternative asset classes. Christopher recently co-authored “The Holy Grail of Investing,” with Tony Robbins, which became a #1 New York Times Bestseller. Christopher was honored with the Texas Alternative Investments Association’s (TAIA) Lifetime Achievement Award in recognition of his contribution and sustained support of the industry in Texas. He is a regular contributor to major media outlets, including CNBC, Fox Business and Bloomberg. Prior to starting CAZ Investments in 2001, Christopher served in senior leadership positions with Oppenheimer, Prudential Securities, Lehman Brothers and Paine Webber.

Education

Bachelor of Arts in Economics and Financial Management, Texas Tech University

Accolades

Texas Alternative Investments Association’s (TAIA) Lifetime Achievement Award
Appointed to the Texas State Pension Review Board by Governor Abbott (term through January 2021)
Recognized as a Distinguished Alumni of Texas Tech University

Expertise in

Alternative asset investing
Private equity and private credit strategies
Retirement and investing basics
Long-term investing and wealth building
Portfolio diversification
Passive investing through private market vehicles

Private equity has historically outperformed public markets by over 500 basis points per year — and over time, that compounds powerfully.

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5 Smart Ways To Use Your Tax Refund -- and 3 Costly Mistakes To Avoid

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The One Investment Barbara Corcoran Says She'll 'Never Sell' -- and Why

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2 Reasons It Might Not Make Sense to Pay Off Your Mortgage Right Away

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3 Reasons Bitcoin Is 'Digital Gold,' Says Investing Expert

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Multi-Millionaire Says Timing the Market is Impossible - Here's What You Should Do Instead

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'5 Ways 'Loud Budgeting' Can Make You Richer, According to Vivian Tu

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Here's Why You Need To Adopt New Money Moves at Every Stage of Life

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Day 28

7 Financial Pitfalls That Catch Self-Employed People Off Guard

Being your own boss is empowering. But it also means operating without a safety net. Here are the money rules for self-employed people, and how to use them to your advantage.

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Day 29

3 Reasons Gen Z Isn't As Bad With Money As You Might Think

Is Gen Z "bad with money," or are they redefining wealth? Here's why their approach to finances looks so different from older generations.

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Day 30

Here's How To Be Successful Financially Without Building a Budget

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Day 31

3 Ways To Protect Your Money From Inflation, According to an Expert

Worried about rising prices? A market expert shares how to adjust your spending, invest wisely, and protect your portfolio when inflation is high.

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Day 32

4 Reasons This 'Safe Investment' Isn't Always a Good Bet, According to an Expert

ETFs offer low costs and easy access, but they’re not risk-free. Learn what CEO Noah Hamman says most investors miss when buying into ETFs.

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Day 33

3 Key Signs That You're Losing Money to 'Lifestyle Inflation' -- and How To Get Out of It

Got a raise but still feel broke? Budgeting expert Allison Baggerly explains lifestyle inflation and how to stop spending more as you earn more.

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Day 34

I'm an Investing Pro: Here's How To Access Private Equity (Without Being a Billionaire)

Private equity is now more accessible to everyday investors, but it comes with tradeoffs. Here’s what to know before you consider jumping in.

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Day 35

4 Ways To Avoid Bank Fees and Keep More of Your Money

Tired of overdraft and ATM fees? A money expert shares how to dodge hidden bank charges and keep more of your money.

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Day 36

4 Top Ways To Spot and Avoid a Scam, According to an Expert

Scammers can spoof your bank and steal your money fast. Learn how to spot red flags and protect your accounts with expert-backed fraud prevention tips.

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Day 37

The No. 1 Mistake Retail Investors Keep Making, According to This Wall Street Insider

With markets swinging, it's easy for retail investors to get caught up in the wrong moves. Here's exactly why smart people keep making the same mistakes.

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Day 38

Warren Buffett Says You Should Invest When the Market Is Down -- Here's Why

Warren Buffett shares why smart investors buy during market downturns, and how to choose the right stocks for long-term gains.

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Day 39

Don't Refinance Until You Read This Mortgage Pro's Advice

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Day 40

The Big Retirement Myth That Could Ruin Your Plans

Many Americans believe this retirement myth—find out how it could derail your financial future and what to do now to protect your long-term plans.

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Day 41

How Long It Really Takes To Get Rich, According to Robert Kiyosaki

Getting rich isn’t just luck or a lifetime grind—Robert Kiyosaki says with mindset, learning, and purpose, wealth is within reach sooner than you think.

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Day 42

Here's How Much of Your Paycheck You Should Save Each Month, According to an Expert

Forget cookie-cutter rules — here’s how to save the right amount from your paycheck based on your goals, not someone else’s.

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Day 43

Tony Robbins: The No. 1 Thing That Will Transform Your Money Life

Tony Robbins shares how values-based motivation, mindset shifts, and consistent action can transform your financial future—starting with small steps today.

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Day 44

Here's Why Putting Your Savings in the Market Could Backfire -- and What To Do Instead

CFP Jeff Rose shares how to split savings between high-yield accounts and investments to protect your money and grow wealth.

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Day 45

The Overlooked Difference Between Your Credit Score and Credit Report

Most people mix up credit scores and credit reports, but knowing the difference could save you money and boost your chances of loan approval.

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Day 46

4 Insurance Mistakes Most People Make -- and How To Avoid Them

Financial planner Marguerita Cheng shares the biggest life insurance mistakes people make, and how to get the right policy for your needs and budget.

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Day 47

Most Experts Say Buy Index Funds. Charles Payne Says Do This Instead

Charles Payne argues individual stocks may outperform index funds — if investors do the research. Learn how to spot strong picks and manage investment risk.

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Day 48

Here's How To Prepare Yourself for a Recession, According to Suze Orman

Suze Orman shares smart, no-nonsense strategies to turn financial fear into power and prepare for any downturn.

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Day 49

5 Reasons Dave Ramsey's Hard Stance Against Credit Cards Isn't for You

Dave Ramsey says no to credit cards — but does his advice apply to you? Discover 5 times credit cards might actually be a smart move.

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Day 50

Kevin O'Leary: Here's What You Need To Know About Trump's New Tax Bill

Kevin O’Leary said Trump’s new tax bill stabilizes rates and supports small businesses, making it easier to plan and grow in today’s economy.

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Day 51

Tony Robbins vs. Dave Ramsey: Whose Financial Advice Is Best in 2025?

Tony Robbins or Dave Ramsey—whose financial advice works best in 2026? Compare their money strategies to see which fits your goals and lifestyle.

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Day 52

The Best Way To Keep Your Finances in Order When You Have an Irregular Income

Freelancers and self-employed: Learn Jessica Moorhouse’s expert tips to budget, build a cushion, and manage unpredictable income with confidence.

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Day 53

Barbara Corcoran: 'Fun Is Good for Business' -- 7 Ways You Can Balance Work and Play (and Still Make Money)

Barbara Corcoran shares 7 expert tips to help you balance fun and work—without sacrificing income. Learn how joy can actually grow your business.

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Day 54

Here's Why It Takes More Than Hard Work To Get Rich, According to Kevin O'Leary

Kevin O'Leary has made his fortune by understanding that working 18 hours a day for someone else will never make you rich. Working 18 hours a day for YOU? A different story.

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Day 55

Humphrey Yang: Avoid These 3 Mistakes To Become Part of the Top 10%

Want to join the top 10%? Humphrey Yang shares 3 key mistakes to avoid if you want to grow wealth, build success and level up your financial game.

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Day 56

Dr. John Delony: Financial Control Is Abuse -- Here's What To Do About It

Financial abuse doesn't always look like someone stealing your credit cards. It's more complicated. Dr. John Delony on the signs — and what to do about it.

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Day 57

Looking for a Home Deal? Barbara Corcoran Says You're Doing It Wrong

She has some advice for homebuyers searching for their own hidden gem.

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Day 58

Rachel Cruze: 8 Ways To Lower Your Essential Costs

Money expert Rachel Cruze focuses on how you can successfully lower the costs of your "four walls," which are housing, transportation, utilities and food.

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Day 59

Here's How To Avoid the Biggest Mistake Retirement Savers Make During a Market Downturn

Learn how to protect your retirement savings during market volatility with expert tips from TIAA's Kourtney Gibson.

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Day 60

5 Things Barbara Corcoran Wants You To Stop Doing With Your Money

Barbara Corcoran has shared many money mistakes to avoid like flying first class and ignoring investing -- learn ways to build wealth and freedom with her tips.

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Day 61

Suze Orman: You Can't Afford To Make These 4 Money Mistakes

Orman's guidance is aimed at steering individuals away from financial missteps and toward a path of financial freedom.

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Day 62

I'm an Airbnb Millionaire: Follow These 3 Steps To Earn $250K in Rental Income

Discover how one Airbnb investor built a $26 million portfolio -- and how you can earn $250,000 in five years with just a few high-performing rentals.

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Day 63

Dave Ramsey's vs. Warren Buffett's Advice on 4 Key Financial Topics

What Buffett and Ramsey say about four key financial topics, including investing, debt, mortgages and retirement.

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Day 64

Rachel Cruze Reacts to 8 Creative Side Hustles for Extra Cash

In a YouTube video, money expert Rachel Cruze reacted to eight creative side hustle ideas that might be ideal for you.

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Day 65

Pre-Tax vs. Roth: Why This One Retirement Decision Confuses So Many People

Confused about pre-tax vs. Roth? You're not alone. Money expert Preston Seo explains how each impacts your taxes today and in retirement.

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Day 66

I Was a Millionaire by 26: 3 Money Rules Every Young Person Should Know

Learn Ryan Scribner's top personal finance tips for your 20s, including how to invest wisely, avoid risky moves and build wealth from the ground up.

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Day 67

5 Smart Ways To Use Your Tax Refund -- and 3 Costly Mistakes To Avoid

Learn how to use your tax refund wisely, avoid costly mistakes, and turn a one-time check into long-term financial security.

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Day 68

5 Hidden Money Leaks Draining Your Wealth, According to Jaspreet Singh

Struggling to save money? Discover hidden ways your cash is leaking -- from overdraft fees to inflation -- and how to fix your finances and grow wealth.

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Day 69

10 Times Dave Ramsey and Suze Orman Gave Totally Different Money Advice

Two of the most famous finance gurus in the world often take completely different positions on how to tackle money matters. Whose advice should you follow?

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Day 70

5 Ways To Get Promoted Early in Your Career, From a Former LinkedIn Insider

Skip the “dues” and get ahead faster. Career expert Cherie Brooke Luo shares 5 smart strategies to stand out, gain visibility and earn early promotions.

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Day 71

Rachel Cruze Exposes 6 Money Hacks That Actually Hurt You

Money expert Rachel Cruze reveals common money hacks that backfire, advising the avoidance of debt traps like BNPL, store credit cards, car leases and more.

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Day 72

Could Bitcoin Investing Ever Win Over Dave Ramsey?

Dave Ramsey isn’t sold on Bitcoin—yet. Here’s what would need to change for him to finally consider crypto a legitimate long-term investment.

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Day 73

3 Smart Moves for Investors Worried About Buying at the Top

Chris Sain shares smart, steady strategies to help investors navigate a hot market without falling into risky traps or chasing hype.

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Day 74

3 Simple Steps To Slash Your Spending Today, According to Barbara Huson

Want to spend less without relying on willpower? Financial expert Barbara Huson shared three brain-based strategies to help you resist impulse purchases.

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Day 75

3 Investing Myths That Could Be Costing You Thousands in 2025

Think investing is gambling or too risky? Finance expert Eric Pan busts common myths and shares how anyone can invest smartly — no Wall Street suit required.

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Day 76

I'm a Financial Advisor: Here's How To Turn $100K Into Monthly Income for Life

Financial expert Andrew Lokenauth shares how to invest $100K wisely to create balanced, diversified income that can last for decades.

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Day 77

7 Biggest Wealth Killers in the Stock Market, According To Jaspreet Singh

In a YouTube video, personal finance expert and licensed attorney Jaspreet Singh discussed seven investing mistakes that can kill your wealth.

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Day 78

Ramit Sethi Reveals the Retirement Math Most Americans Get Wrong

Money expert Ramit Sethi broke down how much you really need to retire -- and why most Americans are overestimating their savings goals.

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Day 79

The Most Dangerous Money Habit You Can Have, According to Morgan Housel

FOMO can lead to overspending and debt. Morgan Housel explained why chasing others’ lifestyles is the most dangerous money habit.

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Day 80

I'm a 'Shark Tank' Entrepreneur: 5 Incredible Lessons I Learned From Lori Greiner

Bug Bite Thing's CEO shared five powerful lessons from Lori Greiner that helped her build a multimillion-dollar business after "Shark Tank."

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Day 81

The Roth Conversion Mistake That Could Cost You Tens of Thousands -- and How To Get It Right

A CFP explains how to convert a $1.6M 401(k) to a Roth IRA without triggering high taxes, plus tips on timing, tax brackets, and working with a pro.

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Day 82

Retirement Spending: 9 Things Even Spendthrifts Don't Waste Money On

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Day 83

16 Investments To Consider Ranked by Expected Return -- From Safest to Riskiest

Learn how to choose the right investments for your financial goals and risk tolerance, with insights from expert Brian Feroldi.

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Day 84

Is the 0.01% Spending Rule Smart or Risky? A Financial Planner Weighs In

A trending spending rule says you can buy anything guilt-free if it costs 0.01% or less of your net worth. But does it help or hurt your financial goals?

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Day 85

What the FIRE Movement Got Right -- and Wrong -- About Retirement

The FIRE movement inspires early retirement through saving and discipline, but experts warn it can overlook healthcare costs and quality-of-life balance.

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Day 86

5 Money Rules Dasha Kennedy Broke and Still Got Richer

Money expert Dasha Kennedy defied personal finance norms -- and still got richer. Discover how breaking rules helped her survive, thrive and grow wealth.

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Day 87

3 Middle-Class Money Habits Keeping You From Getting Rich

Think you’re doing all the right things with money? Finance expert Nicole Lapin reveals the everyday habits that may be keeping you from real wealth.

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Day 88

The No. 1 Reason New Businesses Fail, According to a Shark Tank Investor

FUBU founder Daymond John reveals why many startups fail and shares his top advice for staying honest, focused, and financially disciplined.

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Day 89

Rachel Cruze Shares 10 ChatGPT-Approved Tips To Stop Overspending

Overspending affects nearly one-third of Americans. Explore money habits like budgeting, tracking expenses and delaying gratification to boost financial health.

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Day 90

5 Crypto Strategies Even Beginners Can Use To Build Wealth

New to crypto? These five expert-backed strategies can help traditional investors build wealth while managing risk in the crypto market.

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Day 91

I'm a Financial Advisor: You'll Never Regret Doing These 4 Things With Your IRA

A financial advisor shared smart IRA strategies to grow tax-free wealth, reduce risk and maximize retirement savings for U.S. investors planning retirement.

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Day 92

5 Ways Financial Experts Would Use a $1 Million Windfall Right Now

Financial experts shared smart, tax-efficient ways to invest a $1 million windfall — from 529 plans to diversified portfolios and debt payoff strategies.

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Day 93

5 Overpriced Everyday Items the Middle Class Should Buy at Dollar Stores Instead

An expert shares which everyday items are worth picking up at dollar stores — and when you’ll actually save more by skipping bulk buys elsewhere.

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Day 94

3 Subtle Clues Those Old Coins in Your Drawer Could Actually Be Worth Thousands

Think your old coins might be valuable? Learn how experts identify rare and collectible coins — and what makes them worth serious money.

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Day 95

Pay Down Debt or Save for Retirement? What Financial Experts Actually Recommend

A financial planner reveals the exact percentage to save while tackling debt — plus when to prioritize one over the other.

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Day 96

6 Mistakes That Could Cost You Thousands in Social Security (and How To Avoid Them)

Learn from a financial expert how to avoid six common Social Security mistakes that could cost you thousands in retirement — and what to do instead.

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Day 97

5 Ways AI Is Quietly Reshaping the Stock Market -- and How It Impacts Your Wallet

AI is helping everyday investors spot trends, reduce stress, and access pro-level tools — but experts say it should support, not replace, your judgment.

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